Waterstone Financial (WSBF) Asset Utilization Ratio (2013 - 2026)
Waterstone Financial's (WSBF) quarterly Asset Utilization Ratio came in at 0.07 in Q1 2026, up 51.42% YoY from 0.04 in Q1 2025, and up 13.0% on a QoQ basis from 0.06 in Q4 2025.
Waterstone Financial (WSBF) Asset Utilization Ratio (2013 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 14 years of Asset Utilization Ratio data on file, last reported at 0.07 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 51.42% year-over-year to 0.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.07 (up 51.42% YoY) and the FY2025 annual result came in at 0.06, up 3.68% from the prior year.
- Asset Utilization Ratio improved to 0.07 in Q1 2026, from 0.06 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.09 in Q1 2022 to a low of 0.03 in Q3 2025.
- A 5-year average of 0.06 and a median of 0.05 in 2024 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2022 — Asset Utilization Ratio slumped 38.37% — and 2026, when it jumped 51.42%.
- Tracing WSBF's Asset Utilization Ratio over 5 years: stood at 0.07 in 2022, then slipped by 26.34% to 0.05 in 2023, then increased by 4.05% to 0.05 in 2024, then increased by 16.17% to 0.06 in 2025, then advanced by 13.0% to 0.07 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.07 (Q1 2026), 0.06 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | Waterstone Financial | 359.48 Mn | 318.40 Mn | - | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.11 |