Virginia National Bankshares (VABK) Net Margin (2018 - 2026)
Virginia National Bankshares (VABK) recorded quarterly Net Margin of 36.53% in Q1 2026, down 7.89% on a QoQ basis from 39.66% in Q4 2025, and up 459.0% year-over-year from 6.54% in Q1 2025.
Virginia National Bankshares (VABK) Net Margin (2018 - 2026) Analysis & Trends
Virginia National Bankshares has disclosed Net Margin across 9 years of filings, most recently posting 36.53% for Q1 2026.
- Quarterly Net Margin rose 459.0% year-over-year to 36.53% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.57% (up 213.0% YoY) and the FY2025 annual result came in at 33.44%, up 200.0% from the prior year.
- Net Margin slipped to 36.53% in Q1 2026, from 39.66% in the prior quarter.
- Over five years, Net Margin peaked at 39.66% in Q4 2025 and troughed at 27.8% in Q1 2024.
- A 5-year average of 33.46% and a median of 33.85% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin surged 3438 bps — and 2023, when it sank 954 bps.
- Tracing VABK's Net Margin over 5 years: stood at 37.78% in 2022, then dropped by 25 bps to 28.25% in 2023, then climbed by 11 bps to 31.45% in 2024, then gained by 26 bps to 39.66% in 2025, then fell by 8 bps to 36.53% in 2026.
- Business Quant data shows VABK's Net Margin at 36.53% in Q1 2026, 39.66% in Q4 2025, and 31.73% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Virginia National Bankshares | 243.38 Mn | 243.38 Mn | - | 36.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 36.53% |
| Dec 31, 2025 | 39.66% |
| Sep 30, 2025 | 31.73% |
| Jun 30, 2025 | 30.04% |
| Mar 31, 2025 | 31.94% |
| Dec 31, 2024 | 31.45% |
| Sep 30, 2024 | 34.13% |
| Jun 30, 2024 | 32.31% |
| Mar 31, 2024 | 27.80% |
| Dec 31, 2023 | 28.25% |
| Sep 30, 2023 | 33.85% |
| Jun 30, 2023 | 35.88% |
| Mar 31, 2023 | 36.91% |
| Dec 31, 2022 | 37.78% |
| Sep 30, 2022 | 34.82% |
| Jun 30, 2022 | 35.30% |
| Mar 31, 2022 | 30.37% |
| Dec 31, 2021 | 34.32% |
| Sep 30, 2021 | 18.48% |
| Jun 30, 2021 | 0.91% |