Umb Financial (UMBF) Return on Assets [ROA] (2011 - 2026)
Umb Financial's Return on Assets [ROA] was 1.30% in Q2 2026, up 0.55 percentage points from 0.75% a year earlier and up 0.09 percentage points from the prior quarter.
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Analysis
Umb Financial (UMBF) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Umb Financial came in at 1.14%, up 0.20 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of +0.18 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 0.93% in FY2024 (+0.09 pp), 0.85% in FY2023 (-0.21 pp), 1.06% in FY2022 (+0.13 pp) and 0.93% in FY2021 (-0.03 pp).
- The Q2 2026 figure marks the highest quarterly Return on Assets [ROA] since Q3 2018.
- Compared with a year earlier, Return on Assets [ROA] has increased for three straight quarters, with an average year-over-year change of +0.12 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q2 2026 (a gain of 0.55 percentage points); the worst was Q4 2023 (a drop of 0.32 percentage points).
- Per Business Quant data, UMBF's Return on Assets [ROA] in the three quarters before Q2 2026 was 1.21% (Q1 2026), 0.97% (Q4 2025) and 0.85% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 2.83% |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.53% |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.02% |
| 10 | Umb Financial | 9.87 Bn | 3.21 Bn | - | 1.30% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.30% |
| Mar 31, 2026 | 1.21% |
| Dec 31, 2025 | 0.97% |
| Sep 30, 2025 | 0.85% |
| Jun 30, 2025 | 0.75% |
| Mar 31, 2025 | 0.69% |
| Dec 31, 2024 | 0.90% |
| Sep 30, 2024 | 0.85% |
| Jun 30, 2024 | 0.84% |
| Mar 31, 2024 | 0.82% |
| Dec 31, 2023 | 0.82% |
| Sep 30, 2023 | 0.92% |
| Jun 30, 2023 | 0.91% |
| Mar 31, 2023 | 1.06% |
| Dec 31, 2022 | 1.13% |
| Sep 30, 2022 | 1.09% |
| Jun 30, 2022 | 1.07% |
| Mar 31, 2022 | 0.88% |
| Dec 31, 2021 | 0.88% |
| Sep 30, 2021 | 1.16% |
API Access
Umb Financial Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();