Umb Financial (UMBF) Net Cash Flow (2010 - 2026)
Umb Financial (UMBF) posted Net Cash Flow of -$651.5 million for Q2 2026, up 56.87% sequentially from -$1.5 billion in Q1 2026, and down 268.86% YoY from $385.8 million in Q2 2025.
Umb Financial (UMBF) Net Cash Flow (2010 - 2026) Analysis & Trends
Umb Financial has reported Net Cash Flow for 14 years, with the latest figure at -$651.5 million in Q2 2026.
- Quarterly Net Cash Flow fell 268.86% year-over-year to -$651.5 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$5.4 billion (down 190.07% YoY) and the FY2025 annual result came in at -$676.7 million, down 123.17% from the prior year.
- Net Cash Flow rose to -$651.5 million in Q2 2026 per UMBF's latest filing, from -$1.5 billion in the prior quarter.
- Over five years, Net Cash Flow peaked at $2.3 billion in Q3 2024 and troughed at -$4.6 billion in Q2 2022.
- A 5-year average of -$200.3 million and a median of $40.8 million in 2022 frame the typical range for Net Cash Flow.
- The widest YoY moves for Net Cash Flow: up 1104.94% in 2024, down 990.83% in 2024.
- Over 5 years, Net Cash Flow stood at -$452.6 million in 2022, then surged by 453.71% to $1.6 billion in 2023, then slipped by 26.8% to $1.2 billion in 2024, then tumbled by 191.25% to -$1.1 billion in 2025, then soared by 39.08% to -$651.5 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$651.5 million, -$1.5 billion, and -$1.1 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.76 Bn | 97.76 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 95.81 Bn | 95.81 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.66 Bn | -144.43 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.84 Bn | -81.47 Bn | - | - |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.50 Bn | 61.50 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.52 Bn | 25.80 Bn | - | - |
| 10 | Umb Financial | 11.02 Bn | -905.92 Mn | - | -651.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -651.49 Mn |
| Jun 30, 2026 | -651.49 Mn |
| Mar 31, 2026 | -1.51 Bn |
| Mar 31, 2026 | -1.51 Bn |
| Dec 31, 2025 | -1.07 Bn |
| Dec 31, 2025 | -1.07 Bn |
| Sep 30, 2025 | -2.15 Bn |
| Sep 30, 2025 | -2.15 Bn |
| Jun 30, 2025 | 385.82 Mn |
| Jun 30, 2025 | 385.82 Mn |
| Mar 31, 2025 | 2.16 Bn |
| Mar 31, 2025 | 2.16 Bn |
| Dec 31, 2024 | 1.17 Bn |
| Dec 31, 2024 | 1.17 Bn |
| Sep 30, 2024 | 2.26 Bn |
| Sep 30, 2024 | 2.26 Bn |
| Jun 30, 2024 | -1.93 Bn |
| Jun 30, 2024 | -1.93 Bn |
| Mar 31, 2024 | 1.41 Bn |
| Mar 31, 2024 | 1.41 Bn |