Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026)

Velocity Financial's (VEL) quarterly Amortization of Deferred Charges came in at $4.0 million in Q1 2026, up 39.5% year-on-year from $2.9 million in Q1 2025, and up 64.04% quarter-over-quarter from $2.5 million in Q4 2025.

Velocity Financial (VEL) Amortization of Deferred Charges (2019 - 2026) Analysis & Trends

Velocity Financial's Amortization of Deferred Charges history runs 8 years deep, the most recent figure standing at $4.0 million for Q1 2026.

  • On a quarterly basis, Amortization of Deferred Charges rose 39.5% year-over-year to $4.0 million in Q1 2026; TTM through Mar 2026 was $11.3 million, a 4.92% decrease from a year earlier, with the FY2025 full-year figure at $10.1 million, down 17.28% from the prior year.
  • Amortization of Deferred Charges climbed to $4.0 million in Q1 2026 per VEL's latest filing, from $2.5 million in the prior quarter.
  • Across five years, Amortization of Deferred Charges topped out at $12.1 million in Q1 2022 and bottomed at $2.3 million in Q3 2025.
  • The 5-year median for Amortization of Deferred Charges is $3.4 million (2023), against an average of $4.3 million.
  • Across the five-year window, Amortization of Deferred Charges soared 88.85% in 2022 and plunged 56.34% in 2023, its largest moves.
  • Year by year, Amortization of Deferred Charges stood at $5.8 million in 2022, then sank by 40.35% to $3.4 million in 2023, then fell by 19.3% to $2.8 million in 2024, then fell by 11.35% to $2.5 million in 2025, then soared by 64.04% to $4.0 million in 2026.
  • Per Business Quant, the three latest VEL Amortization of Deferred Charges figures stand at $4.0 million (Q1 2026), $2.5 million (Q4 2025), and $2.3 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn -
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn -
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn -
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn -
6 Walker & Dunlop 1.64 Bn 1.44 Bn -
7 Velocity Financial 681.36 Mn -6.51 Bn -
8 UWM Holdings 540.43 Mn 116.43 Mn -
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn -
10 Onity 340.51 Mn 215.81 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 4.04 Mn
Mar 31, 2026 4.04 Mn
Dec 31, 2025 2.46 Mn
Dec 31, 2025 2.46 Mn
Sep 30, 2025 2.32 Mn
Sep 30, 2025 2.32 Mn
Jun 30, 2025 2.45 Mn
Jun 30, 2025 2.45 Mn
Mar 31, 2025 2.89 Mn
Mar 31, 2025 2.89 Mn
Dec 31, 2024 2.78 Mn
Dec 31, 2024 2.78 Mn
Sep 30, 2024 3.13 Mn
Sep 30, 2024 3.13 Mn
Jun 30, 2024 3.06 Mn
Jun 30, 2024 3.06 Mn
Mar 31, 2024 3.28 Mn
Mar 31, 2024 3.28 Mn
Dec 31, 2023 3.44 Mn
Dec 31, 2023 3.44 Mn