Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted EBT Margin of 18.64% for Q2 2026, up 2.35% sequentially from 18.22% in Q1 2026, and up 705.0% YoY from 2.32% in Q2 2025.
Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported EBT Margin for 17 years, with the latest figure at 18.64% in Q2 2026.
- Quarterly EBT Margin rose 705.0% year-over-year to 18.64% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 17.95% (up 1214.0% YoY) and the FY2025 annual result came in at 15.15%, up 959.0% from the prior year.
- EBT Margin rose to 18.64% in Q2 2026 per UVE's latest filing, from 18.22% in the prior quarter.
- Over five years, EBT Margin peaked at 21.68% in Q4 2025 and troughed at 29.81% in Q3 2022.
- A 5-year average of 7.66% and a median of 10.71% in 2023 frame the typical range for EBT Margin.
- The widest YoY moves for EBT Margin: up 3197 bps in 2022, down 3902 bps in 2022.
- Over 5 years, EBT Margin stood at 9.94% in 2022, then slumped by 31 bps to 6.9% in 2023, then slumped by 72 bps to 1.91% in 2024, then surged by 1036 bps to 21.68% in 2025, then slipped by 14 bps to 18.64% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 18.64%, 18.22%, and 21.68% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 10.91% |
| 10 | Universal Insurance Holdings | 1.18 Bn | 540.49 Mn | 182.47 Mn | 18.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 18.64% |
| Mar 31, 2026 | 18.22% |
| Dec 31, 2025 | 24.34% |
| Sep 30, 2025 | 14.67% |
| Jun 30, 2025 | 11.59% |
| Mar 31, 2025 | 14.04% |
| Dec 31, 2024 | 2.11% |
| Sep 30, 2024 | -4.68% |
| Jun 30, 2024 | 13.89% |
| Mar 31, 2024 | 14.22% |
| Dec 31, 2023 | 7.72% |
| Sep 30, 2023 | -2.19% |
| Jun 30, 2023 | 12.38% |
| Mar 31, 2023 | 11.62% |
| Dec 31, 2022 | 11.25% |
| Sep 30, 2022 | -32.08% |
| Jun 30, 2022 | 3.85% |
| Mar 31, 2022 | 8.35% |
| Dec 31, 2021 | -23.76% |
| Sep 30, 2021 | 10.00% |