Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026)
Velocity Financial's (VEL) quarterly Amortization of Deferred Charges came in at $4.0 million in Q1 2026, up 39.5% year-on-year from $2.9 million in Q1 2025, and up 64.04% quarter-over-quarter from $2.5 million in Q4 2025.
Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026) Analysis & Trends
Velocity Financial's Amortization of Deferred Charges history runs 8 years deep, the most recent figure standing at $4.0 million for Q1 2026.
- On a quarterly basis, Amortization of Deferred Charges rose 39.5% year-over-year to $4.0 million in Q1 2026; TTM through Mar 2026 was $11.3 million, a 4.92% decrease from a year earlier, with the FY2025 full-year figure at $10.1 million, down 17.28% from the prior year.
- Amortization of Deferred Charges climbed to $4.0 million in Q1 2026 per VEL's latest filing, from $2.5 million in the prior quarter.
- Across five years, Amortization of Deferred Charges topped out at $12.1 million in Q1 2022 and bottomed at $2.3 million in Q3 2025.
- The 5-year median for Amortization of Deferred Charges is $3.4 million (2023), against an average of $4.3 million.
- Across the five-year window, Amortization of Deferred Charges soared 88.85% in 2022 and plunged 56.34% in 2023, its largest moves.
- Year by year, Amortization of Deferred Charges stood at $5.8 million in 2022, then sank by 40.35% to $3.4 million in 2023, then fell by 19.3% to $2.8 million in 2024, then fell by 11.35% to $2.5 million in 2025, then soared by 64.04% to $4.0 million in 2026.
- Per Business Quant, the three latest VEL Amortization of Deferred Charges figures stand at $4.0 million (Q1 2026), $2.5 million (Q4 2025), and $2.3 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.04 Mn |
| Mar 31, 2026 | 4.04 Mn |
| Dec 31, 2025 | 2.46 Mn |
| Dec 31, 2025 | 2.46 Mn |
| Sep 30, 2025 | 2.32 Mn |
| Sep 30, 2025 | 2.32 Mn |
| Jun 30, 2025 | 2.45 Mn |
| Jun 30, 2025 | 2.45 Mn |
| Mar 31, 2025 | 2.89 Mn |
| Mar 31, 2025 | 2.89 Mn |
| Dec 31, 2024 | 2.78 Mn |
| Dec 31, 2024 | 2.78 Mn |
| Sep 30, 2024 | 3.13 Mn |
| Sep 30, 2024 | 3.13 Mn |
| Jun 30, 2024 | 3.06 Mn |
| Jun 30, 2024 | 3.06 Mn |
| Mar 31, 2024 | 3.28 Mn |
| Mar 31, 2024 | 3.28 Mn |
| Dec 31, 2023 | 3.44 Mn |
| Dec 31, 2023 | 3.44 Mn |