Uscb Financial Holdings, Inc. (USCB) Net Margin (2021 - 2026)
Uscb Financial Holdings' Net Margin was 32.48% in Q2 2026, down 0.87 percentage points from 33.36% a year earlier and down 3.21 percentage points from the prior quarter.
Uscb Financial Holdings, Inc. (USCB) Net Margin (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, Uscb Financial Holdings' Net Margin was 29.58% through Jun 30, 2026, down 2.73 percentage points year-over-year; for FY2025, it came in at 28.93%, down 0.92 percentage points from FY2024.
- Net Margin shows a five-year change of +13.45 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 29.84% in FY2024 (+4.77 pp), 25.08% in FY2023 (-1989.02 pp), 2014.10% in FY2022 (+2125.80 pp) and -111.70% in FY2021 (-127.18 pp).
- Quarterly Net Margin has moved between -472.26% (Q3 2021) and 35.82% (Q3 2025) over five years.
- Compared with a year earlier, Net Margin was higher in six of the last eight quarters, with an average year-over-year change of +1.77 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q3 2022 (a gain of 502.20 percentage points); the worst was Q4 2025 (a drop of 22.48 percentage points).
- Per Business Quant data, USCB's Net Margin in the three quarters before Q2 2026 was 35.69% (Q1 2026), 7.56% (Q4 2025) and 35.82% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.48% |
| Mar 31, 2026 | 35.69% |
| Dec 31, 2025 | 7.56% |
| Sep 30, 2025 | 35.82% |
| Jun 30, 2025 | 33.36% |
| Mar 31, 2025 | 33.54% |
| Dec 31, 2024 | 30.04% |
| Sep 30, 2024 | 32.25% |
| Jun 30, 2024 | 30.26% |
| Mar 31, 2024 | 26.17% |
| Dec 31, 2023 | 17.33% |
| Sep 30, 2023 | 23.60% |
| Jun 30, 2023 | 26.19% |
| Mar 31, 2023 | 32.15% |
| Dec 31, 2022 | 26.48% |
| Sep 30, 2022 | 29.94% |
| Jun 30, 2022 | 30.68% |
| Mar 31, 2022 | 29.74% |
| Dec 31, 2021 | 33.79% |
| Sep 30, 2021 | -472.26% |
Uscb Financial Holdings, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=USCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "USCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=USCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();