UWM Holdings (UWMC) Tax Rate (2020 - 2026)
UWM Holdings (UWMC) reported Tax Rate of 4.01% for Q1 2026, down 127.0% year-over-year from 14.87% in Q1 2025, and up 32.49% quarter-over-quarter from 3.03% in Q4 2025.
UWM Holdings (UWMC) Tax Rate (2020 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 7 years of Tax Rate data on file, last reported at 4.01% in Q1 2026.
- Tax Rate for Q1 2026 came in at 4.01%, down 127.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.03% (down 599.0% YoY), and the FY2025 annual result was 2.74%, up 78.0% from the prior year.
- Tax Rate climbed to 4.01% in Q1 2026 per UWMC's latest filing, from 3.03% in the prior quarter.
- Over five years, Tax Rate peaked at 9.78% in Q4 2022 and troughed at 0.24% in Q3 2023.
- A 5-year average of 2.66% and a median of 1.59% in 2023 frame the typical range for Tax Rate.
- The sharpest annual moves came in 2022 and 2023: Tax Rate surged 1323 bps in 2022, then slumped 819 bps in 2023.
- A 5-year view of Tax Rate shows it stood at 9.78% in 2022, then plunged by 84 bps to 1.59% in 2023, then jumped by 155 bps to 4.06% in 2024, then slipped by 25 bps to 3.03% in 2025, then jumped by 32 bps to 4.01% in 2026.
- Business Quant data shows UWMC's Tax Rate at 4.01% in Q1 2026, 3.03% in Q4 2025, and 4.59% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 25.75% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 21.37% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 30.91% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 4.01% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 27.78% |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 3.08% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 3.80% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.31% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -0.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.01% |
| Mar 31, 2026 | 4.01% |
| Dec 31, 2025 | 3.03% |
| Dec 31, 2025 | 3.03% |
| Sep 30, 2025 | 4.59% |
| Sep 30, 2025 | 4.59% |
| Jun 30, 2025 | 4.53% |
| Jun 30, 2025 | 4.53% |
| Mar 31, 2025 | 5.29% |
| Mar 31, 2025 | 5.29% |
| Dec 31, 2024 | 4.06% |
| Dec 31, 2024 | 4.06% |
| Sep 30, 2024 | 1.07% |
| Sep 30, 2024 | 1.07% |
| Jun 30, 2024 | 1.02% |
| Jun 30, 2024 | 1.02% |
| Mar 31, 2024 | 2.03% |
| Mar 31, 2024 | 2.03% |
| Dec 31, 2023 | 1.59% |
| Dec 31, 2023 | 1.59% |