Unitedhealth (UNH) Interest Coverage Ratio (2009 - 2026)
Unitedhealth's Interest Coverage Ratio came in at 6.82 for Q3 2026, up 58.4% from 4.30 a year earlier but down 18.0% from the prior quarter.
Powered by 
Analysis
Unitedhealth (UNH) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Unitedhealth reported Interest Coverage Ratio of 6.21, down 5.1% year-over-year; for FY2025, it came in at 4.74, down 42.7% from FY2024.
- Interest Coverage Ratio has declined in each of the last four years.
- Going back by year, Interest Coverage Ratio was 8.27 in FY2024 (-17.1%), 9.97 in FY2023 (-26.7%), 13.59 in FY2022 (-5.9%) and 14.44 in FY2021 (+7.2%).
- The five-year range for quarterly Interest Coverage Ratio is 0.39 (Q4 2025) to 16.05 (Q1 2022).
- Year-over-year, Interest Coverage Ratio has increased for three consecutive quarters, with an average decline of 8.9% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q2 2026 (growth of 65.6%), and the weakest in Q4 2025 (a decline of 95.0%).
- Business Quant data shows UNH's Interest Coverage Ratio at 8.31 (Q2 2026), 9.41 (Q1 2026) and 0.39 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 362.93 Bn | 249.60 Bn | 35.71 Bn | 6.82 |
| 2 | Mckesson | 125.16 Bn | 109.10 Bn | 3.96 Bn | 15.28 |
| 3 | Cvs Health | 113.93 Bn | 62.88 Bn | 47.21 Bn | 4.77 |
| 4 | Elevance Health | 92.83 Bn | -49.64 Bn | 13.65 Bn | 6.01 |
| 5 | Cigna | 79.88 Bn | 49.09 Bn | 15.09 Bn | - |
| 6 | Cencora | 66.55 Bn | 66.55 Bn | 3.60 Bn | - |
| 7 | Cardinal Health | 64.00 Bn | 47.32 Bn | 2.60 Bn | 10.32 |
| 8 | Humana | 52.60 Bn | -38.18 Bn | 4.83 Bn | 0.35 |
| 9 | Centene | 34.53 Bn | -39.52 Bn | 8.24 Bn | -10.39 |
| 10 | Molina Healthcare | 10.74 Bn | -24.26 Bn | 1.36 Bn | 2.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 6.82 |
| Jun 30, 2026 | 8.31 |
| Mar 31, 2026 | 9.41 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 4.30 |
| Jun 30, 2025 | 5.01 |
| Mar 31, 2025 | 9.14 |
| Dec 31, 2024 | 7.75 |
| Sep 30, 2024 | 8.11 |
| Jun 30, 2024 | 7.99 |
| Mar 31, 2024 | 9.40 |
| Dec 31, 2023 | 9.26 |
| Sep 30, 2023 | 10.22 |
| Jun 30, 2023 | 9.73 |
| Mar 31, 2023 | 10.72 |
| Dec 31, 2022 | 10.19 |
| Sep 30, 2022 | 14.46 |
| Jun 30, 2022 | 15.27 |
| Mar 31, 2022 | 16.05 |
| Dec 31, 2021 | 12.86 |
API Access
Unitedhealth Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UNH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "UNH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UNH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();