Umb Financial (UMBF) Change in Net Loans (2010 - 2026)
Umb Financial (UMBF) posted Change in Net Loans of $1 billion for Q2 2026, up 17.6% from $850.57 million a year earlier but down 25.7% from the prior quarter.
Umb Financial (UMBF) Change in Net Loans (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Change in Net Loans at Umb Financial was $4.27 billion, up 51.1% year-over-year; for FY2025, it came in at $3.25 billion, up 34.6% from FY2024.
- Annual Change in Net Loans shows a five-year compound annual growth rate of 3.8% (FY2020 to FY2025).
- In prior years, Umb Financial's Change in Net Loans was $2.42 billion in FY2024 (+11.9%), $2.16 billion in FY2023 (-45.4%), $3.95 billion in FY2022 (+253.6%) and $1.12 billion in FY2021 (-58.5%).
- Quarterly Change in Net Loans has run from a low of -$438.44 million in Q3 2021 to a high of $1.35 billion in Q1 2026 over five years.
- On a year-over-year basis, Change in Net Loans has increased in each of the last eight quarters, with growth averaging 71.4% over the last eight quarters.
- The strongest year-over-year quarter for Change in Net Loans in the past five years was Q4 2021, with growth of 357.2%; the weakest was Q4 2023, with a decline of 74.0%.
- According to Business Quant data, Change in Net Loans for the three prior quarters was $1.35 billion (Q1 2026), $1.04 billion (Q4 2025) and $881.82 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 12.69 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -22.01 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 7.29 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | -19.63 Bn |
| 10 | Umb Financial | 9.87 Bn | 3.21 Bn | - | 1.00 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.00 Bn |
| Mar 31, 2026 | 1.35 Bn |
| Dec 31, 2025 | 1.04 Bn |
| Sep 30, 2025 | 881.82 Mn |
| Jun 30, 2025 | 850.57 Mn |
| Mar 31, 2025 | 481.83 Mn |
| Dec 31, 2024 | 688.03 Mn |
| Sep 30, 2024 | 802.62 Mn |
| Jun 30, 2024 | 565.32 Mn |
| Mar 31, 2024 | 359.62 Mn |
| Dec 31, 2023 | 299.48 Mn |
| Sep 30, 2023 | 402.79 Mn |
| Jun 30, 2023 | 670.43 Mn |
| Mar 31, 2023 | 786.43 Mn |
| Dec 31, 2022 | 1.15 Bn |
| Sep 30, 2022 | 912.66 Mn |
| Jun 30, 2022 | 1.28 Bn |
| Mar 31, 2022 | 608.89 Mn |
| Dec 31, 2021 | 709.23 Mn |
| Sep 30, 2021 | -438.44 Mn |
Umb Financial Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=UMBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();