Vroom (VRM) Non-Interest Income (2022 - 2026)

Vroom (VRM) posted Non-Interest Income of $2.4 million for Q1 2026, up 2.82% sequentially from $2.3 million in Q4 2025, and up 1.6% YoY from $2.4 million in Q1 2025.

Vroom (VRM) Non-Interest Income (2022 - 2026) Analysis & Trends

Vroom has reported Non-Interest Income for 5 years, with the latest figure at $2.4 million in Q1 2026.

  • Quarterly Non-Interest Income rose 1.6% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $15.8 million (down 12.49% YoY) and the FY2025 annual result came in at $9.8 million, down 40.01% from the prior year.
  • Non-Interest Income rose to $2.4 million in Q1 2026 per VRM's latest filing, from $2.3 million in the prior quarter.
  • Over five years, Non-Interest Income peaked at $29.6 million in Q1 2022 and troughed at -$31.1 million in Q4 2023.
  • A 5-year average of $4.6 million and a median of $4.2 million in 2023 frame the typical range for Non-Interest Income.
  • The sharpest annual moves came in 2023 and 2024: Non-Interest Income sank 89.76% in 2023, then surged 177.67% in 2024.
  • Over 5 years, Non-Interest Income stood at $16.0 million in 2022, then plunged by 294.54% to -$31.1 million in 2023, then jumped by 134.5% to $10.7 million in 2024, then tumbled by 78.16% to $2.3 million in 2025, then increased by 2.82% to $2.4 million in 2026.
  • According to Business Quant data, Non-Interest Income over the past three periods registered $2.4 million, $2.3 million, and $2.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.48 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 210.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 127.20 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 407.38 Mn
10 Vroom 48.43 Mn -85.65 Mn - 8.67 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 8.67 Mn
Mar 31, 2026 2.41 Mn
Dec 31, 2025 2.34 Mn
Sep 30, 2025 2.23 Mn
Jun 30, 2025 8.82 Mn
Mar 31, 2025 2.37 Mn
Sep 30, 2024 10.72 Mn
Jun 30, 2024 4.96 Mn
Mar 31, 2024 4.45 Mn
Dec 31, 2023 -31.07 Mn
Sep 30, 2023 3.86 Mn
Jun 30, 2023 4.57 Mn
Mar 31, 2023 3.03 Mn
Sep 30, 2022 15.97 Mn
Mar 31, 2022 29.62 Mn