Virginia National Bankshares (VABK) Net Margin (2018 - 2026)
Virginia National Bankshares' (VABK) quarterly Net Margin came in at 36.66% in Q1 2026, up 356.0% YoY from 8.04% in Q1 2025, and down 12.42% on a QoQ basis from 41.86% in Q4 2025.
Virginia National Bankshares (VABK) Net Margin (2018 - 2026) Analysis & Trends
Virginia National Bankshares (VABK) has 9 years of Net Margin data on file, last reported at 36.66% in Q1 2026.
- Quarterly Net Margin rose 356.0% year-over-year to 36.66% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 123.85% (up 8927.0% YoY) and the FY2025 annual result came in at 44.04%, down 1739.0% from the prior year.
- Net Margin eased to 36.66% in Q1 2026, from 41.86% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 85.17% in Q4 2023 to a low of 16.13% in Q2 2025.
- A 5-year average of 40.6% and a median of 36.91% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin jumped 8007 bps — and 2025, when it slumped 4844 bps.
- Tracing VABK's Net Margin over 5 years: stood at 60.4% in 2022, then jumped by 41 bps to 85.17% in 2023, then plunged by 54 bps to 39.32% in 2024, then rose by 6 bps to 41.86% in 2025, then dropped by 12 bps to 36.66% in 2026.
- The last three Net Margin figures came in at 36.66% (Q1 2026), 41.86% (Q4 2025), and 32.13% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.14 Bn | -81.18 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.73 Bn | 57.04 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.87 Bn | 26.14 Bn | - | 23.30% |
| 10 | Virginia National Bankshares | 252.61 Mn | 252.61 Mn | - | 45.54% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -65.18% |
| Mar 31, 2026 | 36.66% |
| Dec 31, 2025 | 41.86% |
| Sep 30, 2025 | 32.13% |
| Jun 30, 2025 | -16.13% |
| Mar 31, 2025 | 33.10% |
| Dec 31, 2024 | 39.32% |
| Sep 30, 2024 | 34.13% |
| Jun 30, 2024 | 32.31% |
| Mar 31, 2024 | 30.22% |
| Dec 31, 2023 | 85.17% |
| Sep 30, 2023 | 38.25% |
| Jun 30, 2023 | 38.43% |
| Mar 31, 2023 | 36.91% |
| Dec 31, 2022 | 60.40% |
| Sep 30, 2022 | 55.80% |
| Jun 30, 2022 | 81.12% |
| Mar 31, 2022 | 30.44% |
| Dec 31, 2021 | 27.35% |
| Sep 30, 2021 | 19.09% |