Velocity Financial (VEL) Other Working Capital Changes (2019 - 2026)

Velocity Financial's (VEL) quarterly Other Working Capital Changes came in at -$3.6 million in Q1 2026, down 744.65% year-on-year from $563405.5 in Q1 2025, and down 320.66% quarter-over-quarter from $1.6 million in Q4 2025.

Velocity Financial (VEL) Other Working Capital Changes (2019 - 2026) Analysis & Trends

Velocity Financial's Other Working Capital Changes history runs 8 years deep, the most recent figure standing at -$3.6 million for Q1 2026.

  • On a quarterly basis, Other Working Capital Changes fell 744.65% year-over-year to -$3.6 million in Q1 2026; TTM through Mar 2026 was $448000.0, a 141.99% increase from a year earlier, with the FY2025 full-year figure at $3.6 million, up 1185.21% from the prior year.
  • Other Working Capital Changes eased to -$3.6 million in Q1 2026 per VEL's latest filing, from $1.6 million in the prior quarter.
  • Across five years, Other Working Capital Changes topped out at $7.7 million in Q3 2022 and bottomed at -$4.6 million in Q4 2022.
  • The 5-year median for Other Working Capital Changes is -$946000.0 (2023), against an average of -$1117.6.
  • Biggest YoY gain for Other Working Capital Changes was 2564.9% in 2022; the steepest drop was 2896.71% in 2022.
  • Year by year, Other Working Capital Changes stood at -$4.6 million in 2022, then surged by 50.82% to -$2.2 million in 2023, then surged by 50.85% to -$1.1 million in 2024, then soared by 249.5% to $1.6 million in 2025, then slumped by 320.66% to -$3.6 million in 2026.
  • Per Business Quant, the three latest VEL Other Working Capital Changes figures stand at -$3.6 million (Q1 2026), $1.6 million (Q4 2025), and -$4.2 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn -
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn -
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn -
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn -
6 Walker & Dunlop 1.64 Bn 1.44 Bn -
7 Velocity Financial 681.36 Mn -6.51 Bn -
8 UWM Holdings 540.43 Mn 116.43 Mn -
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn -
10 Onity 340.51 Mn 215.81 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.63 Mn
Mar 31, 2026 -3.63 Mn
Mar 31, 2026 -3.63 Mn
Dec 31, 2025 1.65 Mn
Dec 31, 2025 1.65 Mn
Dec 31, 2025 1.65 Mn
Sep 30, 2025 -4.16 Mn
Sep 30, 2025 -4.16 Mn
Sep 30, 2025 -4.16 Mn
Jun 30, 2025 6.59 Mn
Jun 30, 2025 6.59 Mn
Jun 30, 2025 6.59 Mn
Mar 31, 2025 -430,000.00
Mar 31, 2025 -430,000.00
Mar 31, 2025 -430,000.00
Dec 31, 2024 -1.10 Mn
Dec 31, 2024 -1.10 Mn
Dec 31, 2024 -1.10 Mn
Sep 30, 2024 -4.09 Mn
Sep 30, 2024 -4.09 Mn