Waterstone Financial (WSBF) EBIT Margin (2012 - 2026)
Waterstone Financial's (WSBF) quarterly EBIT Margin came in at 60.15% in Q2 2026, down 464.0% on a YoY basis from 16.53% in Q2 2025, and up 1.73% quarter-over-quarter from 59.13% in Q1 2026.
Analysis
Waterstone Financial (WSBF) EBIT Margin (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has reported EBIT Margin for 15 consecutive years, with 60.15% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBIT Margin fell 464.0% year-over-year to 60.15%; the trailing twelve-month figure through Jun 2026 stood at 62.89% (down 423.0% YoY), and the FY2025 full-year result was 65.4%, down 177.0% from the prior year.
- EBIT Margin climbed to 60.15% in Q2 2026 per WSBF's latest filing, from 59.13% in the prior quarter.
- Across five years, EBIT Margin topped out at 70.42% in Q4 2024 and bottomed at 8.55% in Q4 2022.
- Historically, EBIT Margin has averaged 49.87% across 5 years, with a median of 59.64% in 2026.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin plunged 4315 bps in 2022, then surged 5865 bps in 2023.
- Over 5 years, EBIT Margin stood at 8.55% in 2022, then soared by 686 bps to 50.09% in 2023, then surged by 41 bps to 70.42% in 2024, then declined by 7 bps to 65.78% in 2025, then fell by 9 bps to 60.15% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 60.15%, 59.13%, and 65.78% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 66.98% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 78.46% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 73.02% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 62.35% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | Waterstone Financial | 386.64 Mn | 345.56 Mn | - | 60.15% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 60.15% |
| Mar 31, 2026 | 59.13% |
| Dec 31, 2025 | 65.78% |
| Sep 30, 2025 | 66.58% |
| Jun 30, 2025 | 64.79% |
| Mar 31, 2025 | 64.23% |
| Dec 31, 2024 | 70.42% |
| Sep 30, 2024 | 69.15% |
| Jun 30, 2024 | 65.86% |
| Mar 31, 2024 | 63.41% |
| Dec 31, 2023 | 50.09% |
| Sep 30, 2023 | 53.01% |
| Jun 30, 2023 | 46.03% |
| Mar 31, 2023 | 33.62% |
| Dec 31, 2022 | -8.55% |
| Sep 30, 2022 | 22.20% |
| Jun 30, 2022 | 27.71% |
| Mar 31, 2022 | 23.96% |
| Dec 31, 2021 | 34.60% |
| Sep 30, 2021 | 41.49% |