Vroom (VRM) Non-Interest Income (2022 - 2026)
Vroom (VRM) posted Non-Interest Income of $2.4 million for Q1 2026, up 2.82% sequentially from $2.3 million in Q4 2025, and up 1.6% YoY from $2.4 million in Q1 2025.
Analysis
Vroom (VRM) Non-Interest Income (2022 - 2026) Analysis & Trends
Vroom has reported Non-Interest Income for 5 years, with the latest figure at $2.4 million in Q1 2026.
- Quarterly Non-Interest Income rose 1.6% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $15.8 million (down 12.49% YoY) and the FY2025 annual result came in at $9.8 million, down 40.01% from the prior year.
- Non-Interest Income rose to $2.4 million in Q1 2026 per VRM's latest filing, from $2.3 million in the prior quarter.
- Over five years, Non-Interest Income peaked at $29.6 million in Q1 2022 and troughed at -$31.1 million in Q4 2023.
- A 5-year average of $4.6 million and a median of $4.2 million in 2023 frame the typical range for Non-Interest Income.
- The sharpest annual moves came in 2023 and 2024: Non-Interest Income sank 89.76% in 2023, then surged 177.67% in 2024.
- Over 5 years, Non-Interest Income stood at $16.0 million in 2022, then plunged by 294.54% to -$31.1 million in 2023, then jumped by 134.5% to $10.7 million in 2024, then tumbled by 78.16% to $2.3 million in 2025, then increased by 2.82% to $2.4 million in 2026.
- According to Business Quant data, Non-Interest Income over the past three periods registered $2.4 million, $2.3 million, and $2.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.48 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 165.07 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 210.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 430.48 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 653.00 Mn |
| 10 | Vroom | 48.05 Mn | -86.03 Mn | - | 8.67 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.67 Mn |
| Mar 31, 2026 | 7.20 Mn |
| Dec 31, 2025 | 7.91 Mn |
| Sep 30, 2025 | 9.51 Mn |
| Jun 30, 2025 | 8.82 Mn |
| Mar 31, 2025 | 10.21 Mn |
| Sep 30, 2024 | 10.72 Mn |
| Jun 30, 2024 | 9.02 Mn |
| Mar 31, 2024 | 4.45 Mn |
| Dec 31, 2023 | 26.37 Mn |
| Sep 30, 2023 | 7.63 Mn |
| Jun 30, 2023 | 20.53 Mn |
| Mar 31, 2023 | 3.03 Mn |
| Sep 30, 2022 | 15.97 Mn |
| Mar 31, 2022 | 29.62 Mn |