Synchrony Financial (SYF) Other Working Capital Changes (2013 - 2026)

Synchrony Financial's (SYF) quarterly Other Working Capital Changes came in at -$172.0 million in Q2 2026, down 13.16% YoY from -$198.1 million in Q2 2025, and up 16.5% on a QoQ basis from -$206.0 million in Q1 2026.

Synchrony Financial (SYF) Other Working Capital Changes (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Other Working Capital Changes data on file, last reported at -$172.0 million in Q2 2026.

  • Quarterly Other Working Capital Changes fell 13.16% year-over-year to -$172.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$635.0 million (down 9.67% YoY) and the FY2025 annual result came in at -$537.0 million, down 5.92% from the prior year.
  • Other Working Capital Changes advanced to -$172.0 million in Q2 2026, from -$206.0 million in the prior quarter.
  • In the past five years, Other Working Capital Changes ranged from a high of $165.0 million in Q2 2024 to a low of -$161.0 million in Q3 2023.
  • A 5-year average of -$3.9 million and a median of -$5.0 million in 2025 frame the typical range for Other Working Capital Changes.
  • Annual changes were most pronounced in 2023 — Other Working Capital Changes plunged 365.12% — and 2024, when it soared 73.5%.
  • Tracing SYF's Other Working Capital Changes over 5 years: stood at -$199.0 million in 2022, then advanced by 2.51% to -$194.0 million in 2023, then climbed by 20.62% to -$154.0 million in 2024, then declined by 16.23% to -$179.0 million in 2025, then climbed by 3.91% to -$172.0 million in 2026.
  • The last three Other Working Capital Changes figures came in at -$172.0 million (Q2 2026), -$206.0 million (Q1 2026), and -$179.0 million (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 -172.00 Mn
Jun 30, 2026 -172.00 Mn
Jun 30, 2026 -172.00 Mn
Mar 31, 2026 -206.00 Mn
Mar 31, 2026 -206.00 Mn
Mar 31, 2026 -206.00 Mn
Dec 31, 2025 -179.00 Mn
Dec 31, 2025 -179.00 Mn
Dec 31, 2025 -179.00 Mn
Sep 30, 2025 -78.00 Mn
Sep 30, 2025 -78.00 Mn
Sep 30, 2025 -78.00 Mn
Jun 30, 2025 -152.00 Mn
Jun 30, 2025 -152.00 Mn
Jun 30, 2025 -152.00 Mn
Mar 31, 2025 -128.00 Mn
Mar 31, 2025 -128.00 Mn
Mar 31, 2025 -128.00 Mn
Dec 31, 2024 -154.00 Mn
Dec 31, 2024 -154.00 Mn