Velocity Financial (VEL) Total Liabilities (2019 - 2026)
Velocity Financial's Total Liabilities was $7.24 billion in Q2 2026, up 23.2% from $5.87 billion a year earlier and up 5.0% from the prior quarter.
Velocity Financial (VEL) Total Liabilities (2019 - 2026) Analysis & Trends
At the end of FY2025, Total Liabilities at Velocity Financial came in at $6.71 billion, up 33.9% from FY2024.
- Total Liabilities has now increased for five consecutive years, with a five-year compound annual growth rate of 28.9% (FY2020 to FY2025).
- In earlier years, Total Liabilities was $5.01 billion in FY2024 (+26.2%), $3.97 billion in FY2023 (+17.8%), $3.37 billion in FY2022 (+36.5%) and $2.47 billion in FY2021 (+31.0%).
- The Q2 2026 figure marks the highest quarterly Total Liabilities in data going back to Q4 2019.
- Compared with a year earlier, Total Liabilities has increased for 21 straight quarters, with growth averaging 29.5% over the last eight quarters.
- The year-over-year growth in Total Liabilities has ranged between 12.8% (Q3 2023) and 47.9% (Q3 2022) over the last five years.
- Per Business Quant data, VEL's Total Liabilities in the three quarters before Q2 2026 was $6.9 billion (Q1 2026), $6.71 billion (Q4 2025) and $6.32 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 37.43 Bn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 84.49 Bn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 10.03 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 4,215.85 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 10.31 Bn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 105.03 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 1.82 Bn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 126.76 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | 16.61 Bn |
| 10 | Velocity Financial | 590.98 Mn | 240.37 Mn | - | 7.24 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.24 Bn |
| Mar 31, 2026 | 6.90 Bn |
| Dec 31, 2025 | 6.71 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Jun 30, 2025 | 5.87 Bn |
| Mar 31, 2025 | 5.41 Bn |
| Dec 31, 2024 | 5.01 Bn |
| Sep 30, 2024 | 4.71 Bn |
| Jun 30, 2024 | 4.40 Bn |
| Mar 31, 2024 | 4.17 Bn |
| Dec 31, 2023 | 3.97 Bn |
| Sep 30, 2023 | 3.70 Bn |
| Jun 30, 2023 | 3.55 Bn |
| Mar 31, 2023 | 3.45 Bn |
| Dec 31, 2022 | 3.37 Bn |
| Sep 30, 2022 | 3.28 Bn |
| Jun 30, 2022 | 2.97 Bn |
| Mar 31, 2022 | 2.76 Bn |
| Dec 31, 2021 | 2.47 Bn |
| Sep 30, 2021 | 2.21 Bn |
Velocity Financial Total Liabilities API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-liabilities&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-liabilities", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-liabilities&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();