Virginia National Bankshares (VABK) Net Margin (2018 - 2026)
Virginia National Bankshares' Net Margin was 45.54% in Q2 2026, up 15.50 percentage points from 30.04% a year earlier and up 9.01 percentage points from the prior quarter.
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Analysis
Virginia National Bankshares (VABK) Net Margin (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Virginia National Bankshares' Net Margin was 38.98% through Jun 30, 2026, up 7.12 percentage points year-over-year; for FY2025, it came in at 33.44%, up 2.00 percentage points from FY2024.
- Net Margin shows a five-year change of +7.23 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 31.44% in FY2024 (-1.73 pp), 33.17% in FY2023 (-1.70 pp), 34.87% in FY2022 (+16.71 pp) and 18.16% in FY2021 (-8.04 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin in data going back to Q3 2018.
- Compared with a year earlier, Net Margin has increased for three straight quarters, with an average year-over-year change of +4.36 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q2 2022 (a gain of 34.38 percentage points); the worst was Q4 2023 (a drop of 13.96 percentage points).
- Per Business Quant data, VABK's Net Margin in the three quarters before Q2 2026 was 36.53% (Q1 2026), 39.66% (Q4 2025) and 31.73% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Virginia National Bankshares | 265.31 Mn | 265.31 Mn | - | 45.54% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.54% |
| Mar 31, 2026 | 36.53% |
| Dec 31, 2025 | 39.66% |
| Sep 30, 2025 | 31.73% |
| Jun 30, 2025 | 30.04% |
| Mar 31, 2025 | 31.94% |
| Dec 31, 2024 | 31.45% |
| Sep 30, 2024 | 34.13% |
| Jun 30, 2024 | 32.31% |
| Mar 31, 2024 | 27.80% |
| Dec 31, 2023 | 24.58% |
| Sep 30, 2023 | 33.85% |
| Jun 30, 2023 | 35.88% |
| Mar 31, 2023 | 36.91% |
| Dec 31, 2022 | 38.54% |
| Sep 30, 2022 | 34.82% |
| Jun 30, 2022 | 35.30% |
| Mar 31, 2022 | 30.37% |
| Dec 31, 2021 | 34.32% |
| Sep 30, 2021 | 18.48% |
API Access
Virginia National Bankshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=VABK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "VABK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=VABK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();