Unum (UNM) FCF Margin (2009 - 2025)
Unum (UNM) reported FCF Margin of 14.07% for Q2 2026, up 4.55 percentage points from 9.52% a year earlier and up 5.10 percentage points from the prior quarter.
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Analysis
Unum (UNM) FCF Margin (2009 - 2025) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Unum's FCF Margin came in at 5.19%, down 6.00 percentage points year-over-year; for FY2025, it came in at 4.25%, down 6.52 percentage points from FY2024.
- FCF Margin has a five-year change of +1.59 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 10.77% in FY2024 (+2.14 pp), 8.62% in FY2023 (-2.36 pp), 10.99% in FY2022 (+0.35 pp) and 10.64% in FY2021 (+7.98 pp).
- The Q2 2026 figure ranks as the highest quarterly FCF Margin since Q2 2022.
- Year over year, FCF Margin gained in three of the last eight quarters, with an average year-over-year change of -2.28 percentage points.
- The high point for year-over-year FCF Margin in five years was Q4 2021 (a gain of 34.61 percentage points); the low point was Q3 2025 (a drop of 22.87 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 8.98% (Q1 2026), 9.87% (Q4 2025) and -11.92% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 6.39% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 37.49% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 18.98% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 20.36% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 31.15% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | -2.00% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 32.57% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 26.75% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 3,876.04% |
| 10 | Unum | 12.59 Bn | 3.92 Bn | -2.16 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 417.34% |
| Dec 31, 2024 | 574.43% |
| Dec 31, 2023 | 1,317.70% |
| Dec 31, 2022 | 707.61% |
| Sep 30, 2021 | 564.74% |
| Sep 30, 2020 | 782.21% |
| Sep 30, 2019 | 517.14% |
| Sep 30, 2018 | 543.81% |
| Sep 30, 2017 | 310.78% |
| Sep 30, 2016 | 315.32% |
| Sep 30, 2015 | 451.43% |
| Sep 30, 2014 | 384.99% |
| Dec 31, 2013 | 12.45% |
| Sep 30, 2013 | 10.28% |
| Jun 30, 2013 | 7.04% |
| Mar 31, 2013 | 10.10% |
| Dec 31, 2012 | 16.02% |
| Sep 30, 2012 | 10.45% |
| Jun 30, 2012 | 13.36% |
| Mar 31, 2012 | 12.61% |
API Access
Unum FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();