Waterstone Financial (WSBF) Asset Utilization Ratio (2013 - 2026)

Waterstone Financial (WSBF) posted Asset Utilization Ratio of 0.07 for Q1 2026, up 12.98% on a QoQ basis from 0.06 in Q4 2025, and up 59.31% year-over-year from 0.04 in Q1 2025.

Waterstone Financial (WSBF) Asset Utilization Ratio (2013 - 2026) Analysis & Trends

Waterstone Financial's Asset Utilization Ratio history runs 14 years deep, the most recent figure standing at 0.07 for Q1 2026.

  • Quarterly Asset Utilization Ratio rose 59.31% year-over-year to 0.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.07 (up 59.31% YoY) and the FY2025 annual result came in at 0.06, up 3.68% from the prior year.
  • Asset Utilization Ratio was 0.07 for Q1 2026 at Waterstone Financial, up from 0.06 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.09 in Q1 2022 and bottomed at 0.03 in Q3 2025.
  • A 5-year average of 0.05 and a median of 0.05 in 2023 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2022 — Asset Utilization Ratio plunged 38.44% — and 2026, when it jumped 59.31%.
  • Waterstone Financial's Asset Utilization Ratio stood at 0.07 in 2022, then slumped by 37.6% to 0.04 in 2023, then grew by 17.68% to 0.05 in 2024, then increased by 21.34% to 0.06 in 2025, then grew by 12.98% to 0.07 in 2026.
  • Business Quant data shows WSBF's Asset Utilization Ratio at 0.07 in Q1 2026, 0.06 in Q4 2025, and 0.03 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Waterstone Financial 352.94 Mn 305.43 Mn - 0.07

Historic Data

Download Data
DateValue
Mar 31, 2026 0.07
Dec 31, 2025 0.06
Sep 30, 2025 0.03
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.05
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.04
Dec 31, 2023 0.04
Sep 30, 2023 0.05
Jun 30, 2023 0.06
Mar 31, 2023 0.06
Dec 31, 2022 0.07
Sep 30, 2022 0.08
Jun 30, 2022 0.07
Mar 31, 2022 0.09
Dec 31, 2021 0.09
Sep 30, 2021 0.11
Jun 30, 2021 0.11