United Community Banks (UCB) Net Change in Deposits (2010 - 2026)
United Community Banks (UCB) reported Net Change in Deposits of -$300.88 million for Q2 2026, compared with -$173.9 million a year earlier.
United Community Banks (UCB) Net Change in Deposits (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, United Community Banks' Net Change in Deposits came in at -$238.06 million; for FY2025, it was -$36.3 million.
- By year, Net Change in Deposits came in at $149.49 million in FY2024 (-88.8%), $1.34 billion in FY2023, -$866.93 million in FY2022 and $2.35 billion in FY2021 (-7.1%).
- The Q2 2026 figure ranks as the lowest quarterly Net Change in Deposits since Q2 2024.
- The high point for year-over-year Net Change in Deposits in five years was Q3 2021 (growth of 440.7%); the low point was Q1 2024 (a decline of 97.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $226.61 million (Q1 2026), -$221.37 million (Q4 2025) and $57.58 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Deposits Chg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 73.53 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 13.63 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 45.20 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 32.80 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 10.23 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1.25 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | -1.96 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 485.15 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 485.15 Mn |
| Jun 30, 2026 | -300.88 Mn |
| Mar 31, 2026 | 226.61 Mn |
| Dec 31, 2025 | -221.37 Mn |
| Sep 30, 2025 | 57.58 Mn |
| Jun 30, 2025 | -173.90 Mn |
| Mar 31, 2025 | 301.39 Mn |
| Dec 31, 2024 | 207.78 Mn |
| Sep 30, 2024 | 270.83 Mn |
| Jun 30, 2024 | -350.14 Mn |
| Mar 31, 2024 | 21.02 Mn |
| Dec 31, 2023 | 452.20 Mn |
| Sep 30, 2023 | -153.59 Mn |
| Jun 30, 2023 | 246.87 Mn |
| Mar 31, 2023 | 793.16 Mn |
| Dec 31, 2022 | -443.18 Mn |
| Sep 30, 2022 | -552.44 Mn |
| Jun 30, 2022 | -182.35 Mn |
| Mar 31, 2022 | 311.04 Mn |
| Dec 31, 2021 | 718.50 Mn |
United Community Banks Net Change in Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-change-in-deposits", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();