Synchrony Financial (SYF) Other Working Capital Changes (2013 - 2026)
Synchrony Financial's (SYF) quarterly Other Working Capital Changes came in at -$172.0 million in Q2 2026, down 13.16% YoY from -$198.1 million in Q2 2025, and up 16.5% on a QoQ basis from -$206.0 million in Q1 2026.
Synchrony Financial (SYF) Other Working Capital Changes (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Other Working Capital Changes data on file, last reported at -$172.0 million in Q2 2026.
- Quarterly Other Working Capital Changes fell 13.16% year-over-year to -$172.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$635.0 million (down 9.67% YoY) and the FY2025 annual result came in at -$537.0 million, down 5.92% from the prior year.
- Other Working Capital Changes advanced to -$172.0 million in Q2 2026, from -$206.0 million in the prior quarter.
- In the past five years, Other Working Capital Changes ranged from a high of $165.0 million in Q2 2024 to a low of -$161.0 million in Q3 2023.
- A 5-year average of -$3.9 million and a median of -$5.0 million in 2025 frame the typical range for Other Working Capital Changes.
- Annual changes were most pronounced in 2023 — Other Working Capital Changes plunged 365.12% — and 2024, when it soared 73.5%.
- Tracing SYF's Other Working Capital Changes over 5 years: stood at -$199.0 million in 2022, then advanced by 2.51% to -$194.0 million in 2023, then climbed by 20.62% to -$154.0 million in 2024, then declined by 16.23% to -$179.0 million in 2025, then climbed by 3.91% to -$172.0 million in 2026.
- The last three Other Working Capital Changes figures came in at -$172.0 million (Q2 2026), -$206.0 million (Q1 2026), and -$179.0 million (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -172.00 Mn |
| Jun 30, 2026 | -172.00 Mn |
| Jun 30, 2026 | -172.00 Mn |
| Mar 31, 2026 | -206.00 Mn |
| Mar 31, 2026 | -206.00 Mn |
| Mar 31, 2026 | -206.00 Mn |
| Dec 31, 2025 | -179.00 Mn |
| Dec 31, 2025 | -179.00 Mn |
| Dec 31, 2025 | -179.00 Mn |
| Sep 30, 2025 | -78.00 Mn |
| Sep 30, 2025 | -78.00 Mn |
| Sep 30, 2025 | -78.00 Mn |
| Jun 30, 2025 | -152.00 Mn |
| Jun 30, 2025 | -152.00 Mn |
| Jun 30, 2025 | -152.00 Mn |
| Mar 31, 2025 | -128.00 Mn |
| Mar 31, 2025 | -128.00 Mn |
| Mar 31, 2025 | -128.00 Mn |
| Dec 31, 2024 | -154.00 Mn |
| Dec 31, 2024 | -154.00 Mn |