Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted EBT Margin of 18.22% for Q1 2026, down 15.99% sequentially from 21.68% in Q4 2025, and up 263.0% YoY from 5.02% in Q1 2025.
Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings (UVE) has 17 years of EBT Margin data on file, last reported at 18.22% in Q1 2026.
- Quarterly EBT Margin rose 263.0% year-over-year to 18.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 16.18% (up 989.0% YoY) and the FY2025 annual result came in at 15.15%, up 899.0% from the prior year.
- EBT Margin declined to 18.22% in Q1 2026 per UVE's latest filing, from 21.68% in the prior quarter.
- The five-year high for EBT Margin was 21.68% in Q4 2025, with the low at 32.08% in Q3 2022.
- Average EBT Margin over 5 years is 7.18%, with a median of 10.36% recorded in 2023.
- The widest YoY moves for EBT Margin: up 3370 bps in 2022, down 4129 bps in 2022.
- Universal Insurance Holdings' EBT Margin stood at 9.94% in 2022, then decreased by 22 bps to 7.72% in 2023, then sank by 75 bps to 1.91% in 2024, then soared by 1036 bps to 21.68% in 2025, then dropped by 16 bps to 18.22% in 2026.
- Business Quant data shows UVE's EBT Margin at 18.22% in Q1 2026, 21.68% in Q4 2025, and 13.16% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.60% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 16.07% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 20.26% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 17.77% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 18.35% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 53.96% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 9.14% |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | 18.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.22% |
| Dec 31, 2025 | 21.68% |
| Sep 30, 2025 | 13.16% |
| Jun 30, 2025 | 11.59% |
| Mar 31, 2025 | 15.59% |
| Dec 31, 2024 | 1.91% |
| Sep 30, 2024 | -4.68% |
| Jun 30, 2024 | 13.89% |
| Mar 31, 2024 | 14.22% |
| Dec 31, 2023 | 7.72% |
| Sep 30, 2023 | -2.19% |
| Jun 30, 2023 | 11.05% |
| Mar 31, 2023 | 10.36% |
| Dec 31, 2022 | 9.94% |
| Sep 30, 2022 | -32.08% |
| Jun 30, 2022 | 3.85% |
| Mar 31, 2022 | 7.82% |
| Dec 31, 2021 | -23.76% |
| Sep 30, 2021 | 9.21% |
| Jun 30, 2021 | 10.77% |