Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026)
Velocity Financial (VEL) posted quarterly Amortization of Deferred Charges of $4.0 million for Q1 2026, up 39.5% year-over-year from $2.9 million in Q1 2025, and up 64.04% quarter-over-quarter from $2.5 million in Q4 2025.
Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026) Analysis & Trends
Velocity Financial's Amortization of Deferred Charges history runs 8 years deep, the most recent figure standing at $4.0 million for Q1 2026.
- In Q1 2026, Amortization of Deferred Charges rose 39.5% year-over-year to $4.0 million; the TTM figure through Mar 2026 stood at $11.3 million (down 4.92% YoY), while the FY2025 annual figure was $10.1 million, down 17.28% from the prior year.
- Amortization of Deferred Charges for Q1 2026 stood at $4.0 million, up from $2.5 million in the prior quarter.
- The five-year high for Amortization of Deferred Charges was $12.1 million in Q1 2022, with the low at $2.3 million in Q3 2025.
- The 5-year median for Amortization of Deferred Charges is $3.4 million (2023), against an average of $4.3 million.
- The sharpest annual moves came in 2022 and 2023: Amortization of Deferred Charges soared 88.85% in 2022, then tumbled 56.34% in 2023.
- Velocity Financial's Amortization of Deferred Charges stood at $5.8 million in 2022, then slumped by 40.35% to $3.4 million in 2023, then declined by 19.3% to $2.8 million in 2024, then declined by 11.35% to $2.5 million in 2025, then surged by 64.04% to $4.0 million in 2026.
- Business Quant data shows VEL's Amortization of Deferred Charges at $4.0 million in Q1 2026, $2.5 million in Q4 2025, and $2.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.84 Mn |
| Jun 30, 2026 | 2.84 Mn |
| Mar 31, 2026 | 4.04 Mn |
| Mar 31, 2026 | 4.04 Mn |
| Dec 31, 2025 | 2.46 Mn |
| Dec 31, 2025 | 2.46 Mn |
| Sep 30, 2025 | 2.32 Mn |
| Sep 30, 2025 | 2.32 Mn |
| Jun 30, 2025 | 2.45 Mn |
| Jun 30, 2025 | 2.45 Mn |
| Mar 31, 2025 | 2.89 Mn |
| Mar 31, 2025 | 2.89 Mn |
| Dec 31, 2024 | 2.78 Mn |
| Dec 31, 2024 | 2.78 Mn |
| Sep 30, 2024 | 3.13 Mn |
| Sep 30, 2024 | 3.13 Mn |
| Jun 30, 2024 | 3.06 Mn |
| Jun 30, 2024 | 3.06 Mn |
| Mar 31, 2024 | 3.28 Mn |
| Mar 31, 2024 | 3.28 Mn |