Unum (UNM) FCF Margin (2010 - 2026)
Unum (UNM) reported FCF Margin of 14.07% for Q2 2026, up 4.55 percentage points from 9.52% a year earlier and up 5.10 percentage points from the prior quarter.
Unum (UNM) FCF Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Unum's FCF Margin came in at 5.19%, down 6.00 percentage points year-over-year; for FY2025, it came in at 4.25%, down 6.52 percentage points from FY2024.
- FCF Margin has a five-year change of +1.59 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 10.77% in FY2024 (+2.14 pp), 8.62% in FY2023 (-2.36 pp), 10.99% in FY2022 (+0.35 pp) and 10.64% in FY2021 (+7.98 pp).
- The Q2 2026 figure ranks as the highest quarterly FCF Margin since Q2 2022.
- Year over year, FCF Margin gained in three of the last eight quarters, with an average year-over-year change of -2.28 percentage points.
- The high point for year-over-year FCF Margin in five years was Q4 2021 (a gain of 34.61 percentage points); the low point was Q3 2025 (a drop of 22.87 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 8.98% (Q1 2026), 9.87% (Q4 2025) and -11.92% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 19.60% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 20.72% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 11.63% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 11.38% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | -1.02% |
| 10 | Unum | 13.89 Bn | 4.34 Bn | 1.38 Bn | 14.07% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.07% |
| Mar 31, 2026 | 8.98% |
| Dec 31, 2025 | 9.87% |
| Sep 30, 2025 | -11.92% |
| Jun 30, 2025 | 9.52% |
| Mar 31, 2025 | 10.28% |
| Dec 31, 2024 | 14.02% |
| Sep 30, 2024 | 10.95% |
| Jun 30, 2024 | 9.63% |
| Mar 31, 2024 | 8.44% |
| Dec 31, 2023 | 9.47% |
| Sep 30, 2023 | 11.72% |
| Jun 30, 2023 | 9.20% |
| Mar 31, 2023 | 4.00% |
| Dec 31, 2022 | 10.83% |
| Sep 30, 2022 | 8.48% |
| Jun 30, 2022 | 14.35% |
| Mar 31, 2022 | 10.20% |
| Dec 31, 2021 | 15.21% |
| Sep 30, 2021 | 13.48% |
Unum FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();