Universal Insurance Holdings (UVE) Return on Invested Capital [ROIC] (2009 - 2026)
Universal Insurance Holdings (UVE) reported Return on Invested Capital [ROIC] of 32.20% for Q3 2026, up 9.95 percentage points from 22.26% a year earlier and up 0.51 percentage points from the prior quarter.
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Analysis
Universal Insurance Holdings (UVE) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2025, Universal Insurance Holdings posted Return on Invested Capital [ROIC] of 34.21%, up 19.41 percentage points from FY2024.
- Return on Invested Capital [ROIC] has a five-year change of +30.21 percentage points (FY2020 to FY2025).
- By year, Return on Invested Capital [ROIC] came in at 14.81% in FY2024 (-3.59 pp), 18.39% in FY2023 (+187.95 pp), -169.56% in FY2022 (-173.86 pp) and 4.30% in FY2021 (+0.30 pp).
- The Q3 2026 figure ranks as the highest quarterly Return on Invested Capital [ROIC] since Q1 2015.
- Year over year, Return on Invested Capital [ROIC] has now increased in each of the last five quarters, with an average year-over-year change of +11.05 percentage points over the last eight quarters.
- The high point for year-over-year Return on Invested Capital [ROIC] in five years was Q1 2024 (a gain of 187.73 percentage points); the low point was Q3 2022 (a drop of 163.83 percentage points).
- Per Business Quant data, the three quarters before Q3 2026 came in at 31.69% (Q2 2026), 30.02% (Q1 2026) and 30.11% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -11.13% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 11.97% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 28.24% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 13.08% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 21.49% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 6.01% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 11.58% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 9.71% |
| 10 | Universal Insurance Holdings | 1.33 Bn | -1.19 Bn | 178.83 Mn | 32.94% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 32.94% |
| Jun 30, 2026 | 32.41% |
| Mar 31, 2026 | 30.75% |
| Dec 31, 2025 | 30.72% |
| Sep 30, 2025 | 22.76% |
| Jun 30, 2025 | 13.98% |
| Mar 31, 2025 | 15.21% |
| Dec 31, 2024 | 13.92% |
| Sep 30, 2024 | 16.48% |
| Jun 30, 2024 | 19.29% |
| Mar 31, 2024 | 18.60% |
| Dec 31, 2023 | -18.42% |
| Sep 30, 2023 | -16.55% |
| Jun 30, 2023 | -58.44% |
| Mar 31, 2023 | -154.14% |
| Dec 31, 2022 | -158.51% |
| Sep 30, 2022 | -152.96% |
| Jun 30, 2022 | -50.15% |
| Mar 31, 2022 | -25.08% |
| Dec 31, 2021 | 4.01% |
API Access
Universal Insurance Holdings Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();