Umb Financial (UMBF) EBIT Margin (2009 - 2026)
Umb Financial (UMBF) recorded EBIT Margin of 88.59% in Q2 2026, down 6.96 percentage points from 95.55% a year earlier and down 1.24 percentage points from the prior quarter.
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Analysis
Umb Financial (UMBF) EBIT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Umb Financial's EBIT Margin came in at 90.12% as of Jun 30, 2026, down 3.93 percentage points year-over-year; for FY2025, it was 89.25%, down 15.81 percentage points from FY2024.
- Annual EBIT Margin has a five-year change of +57.02 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at 105.06% in FY2024 (+13.39 pp), 91.67% in FY2023 (+40.19 pp), 51.48% in FY2022 (+14.44 pp) and 37.04% in FY2021 (+4.81 pp).
- Quarterly EBIT Margin has ranged from 33.21% in Q4 2021 to 109.82% in Q3 2024 over the past five years.
- On a year-over-year basis, EBIT Margin rose in three of the last eight quarters, with an average year-over-year change of -6.01 percentage points.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 55.23 percentage points in Q3 2023, against a drop of 27.11 percentage points in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 89.83% (Q1 2026), 88.04% (Q4 2025) and 94.41% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 84.05% |
| 10 | Umb Financial | 10.01 Bn | 3.35 Bn | - | 88.59% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 88.59% |
| Mar 31, 2026 | 89.83% |
| Dec 31, 2025 | 88.04% |
| Sep 30, 2025 | 94.41% |
| Jun 30, 2025 | 95.55% |
| Mar 31, 2025 | 76.86% |
| Dec 31, 2024 | 99.22% |
| Sep 30, 2024 | 109.82% |
| Jun 30, 2024 | 107.71% |
| Mar 31, 2024 | 103.97% |
| Dec 31, 2023 | 93.56% |
| Sep 30, 2023 | 103.73% |
| Jun 30, 2023 | 95.08% |
| Mar 31, 2023 | 74.93% |
| Dec 31, 2022 | 66.23% |
| Sep 30, 2022 | 48.50% |
| Jun 30, 2022 | 49.21% |
| Mar 31, 2022 | 41.07% |
| Dec 31, 2021 | 33.21% |
| Sep 30, 2021 | 39.46% |
API Access
Umb Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();