Velocity Financial (VEL) Other Working Capital Changes (2019 - 2026)
Velocity Financial's (VEL) quarterly Other Working Capital Changes came in at -$3.6 million in Q1 2026, down 744.65% year-on-year from $563405.5 in Q1 2025, and down 320.66% quarter-over-quarter from $1.6 million in Q4 2025.
Velocity Financial (VEL) Other Working Capital Changes (2019 - 2026) Analysis & Trends
Velocity Financial's Other Working Capital Changes history runs 8 years deep, the most recent figure standing at -$3.6 million for Q1 2026.
- On a quarterly basis, Other Working Capital Changes fell 744.65% year-over-year to -$3.6 million in Q1 2026; TTM through Mar 2026 was $448000.0, a 141.99% increase from a year earlier, with the FY2025 full-year figure at $3.6 million, up 1185.21% from the prior year.
- Other Working Capital Changes eased to -$3.6 million in Q1 2026 per VEL's latest filing, from $1.6 million in the prior quarter.
- Across five years, Other Working Capital Changes topped out at $7.7 million in Q3 2022 and bottomed at -$4.6 million in Q4 2022.
- The 5-year median for Other Working Capital Changes is -$946000.0 (2023), against an average of -$1117.6.
- Biggest YoY gain for Other Working Capital Changes was 2564.9% in 2022; the steepest drop was 2896.71% in 2022.
- Year by year, Other Working Capital Changes stood at -$4.6 million in 2022, then surged by 50.82% to -$2.2 million in 2023, then surged by 50.85% to -$1.1 million in 2024, then soared by 249.5% to $1.6 million in 2025, then slumped by 320.66% to -$3.6 million in 2026.
- Per Business Quant, the three latest VEL Other Working Capital Changes figures stand at -$3.6 million (Q1 2026), $1.6 million (Q4 2025), and -$4.2 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.63 Mn |
| Mar 31, 2026 | -3.63 Mn |
| Mar 31, 2026 | -3.63 Mn |
| Dec 31, 2025 | 1.65 Mn |
| Dec 31, 2025 | 1.65 Mn |
| Dec 31, 2025 | 1.65 Mn |
| Sep 30, 2025 | -4.16 Mn |
| Sep 30, 2025 | -4.16 Mn |
| Sep 30, 2025 | -4.16 Mn |
| Jun 30, 2025 | 6.59 Mn |
| Jun 30, 2025 | 6.59 Mn |
| Jun 30, 2025 | 6.59 Mn |
| Mar 31, 2025 | -430,000.00 |
| Mar 31, 2025 | -430,000.00 |
| Mar 31, 2025 | -430,000.00 |
| Dec 31, 2024 | -1.10 Mn |
| Dec 31, 2024 | -1.10 Mn |
| Dec 31, 2024 | -1.10 Mn |
| Sep 30, 2024 | -4.09 Mn |
| Sep 30, 2024 | -4.09 Mn |