Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026)
Universal Insurance Holdings' (UVE) quarterly EBT Margin came in at 18.22% in Q1 2026, up 263.0% year-on-year from 5.02% in Q1 2025, and down 15.99% quarter-over-quarter from 21.68% in Q4 2025.
Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has disclosed EBT Margin across 17 years of filings, most recently posting 18.22% for Q1 2026.
- EBT Margin for Q1 2026 came in at 18.22%, up 263.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 16.18% (up 989.0% YoY), and the FY2025 annual result was 15.15%, up 899.0% from the prior year.
- EBT Margin came in at 18.22% for Q1 2026 at Universal Insurance Holdings, down from 21.68% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 21.68% in Q4 2025 to a low of 32.08% in Q3 2022.
- The 5-year median for EBT Margin is 10.36% (2023), against an average of 7.18%.
- Peak annual rise in EBT Margin reached 3370 bps in 2022, while the deepest fall reached 4129 bps in 2022.
- Universal Insurance Holdings' EBT Margin stood at 9.94% in 2022, then declined by 22 bps to 7.72% in 2023, then plunged by 75 bps to 1.91% in 2024, then soared by 1036 bps to 21.68% in 2025, then retreated by 16 bps to 18.22% in 2026.
- The last three EBT Margin figures came in at 18.22% (Q1 2026), 21.68% (Q4 2025), and 13.16% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | Universal Insurance Holdings | 1.03 Bn | 338.09 Mn | 165.47 Mn | 18.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.22% |
| Dec 31, 2025 | 21.68% |
| Sep 30, 2025 | 13.16% |
| Jun 30, 2025 | 11.59% |
| Mar 31, 2025 | 15.59% |
| Dec 31, 2024 | 1.91% |
| Sep 30, 2024 | -4.68% |
| Jun 30, 2024 | 13.89% |
| Mar 31, 2024 | 14.22% |
| Dec 31, 2023 | 7.72% |
| Sep 30, 2023 | -2.19% |
| Jun 30, 2023 | 11.05% |
| Mar 31, 2023 | 10.36% |
| Dec 31, 2022 | 9.94% |
| Sep 30, 2022 | -32.08% |
| Jun 30, 2022 | 3.85% |
| Mar 31, 2022 | 7.82% |
| Dec 31, 2021 | -23.76% |
| Sep 30, 2021 | 9.21% |
| Jun 30, 2021 | 10.77% |