Unum (UNM) Operating Margin (2009 - 2026)
Unum's Operating Margin was -49.31% in Q2 2026, down 3.85 percentage points from -45.45% a year earlier and down 0.04 percentage points from the prior quarter.
Unum (UNM) Operating Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Unum's Operating Margin was -50.67% through Jun 30, 2026, down 6.46 percentage points year-over-year; for FY2025, it came in at -51.19%, down 10.61 percentage points from FY2024.
- Operating Margin shows a five-year change of +9.66 percentage points (FY2020 to FY2025).
- In earlier years, Operating Margin was -40.57% in FY2024 (+5.22 pp), -45.79% in FY2023 (+2.54 pp), -48.33% in FY2022 (+8.74 pp) and -57.07% in FY2021 (+3.78 pp).
- Quarterly Operating Margin has moved between -69.45% (Q4 2021) and -32.64% (Q3 2024) over five years.
- Compared with a year earlier, Operating Margin was higher in three of the last eight quarters, with an average year-over-year change of -2.94 percentage points.
- The best year-over-year quarter for Operating Margin over five years was Q4 2022 (a gain of 20.30 percentage points); the worst was Q3 2025 (a drop of 20.49 percentage points).
- Per Business Quant data, UNM's Operating Margin in the three quarters before Q2 2026 was -49.27% (Q1 2026), -50.96% (Q4 2025) and -53.13% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | -29.67% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | -19.39% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | -43.89% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 25.65% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | -25.96% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | - |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | -53.77% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 21.55% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | - |
| 10 | Unum | 13.97 Bn | 4.42 Bn | 1.38 Bn | -49.31% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -49.31% |
| Mar 31, 2026 | -49.27% |
| Dec 31, 2025 | -50.96% |
| Sep 30, 2025 | -53.13% |
| Jun 30, 2025 | -45.45% |
| Mar 31, 2025 | -55.53% |
| Dec 31, 2024 | -43.58% |
| Sep 30, 2024 | -32.64% |
| Jun 30, 2024 | -42.40% |
| Mar 31, 2024 | -43.66% |
| Dec 31, 2023 | -44.02% |
| Sep 30, 2023 | -49.05% |
| Jun 30, 2023 | -43.04% |
| Mar 31, 2023 | -47.13% |
| Dec 31, 2022 | -49.14% |
| Sep 30, 2022 | -40.61% |
| Jun 30, 2022 | -46.93% |
| Mar 31, 2022 | -56.61% |
| Dec 31, 2021 | -69.45% |
| Sep 30, 2021 | -45.26% |
Unum Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();