Waterstone Financial (WSBF) Change in Net Loans (2013 - 2026)
Waterstone Financial's (WSBF) quarterly Change in Net Loans came in at $8.7 million in Q1 2026, up 151.26% YoY from $3.5 million in Q1 2025, and up 122.21% on a QoQ basis from -$39.4 million in Q4 2025.
Waterstone Financial (WSBF) Change in Net Loans (2013 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 14 years of Change in Net Loans data on file, last reported at $8.7 million in Q1 2026.
- Quarterly Change in Net Loans rose 151.26% year-over-year to $8.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.6 million (up 2210.75% YoY) and the FY2025 annual result came in at -$5.2 million, down 131.13% from the prior year.
- Change in Net Loans climbed to $8.7 million in Q1 2026, from -$39.4 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $155.7 million in Q4 2022 to a low of -$39.4 million in Q4 2025.
- A 5-year average of $28.1 million and a median of $13.9 million in 2024 frame the typical range for Change in Net Loans.
- Annual changes were most pronounced in 2023 — Change in Net Loans soared 3843.74% — and 2025, when it sank 2944.83%.
- Tracing WSBF's Change in Net Loans over 5 years: stood at $155.7 million in 2022, then sank by 91.51% to $13.2 million in 2023, then plunged by 208.97% to -$14.4 million in 2024, then plunged by 173.35% to -$39.4 million in 2025, then soared by 122.21% to $8.7 million in 2026.
- The last three Change in Net Loans figures came in at $8.7 million (Q1 2026), -$39.4 million (Q4 2025), and $50.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Waterstone Financial | 361.79 Mn | 320.71 Mn | - | -448,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -448,000.00 |
| Mar 31, 2026 | 8.75 Mn |
| Dec 31, 2025 | -39.38 Mn |
| Sep 30, 2025 | 50.56 Mn |
| Jun 30, 2025 | 694,000.00 |
| Mar 31, 2025 | -17.07 Mn |
| Dec 31, 2024 | -14.41 Mn |
| Sep 30, 2024 | 16.56 Mn |
| Jun 30, 2024 | 13.94 Mn |
| Mar 31, 2024 | 600,000.00 |
| Dec 31, 2023 | 13.22 Mn |
| Sep 30, 2023 | 36.44 Mn |
| Jun 30, 2023 | 64.48 Mn |
| Mar 31, 2023 | 40.03 Mn |
| Dec 31, 2022 | 155.74 Mn |
| Sep 30, 2022 | 78.08 Mn |
| Jun 30, 2022 | 69.04 Mn |
| Mar 31, 2022 | 1.02 Mn |
| Dec 31, 2021 | -21.51 Mn |
| Sep 30, 2021 | -69.69 Mn |