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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Unum (UNM) Net Margin (2016 - 2025)

Unum's Net Margin history spans 17 years, with the latest figure at 6.02% for Q4 2025.

  • For Q4 2025, Net Margin fell 92.0% year-over-year to 6.02%; the TTM value through Dec 2025 reached 7.63%, down 675.0%, while the annual FY2025 figure was 6.59%, 721.0% down from the prior year.
  • Net Margin for Q4 2025 was 6.02% at Unum, up from 1.48% in the prior quarter.
  • Across five years, Net Margin topped out at 24.56% in Q3 2024 and bottomed at 1.48% in Q3 2025.
  • The 5-year median for Net Margin is 11.42% (2023), against an average of 11.24%.
  • The largest annual shift saw Net Margin surged 2216bps in 2024 before it tumbled -2309bps in 2025.
  • A 5-year view of Net Margin shows it stood at 11.44% in 2021, then decreased by -25bps to 8.6% in 2022, then soared by 32bps to 11.4% in 2023, then crashed by -39bps to 6.94% in 2024, then decreased by -13bps to 6.02% in 2025.
  • Per Business Quant, the three most recent readings for UNM's Net Margin are 6.02% (Q4 2025), 1.48% (Q3 2025), and 17.67% (Q2 2025).