Upstart Holdings (UPST) EPS (Diluted) (2020 - 2026)
Upstart Holdings' EPS (Diluted) came in at $0.29 for Q3 2026, up 0.6% from $0.29 a year earlier and up 93.5% from the prior quarter.
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Analysis
Upstart Holdings (UPST) EPS (Diluted) (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Upstart Holdings reported EPS (Diluted) of $0.52, up 76.8% year-over-year; for FY2025, it came in at $0.50.
- EPS (Diluted) carries a five-year compound annual growth rate of 7.9% (FY2020 to FY2025).
- Going back by year, EPS (Diluted) was -$1.44 in FY2024, -$2.87 in FY2023, -$1.31 in FY2022 and $1.43 in FY2021 (+318.3%).
- The Q3 2026 figure represents the highest quarterly EPS (Diluted) since Q1 2022.
- Business Quant data shows UPST's EPS (Diluted) at $0.15 (Q2 2026), -$0.07 (Q1 2026) and $0.17 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Diluted) (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 0.92 |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 1.25 |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 2.51 |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -11.17 |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 5.70 |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 1.06 |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 0.37 |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 1.54 |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 0.11 |
| 10 | Upstart Holdings | 2.14 Bn | 101.94 Mn | 307.18 Mn | 0.29 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.29 |
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | -0.07 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.29 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | -0.03 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.62 |
| Mar 31, 2024 | -0.74 |
| Dec 31, 2023 | -0.51 |
| Sep 30, 2023 | -0.48 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.58 |
| Dec 31, 2022 | -0.67 |
| Sep 30, 2022 | -0.69 |
| Jun 30, 2022 | -0.36 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.62 |
API Access
Upstart Holdings EPS (Diluted) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-diluted&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-diluted", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-diluted&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();