VersaBank (VBNK) Dividend Coverage Ratio (2021 - 2026)
VersaBank's Dividend Coverage Ratio was 12.44 in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 52.5% from 8.16 a year earlier and up 32.5% from the prior quarter.
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Analysis
VersaBank (VBNK) Dividend Coverage Ratio (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, VersaBank's Dividend Coverage Ratio was 10.53 through Jul 31, 2026, up 13.1% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at 8.73, down 15.4% from FY2024.
- In earlier fiscal years, Dividend Coverage Ratio was 10.31 in FY2024 (-11.9%), 11.71 in FY2023 (+92.7%), 6.08 in FY2022 (+4.4%) and 5.82 in FY2021 (+28.3%).
- Quarterly Dividend Coverage Ratio has moved between 5.29 (fiscal Q2 2022) and 14.16 (fiscal Q1 2024) over five years.
- Compared with a year earlier, Dividend Coverage Ratio was higher in two of the last eight quarters, with an average decline of 7.1%.
- The best year-over-year quarter for Dividend Coverage Ratio over five years was fiscal Q2 2023 (growth of 116.0%); the worst was fiscal Q4 2024 (a decline of 39.0%).
- Per Business Quant data, VBNK's Dividend Coverage Ratio in the three fiscal quarters before Q3 2026 was 9.38 (Q2 2026), 13.85 (Q1 2026) and 6.49 (Q4 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 12.44 |
| Apr 30, 2026 | 9.38 |
| Jan 31, 2026 | 13.85 |
| Oct 31, 2025 | 6.49 |
| Jul 31, 2025 | 8.16 |
| Apr 30, 2025 | 10.49 |
| Jan 31, 2025 | 10.02 |
| Oct 31, 2024 | 6.15 |
| Jul 31, 2024 | 10.82 |
| Apr 30, 2024 | 13.19 |
| Jan 31, 2024 | 14.16 |
| Oct 31, 2023 | 13.91 |
| Jul 31, 2023 | 11.18 |
| Apr 30, 2023 | 11.43 |
| Jan 31, 2023 | 10.35 |
| Oct 31, 2022 | 7.46 |
| Jul 31, 2022 | 6.12 |
| Apr 30, 2022 | 5.29 |
| Jan 31, 2022 | 5.96 |
| Oct 31, 2021 | 6.35 |
API Access
VersaBank Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();