VersaBank (VBNK) Cash & Equivalents (2020 - 2026)
VersaBank's Cash & Equivalents came in at $351.46 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 4.9% from $335.01 million a year earlier but down 15.7% from the prior quarter.
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Analysis
VersaBank (VBNK) Cash & Equivalents (2020 - 2026) Analysis & Trends
At the end of FY2025 (ended Oct 31, 2025), VersaBank's Cash & Equivalents was $415.23 million, up 156.9% from FY2024.
- Cash & Equivalents has increased in each of the last three fiscal years, with a five-year compound annual growth rate of 16.7% (FY2020 to FY2025).
- Going back by fiscal year, Cash & Equivalents was $161.64 million in FY2024 (+64.8%), $98.08 million in FY2023 (+42.4%), $68.87 million in FY2022 (-68.1%) and $215.93 million in FY2021 (+12.7%).
- The five-year range for quarterly Cash & Equivalents is $65.48 million (fiscal Q3 2022) to $452.52 million (fiscal Q1 2026).
- Year-over-year, Cash & Equivalents has increased for nine consecutive quarters, with growth averaging 88.2% over the last eight quarters.
- The fastest year-over-year change in Cash & Equivalents over five years came in fiscal Q1 2025 (growth of 188.8%), and the weakest in fiscal Q4 2022 (a decline of 69.1%).
- Business Quant data shows VBNK's Cash & Equivalents at $417.03 million (Q2 2026), $452.52 million (Q1 2026) and $419.34 million (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | - |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 229.75 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 227.80 Bn |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 160.14 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 45.78 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 187.27 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | - |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | - |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 4.86 Bn |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 349.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 349.76 Mn |
| Apr 30, 2026 | 415.59 Mn |
| Jan 31, 2026 | 465.46 Mn |
| Oct 31, 2025 | 416.07 Mn |
| Jul 31, 2025 | 332.95 Mn |
| Apr 30, 2025 | 246.03 Mn |
| Jan 31, 2025 | 266.81 Mn |
| Oct 31, 2024 | 161.96 Mn |
| Jul 31, 2024 | 179.05 Mn |
| Apr 30, 2024 | 145.47 Mn |
| Jan 31, 2024 | 95.14 Mn |
| Oct 31, 2023 | 95.63 Mn |
| Jul 31, 2023 | 66.20 Mn |
| Apr 30, 2023 | 164.46 Mn |
| Jan 31, 2023 | 150.46 Mn |
| Oct 31, 2022 | 65.09 Mn |
| Jul 31, 2022 | 65.76 Mn |
| Apr 30, 2022 | 154.75 Mn |
| Jan 31, 2022 | 121.67 Mn |
| Oct 31, 2021 | 219.93 Mn |
API Access
VersaBank Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();