Velocity Financial (VEL) Payables (2019 - 2026)
Velocity Financial (VEL) reported Payables of $186.02 million for Q2 2026, up 12.8% from $164.94 million a year earlier and up 7.5% from the prior quarter.
Velocity Financial (VEL) Payables (2019 - 2026) Analysis & Trends
At the end of FY2025, Velocity Financial posted Payables of $168.31 million, up 13.9% from FY2024.
- Payables has increased for three consecutive years, with a five-year compound annual growth rate of 21.6% (FY2020 to FY2025).
- By year, Payables came in at $147.81 million in FY2024 (+21.2%), $121.97 million in FY2023 (+33.3%), $91.53 million in FY2022 (-0.7%) and $92.2 million in FY2021 (+45.5%).
- The Q2 2026 figure ranks as the highest quarterly Payables in data going back to Q4 2019.
- Year over year, Payables has now increased in each of the last 13 quarters, with growth averaging 21.1% over the last eight quarters.
- The high point for year-over-year Payables in five years was Q1 2024 (growth of 45.9%); the low point was Q1 2023 (a decline of 8.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $173.08 million (Q1 2026), $168.31 million (Q4 2025) and $170.58 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 4.17 Bn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 5.70 Bn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 35.57 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | - |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 84.65 Mn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | - |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 44.90 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 821.80 Mn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | 167.00 Mn |
| 10 | Velocity Financial | 590.98 Mn | 240.37 Mn | - | 186.02 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 186.02 Mn |
| Mar 31, 2026 | 173.08 Mn |
| Dec 31, 2025 | 168.31 Mn |
| Sep 30, 2025 | 170.58 Mn |
| Jun 30, 2025 | 164.94 Mn |
| Mar 31, 2025 | 153.48 Mn |
| Dec 31, 2024 | 147.81 Mn |
| Sep 30, 2024 | 140.53 Mn |
| Jun 30, 2024 | 138.03 Mn |
| Mar 31, 2024 | 123.99 Mn |
| Dec 31, 2023 | 121.97 Mn |
| Sep 30, 2023 | 97.87 Mn |
| Jun 30, 2023 | 95.34 Mn |
| Mar 31, 2023 | 84.98 Mn |
| Dec 31, 2022 | 91.53 Mn |
| Sep 30, 2022 | 75.15 Mn |
| Jun 30, 2022 | 78.38 Mn |
| Mar 31, 2022 | 92.77 Mn |
| Dec 31, 2021 | 92.20 Mn |
| Sep 30, 2021 | 79.36 Mn |
Velocity Financial Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payables&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payables", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payables&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();