Universal Insurance Holdings (UVE) Return on Sales [ROS] (2009 - 2026)
Universal Insurance Holdings' Return on Sales [ROS] was 16.44% in Q3 2026, up 2.88 percentage points from 13.56% a year earlier but down 2.67 percentage points from the prior quarter.
Universal Insurance Holdings (UVE) Return on Sales [ROS] (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Universal Insurance Holdings' Return on Sales [ROS] was 19.02% through Sep 30, 2026, up 8.26 percentage points year-over-year; for FY2025, it came in at 15.96%, up 9.54 percentage points from FY2024.
- Return on Sales [ROS] shows a five-year change of +13.68 percentage points (FY2020 to FY2025).
- In earlier years, Return on Sales [ROS] was 6.42% in FY2024 (-0.87 pp), 7.29% in FY2023 (+85.73 pp), -78.44% in FY2022 (-81.09 pp) and 2.65% in FY2021 (+0.37 pp).
- Quarterly Return on Sales [ROS] has moved between -134.92% (Q3 2022) and 22.07% (Q4 2025) over five years.
- Compared with a year earlier, Return on Sales [ROS] has increased for five straight quarters, with an average year-over-year change of +5.64 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Sales [ROS] over five years was Q3 2023 (a gain of 133.64 percentage points); the worst was Q3 2022 (a drop of 144.16 percentage points).
- Per Business Quant data, UVE's Return on Sales [ROS] in the three quarters before Q3 2026 was 19.11% (Q2 2026), 18.62% (Q1 2026) and 22.07% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -32.86% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 22.27% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 14.33% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 17.70% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 20.04% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 7.83% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 17.18% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 19.73% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | -3.13% |
| 10 | Universal Insurance Holdings | 1.33 Bn | -1.19 Bn | 178.83 Mn | 16.91% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.91% |
| Jun 30, 2026 | 19.58% |
| Mar 31, 2026 | 19.03% |
| Dec 31, 2025 | 22.47% |
| Sep 30, 2025 | 13.96% |
| Jun 30, 2025 | 12.40% |
| Mar 31, 2025 | 14.86% |
| Dec 31, 2024 | 2.75% |
| Sep 30, 2024 | -3.84% |
| Jun 30, 2024 | 13.45% |
| Mar 31, 2024 | 13.79% |
| Dec 31, 2023 | 7.77% |
| Sep 30, 2023 | -1.28% |
| Jun 30, 2023 | 12.01% |
| Mar 31, 2023 | -54.26% |
| Dec 31, 2022 | 10.93% |
| Sep 30, 2022 | -134.92% |
| Jun 30, 2022 | -64.35% |
| Mar 31, 2022 | -56.01% |
| Dec 31, 2021 | -21.65% |
Universal Insurance Holdings Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();