Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026)

Universal Insurance Holdings' (UVE) quarterly EBT Margin came in at 18.22% in Q1 2026, up 263.0% year-on-year from 5.02% in Q1 2025, and down 15.99% quarter-over-quarter from 21.68% in Q4 2025.

Universal Insurance Holdings (UVE) EBT Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings has disclosed EBT Margin across 17 years of filings, most recently posting 18.22% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 18.22%, up 263.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 16.18% (up 989.0% YoY), and the FY2025 annual result was 15.15%, up 899.0% from the prior year.
  • EBT Margin came in at 18.22% for Q1 2026 at Universal Insurance Holdings, down from 21.68% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 21.68% in Q4 2025 to a low of 32.08% in Q3 2022.
  • The 5-year median for EBT Margin is 10.36% (2023), against an average of 7.18%.
  • Peak annual rise in EBT Margin reached 3370 bps in 2022, while the deepest fall reached 4129 bps in 2022.
  • Universal Insurance Holdings' EBT Margin stood at 9.94% in 2022, then declined by 22 bps to 7.72% in 2023, then plunged by 75 bps to 1.91% in 2024, then soared by 1036 bps to 21.68% in 2025, then retreated by 16 bps to 18.22% in 2026.
  • The last three EBT Margin figures came in at 18.22% (Q1 2026), 21.68% (Q4 2025), and 13.16% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 20.26%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 16.07%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 17.77%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 18.35%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 16.69%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.60%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 53.96%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 12.06%
10 Universal Insurance Holdings 1.03 Bn 338.09 Mn 165.47 Mn 18.22%

Historic Data

Download Data
DateValue
Mar 31, 2026 18.22%
Dec 31, 2025 21.68%
Sep 30, 2025 13.16%
Jun 30, 2025 11.59%
Mar 31, 2025 15.59%
Dec 31, 2024 1.91%
Sep 30, 2024 -4.68%
Jun 30, 2024 13.89%
Mar 31, 2024 14.22%
Dec 31, 2023 7.72%
Sep 30, 2023 -2.19%
Jun 30, 2023 11.05%
Mar 31, 2023 10.36%
Dec 31, 2022 9.94%
Sep 30, 2022 -32.08%
Jun 30, 2022 3.85%
Mar 31, 2022 7.82%
Dec 31, 2021 -23.76%
Sep 30, 2021 9.21%
Jun 30, 2021 10.77%