Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026)

Universal Insurance Holdings (UVE) posted EBT Margin of 18.22% for Q1 2026, down 15.99% sequentially from 21.68% in Q4 2025, and up 263.0% YoY from 5.02% in Q1 2025.

Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings (UVE) has 17 years of EBT Margin data on file, last reported at 18.22% in Q1 2026.

  • Quarterly EBT Margin rose 263.0% year-over-year to 18.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 16.18% (up 989.0% YoY) and the FY2025 annual result came in at 15.15%, up 899.0% from the prior year.
  • EBT Margin declined to 18.22% in Q1 2026 per UVE's latest filing, from 21.68% in the prior quarter.
  • The five-year high for EBT Margin was 21.68% in Q4 2025, with the low at 32.08% in Q3 2022.
  • Average EBT Margin over 5 years is 7.18%, with a median of 10.36% recorded in 2023.
  • The widest YoY moves for EBT Margin: up 3370 bps in 2022, down 4129 bps in 2022.
  • Universal Insurance Holdings' EBT Margin stood at 9.94% in 2022, then decreased by 22 bps to 7.72% in 2023, then sank by 75 bps to 1.91% in 2024, then soared by 1036 bps to 21.68% in 2025, then dropped by 16 bps to 18.22% in 2026.
  • Business Quant data shows UVE's EBT Margin at 18.22% in Q1 2026, 21.68% in Q4 2025, and 13.16% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -7.60%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 16.07%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 20.26%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.52%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 17.77%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 18.35%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 53.96%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 9.14%
10 Universal Insurance Holdings 1.17 Bn 474.14 Mn 165.47 Mn 18.22%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.22%
Dec 31, 2025 21.68%
Sep 30, 2025 13.16%
Jun 30, 2025 11.59%
Mar 31, 2025 15.59%
Dec 31, 2024 1.91%
Sep 30, 2024 -4.68%
Jun 30, 2024 13.89%
Mar 31, 2024 14.22%
Dec 31, 2023 7.72%
Sep 30, 2023 -2.19%
Jun 30, 2023 11.05%
Mar 31, 2023 10.36%
Dec 31, 2022 9.94%
Sep 30, 2022 -32.08%
Jun 30, 2022 3.85%
Mar 31, 2022 7.82%
Dec 31, 2021 -23.76%
Sep 30, 2021 9.21%
Jun 30, 2021 10.77%