Unum (UNM) Net Margin (2009 - 2026)
Unum's Net Margin came in at 7.62% for Q2 2026, down 2.36 percentage points from 9.98% a year earlier but up 0.71 percentage points from the prior quarter.
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Analysis
Unum (UNM) Net Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Unum reported Net Margin of 5.26%, down 6.51 percentage points year-over-year; for FY2025, it came in at 5.65%, down 8.16 percentage points from FY2024.
- Net Margin carries a five-year change of -0.38 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 13.81% in FY2024 (+3.44 pp), 10.37% in FY2023 (-1.38 pp), 11.74% in FY2022 (+3.57 pp) and 8.17% in FY2021 (+2.14 pp).
- The five-year range for quarterly Net Margin is 1.18% (Q3 2025) to 20.07% (Q3 2024).
- Year-over-year, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -2.54 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q3 2024 (a gain of 13.54 percentage points), and the weakest in Q3 2025 (a drop of 18.90 percentage points).
- Business Quant data shows UNM's Net Margin at 6.91% (Q1 2026), 5.37% (Q4 2025) and 1.18% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.65 Bn | 87.23 Bn | 9.13 Bn | 18.05% |
| 2 | Progressive | 133.70 Bn | 109.53 Bn | 9.04 Bn | 14.02% |
| 3 | Marsh & Mclennan Companies | 94.75 Bn | 86.91 Bn | - | 11.77% |
| 4 | Travelers Companies | 85.38 Bn | 61.63 Bn | 6.23 Bn | 18.17% |
| 5 | Manulife Financial | 77.63 Bn | -17.25 Bn | - | 10.52% |
| 6 | Arthur J. Gallagher | 69.27 Bn | 63.67 Bn | - | 8.09% |
| 7 | Metlife | 66.42 Bn | -40.36 Bn | 7.82 Bn | 3.68% |
| 8 | Allstate | 66.13 Bn | 27.40 Bn | 8.73 Bn | 17.43% |
| 9 | Aon | 65.25 Bn | 58.47 Bn | - | 12.98% |
| 10 | Unum | 14.93 Bn | 5.38 Bn | 1.38 Bn | 7.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.62% |
| Mar 31, 2026 | 6.91% |
| Dec 31, 2025 | 5.37% |
| Sep 30, 2025 | 1.18% |
| Jun 30, 2025 | 9.98% |
| Mar 31, 2025 | 6.12% |
| Dec 31, 2024 | 10.77% |
| Sep 30, 2024 | 20.07% |
| Jun 30, 2024 | 12.05% |
| Mar 31, 2024 | 12.35% |
| Dec 31, 2023 | 10.51% |
| Sep 30, 2023 | 6.53% |
| Jun 30, 2023 | 12.62% |
| Mar 31, 2023 | 11.80% |
| Dec 31, 2022 | 9.62% |
| Sep 30, 2022 | 17.25% |
| Jun 30, 2022 | 12.08% |
| Mar 31, 2022 | 8.07% |
| Dec 31, 2021 | 10.65% |
| Sep 30, 2021 | 11.07% |
API Access
Unum Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();