Upbound (UPBD) Return on Assets [ROA] (2011 - 2026)
Upbound's Return on Assets [ROA] came in at 2.90% for Q2 2026, down 0.43 percentage points from 3.33% a year earlier but up 0.27 percentage points from the prior quarter.
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Analysis
Upbound (UPBD) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Upbound's Return on Assets [ROA] was 2.47%, down 2.13 percentage points from FY2024.
- Return on Assets [ROA] carries a five-year change of -10.01 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 4.60% in FY2024 (+4.79 pp), -0.19% in FY2023 (-0.62 pp), 0.43% in FY2022 (-5.26 pp) and 5.69% in FY2021 (-6.80 pp).
- The five-year range for quarterly Return on Assets [ROA] is -0.93% (Q1 2024) to 5.96% (Q3 2021).
- Year-over-year, Return on Assets [ROA] has declined for four consecutive quarters, with an average year-over-year change of +1.15 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q1 2025 (a gain of 5.16 percentage points), and the weakest in Q4 2021 (a drop of 7.71 percentage points).
- Business Quant data shows UPBD's Return on Assets [ROA] at 2.63% (Q1 2026), 2.26% (Q4 2025) and 2.68% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 0.78% |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 3.61% |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 2.89% |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 2.11% |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | - |
| 10 | Upbound | 927.54 Mn | 496.28 Mn | 594.84 Mn | 2.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.90% |
| Mar 31, 2026 | 2.63% |
| Dec 31, 2025 | 2.26% |
| Sep 30, 2025 | 2.68% |
| Jun 30, 2025 | 3.33% |
| Mar 31, 2025 | 4.24% |
| Dec 31, 2024 | 4.72% |
| Sep 30, 2024 | 3.13% |
| Jun 30, 2024 | 2.09% |
| Mar 31, 2024 | -0.93% |
| Dec 31, 2023 | -0.19% |
| Sep 30, 2023 | 0.33% |
| Jun 30, 2023 | -0.05% |
| Mar 31, 2023 | 2.32% |
| Dec 31, 2022 | 0.45% |
| Sep 30, 2022 | 0.71% |
| Jun 30, 2022 | 1.68% |
| Mar 31, 2022 | 3.06% |
| Dec 31, 2021 | 4.46% |
| Sep 30, 2021 | 5.96% |
API Access
Upbound Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=UPBD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();