KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Unum (UNM) Operating Margin (2016 - 2025)

Unum (UNM) has disclosed Operating Margin for 17 consecutive years, with 17.9% as the latest value for Q4 2025.

  • Quarterly Operating Margin fell 4630.0% to 17.9% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 16.23% through Dec 2025, down 822.0% year-over-year, with the annual reading at 18.77% for FY2025, 152.0% down from the prior year.
  • Operating Margin hit 17.9% in Q4 2025 for Unum, up from 14.11% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 82.3% in Q4 2022 to a low of 10.85% in Q4 2023.
  • Historically, Operating Margin has averaged 24.64% across 5 years, with a median of 20.38% in 2024.
  • Biggest five-year swings in Operating Margin: skyrocketed 5904bps in 2022 and later plummeted -7145bps in 2023.
  • Year by year, Operating Margin stood at 23.25% in 2021, then skyrocketed by 254bps to 82.3% in 2022, then tumbled by -87bps to 10.85% in 2023, then skyrocketed by 492bps to 64.2% in 2024, then tumbled by -72bps to 17.9% in 2025.
  • Business Quant data shows Operating Margin for UNM at 17.9% in Q4 2025, 14.11% in Q3 2025, and 16.68% in Q2 2025.