Umb Financial (UMBF) Retained Earnings (2009 - 2026)
Umb Financial (UMBF) reported Retained Earnings of -$331.3 million for Q1 2026, down 110.27% on a YoY basis from $3.2 billion in Q1 2025, and down 108.87% sequentially from $3.7 billion in Q4 2025.
Umb Financial (UMBF) Retained Earnings (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 15 years of Retained Earnings data on file, last reported at -$331.3 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 110.27% year-over-year to -$331.3 million; the trailing twelve-month figure through Mar 2026 stood at -$331.3 million (down 110.27% YoY), and the FY2025 full-year result was $3.7 billion, up 17.68% from the prior year.
- Retained Earnings fell to -$331.3 million in Q1 2026, from $3.7 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $3.7 billion in Q4 2025 to a low of -$759.3 million in Q3 2022.
- A 5-year average of $1.7 billion and a median of $2.5 billion in 2022 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings sank 135.87% in 2022 and jumped 670.08% in 2024, its largest moves.
- Tracing UMBF's Retained Earnings over 5 years: stood at $2.5 billion in 2022, then plunged by 121.96% to -$556.9 million in 2023, then jumped by 670.08% to $3.2 billion in 2024, then advanced by 17.68% to $3.7 billion in 2025, then slumped by 108.87% to -$331.3 million in 2026.
- Business Quant data shows UMBF's Retained Earnings at -$331.3 million in Q1 2026, $3.7 billion in Q4 2025, and -$324.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | -331.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -331.35 Mn |
| Dec 31, 2025 | 3.74 Bn |
| Sep 30, 2025 | -324.84 Mn |
| Jun 30, 2025 | 3.41 Bn |
| Mar 31, 2025 | 3.22 Bn |
| Dec 31, 2024 | 3.17 Bn |
| Sep 30, 2024 | 3.07 Bn |
| Jun 30, 2024 | 2.98 Bn |
| Mar 31, 2024 | 2.90 Bn |
| Dec 31, 2023 | -556.94 Mn |
| Sep 30, 2023 | 2.76 Bn |
| Jun 30, 2023 | -685.83 Mn |
| Mar 31, 2023 | -626.78 Mn |
| Dec 31, 2022 | 2.54 Bn |
| Sep 30, 2022 | -759.26 Mn |
| Jun 30, 2022 | 2.38 Bn |
| Mar 31, 2022 | 2.27 Bn |
| Dec 31, 2021 | 2.18 Bn |
| Sep 30, 2021 | 2.12 Bn |
| Jun 30, 2021 | 2.04 Bn |