Unitedhealth (UNH) Interest Coverage Ratio (2009 - 2026)
Unitedhealth (UNH) posted quarterly Interest Coverage Ratio of 4.79 for Q1 2026, down 47.58% year-over-year from 9.14 in Q1 2025, and up 1127.64% quarter-over-quarter from 0.39 in Q4 2025.
Unitedhealth (UNH) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Unitedhealth (UNH) has reported Interest Coverage Ratio for 18 consecutive years, with 4.79 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 47.58% year-over-year to 4.79; the TTM figure through Mar 2026 stood at 10.03 (up 21.7% YoY), while the FY2025 annual figure was 4.71, down 43.07% from the prior year.
- Interest Coverage Ratio climbed to 4.79 in Q1 2026 per UNH's latest filing, from 0.39 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 16.05 in Q1 2022 and bottomed at 0.39 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 9.18 across 5 years, with a median of 9.4 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio rose 6.84% — and 2025, when it slumped 94.97%.
- Unitedhealth's Interest Coverage Ratio stood at 13.03 in 2022, then declined by 4.64% to 12.42 in 2023, then slumped by 37.61% to 7.75 in 2024, then plunged by 94.97% to 0.39 in 2025, then jumped by 1127.64% to 4.79 in 2026.
- Business Quant data shows UNH's Interest Coverage Ratio at 4.79 in Q1 2026, 0.39 in Q4 2025, and 4.3 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 352.16 Bn | 320.69 Bn | 36.67 Bn | 8.31 |
| 2 | Cvs Health | 118.83 Bn | 104.87 Bn | 47.23 Bn | 6.21 |
| 3 | Elevance Health | 86.85 Bn | 50.89 Bn | 13.45 Bn | 3.76 |
| 4 | Humana | 45.59 Bn | 21.72 Bn | 5.50 Bn | 6.90 |
| 5 | Centene | 31.97 Bn | 4.92 Bn | 14.55 Bn | 7.83 |
| 6 | Molina Healthcare | 10.21 Bn | 1.30 Bn | 1.43 Bn | 2.69 |
| 7 | Oscar Health | 9.60 Bn | 1.05 Bn | 1.09 Bn | 82.53 |
| 8 | Alignment Healthcare | 2.72 Bn | 2.02 Bn | 180.96 Mn | 9.85 |
| 9 | Clover Health Investments | 2.17 Bn | 1.93 Bn | 153.00 Mn | - |
| 10 | Progyny | 2.01 Bn | 1.77 Bn | 89.30 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.31 |
| Mar 31, 2026 | 4.79 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 4.30 |
| Jun 30, 2025 | 2.33 |
| Mar 31, 2025 | 9.14 |
| Dec 31, 2024 | 7.75 |
| Sep 30, 2024 | 8.11 |
| Jun 30, 2024 | 7.99 |
| Mar 31, 2024 | 9.40 |
| Dec 31, 2023 | 12.42 |
| Sep 30, 2023 | 10.22 |
| Jun 30, 2023 | 9.73 |
| Mar 31, 2023 | 10.72 |
| Dec 31, 2022 | 13.03 |
| Sep 30, 2022 | 14.46 |
| Jun 30, 2022 | 15.27 |
| Mar 31, 2022 | 16.05 |
| Dec 31, 2021 | 12.86 |
| Sep 30, 2021 | 13.54 |