Unum (UNM) Net Margin (2009 - 2025)
Unum's Net Margin came in at 7.62% for Q2 2026, down 2.36 percentage points from 9.98% a year earlier but up 0.71 percentage points from the prior quarter.
Powered by 
Analysis
Unum (UNM) Net Margin (2009 - 2025) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Unum reported Net Margin of 5.26%, down 6.51 percentage points year-over-year; for FY2025, it came in at 5.65%, down 8.16 percentage points from FY2024.
- Net Margin carries a five-year change of -0.38 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 13.81% in FY2024 (+3.44 pp), 10.37% in FY2023 (-1.38 pp), 11.74% in FY2022 (+3.57 pp) and 8.17% in FY2021 (+2.14 pp).
- The five-year range for quarterly Net Margin is 1.18% (Q3 2025) to 20.07% (Q3 2024).
- Year-over-year, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -2.54 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q3 2024 (a gain of 13.54 percentage points), and the weakest in Q3 2025 (a drop of 18.90 percentage points).
- Business Quant data shows UNM's Net Margin at 6.91% (Q1 2026), 5.37% (Q4 2025) and 1.18% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 20.93% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 17.56% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 10.96% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 11.77% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 15.44% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 11.59% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 10.14% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 11.61% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 2,135.42% |
| 10 | Unum | 12.59 Bn | 3.92 Bn | -2.16 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 226.99% |
| Dec 31, 2024 | 441.39% |
| Dec 31, 2023 | 1,462.83% |
| Dec 31, 2022 | 628.70% |
| Sep 30, 2021 | 463.47% |
| Sep 30, 2020 | 447.00% |
| Sep 30, 2019 | 460.95% |
| Sep 30, 2018 | -440.71% |
| Sep 30, 2017 | 372.67% |
| Sep 30, 2016 | 425.23% |
| Sep 30, 2015 | 363.93% |
| Sep 30, 2014 | 444.42% |
| Dec 31, 2013 | 8.55% |
| Sep 30, 2013 | 8.10% |
| Jun 30, 2013 | 8.40% |
| Mar 31, 2013 | 8.10% |
| Dec 31, 2012 | 8.80% |
| Sep 30, 2012 | 8.76% |
| Jun 30, 2012 | 8.27% |
| Mar 31, 2012 | 8.19% |
API Access
Unum Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();