Unitedhealth Group Inc (NYSE: UNH)

UnitedHealth Group Incorporated is a health care and well-being company that operates through two complementary businesses, Optum and UnitedHealthcare, to provide health services, insurance, and data analytics aimed at improving access, affordability, and outcomes in the health care system.

The company generates revenue by offering health benefit plans, pharmacy benefit management services, clinical care services, and data analytics and technology solutions to employers, health plans, government agencies, and individual consumers.

The company operates through the following segments: Optum Health, Optum Insight, Optum Rx, and UnitedHealthcare.

• Optum Health: provides patient-centered care, care management, wellness programs, consumer engagement, and health financial services, serving 95,000,000 consumers and working with providers, employers, payers, and public-sector entities through primary, specialty, surgical, chronic and behavioral health, post-acute care, telehealth, and value-based or fee-for-service arrangements.

• Optum Insight: delivers data, analytics, research, consulting, technology, and managed services to health systems, health plans, state governments, and life sciences companies to improve performance, reduce costs, support evidence-based care, manage revenue cycles, and meet regulatory requirements.

• Optum Rx: supplies pharmacy care services through a network of 64,000 retail pharmacies, home delivery, specialty and infusion services, managing $188 billion in pharmaceutical sales and offering utilization management, medication management, and clinical programs to health benefits providers, employer plans, unions, trusts, and public-sector entities.

• UnitedHealthcare: offers a full range of health benefit plans, including employer-sponsored, individual, Medicare Advantage, Medicare Part D, Medicare Supplement, and Medicaid-focused products, serving 29,700,000 people through its Employer & Individual unit, 8,400,000 seniors through Medicare & Retirement, and 7,400,000 low-income individuals through Community & State, with premium revenues from CMS representing 44% of UnitedHealth Group’s total consolidated revenues.

UnitedHealth Group Incorporated ranks among the largest diversified health care companies in the United States, competing with firms such as Anthem, Cigna, Humana, and CVS Health, and maintains a competitive advantage through its integrated data analytics capabilities, extensive provider networks, and scale across insurance and care delivery.

The company serves a broad customer base that includes the U. S. Department of Health and Human Services, the Veterans Affairs Department, the Department of Defense, numerous state Medicaid programs, large national employers, health plans, and individual consumers.