Lloyds Banking (LYG) Interest Coverage Ratio (2009 - 2024)
Lloyds Banking's (LYG) quarterly Interest Coverage Ratio came in at 4.7 in Q4 2024, down 29.97% year-on-year from 6.72 in Q1 2024, and down 29.97% on a QoQ basis from 3.62 in Q4 2023.
Lloyds Banking (LYG) Interest Coverage Ratio (2009 - 2024) Analysis & Trends
Lloyds Banking (LYG) has 16 years of Interest Coverage Ratio data on file, last reported at 4.7 in Q4 2024.
- On a quarterly basis, Interest Coverage Ratio fell 29.97% year-over-year to 4.7 in Q4 2024; TTM through Sep 2025 was 5.2, a 11.77% decrease from a year earlier, with the FY2025 full-year figure at 0.35, up 27.32% from the prior year.
- Interest Coverage Ratio for Q4 2024 stood at 4.7, down from 3.62 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for LYG reached as high as 3.62 in Q4 2023 and fell as low as 8.68 in Q4 2020.
- Historically, Interest Coverage Ratio has averaged 5.67 across 5 years, with a median of 4.76 in 2022.
- Across the five-year window, Interest Coverage Ratio plunged 90.02% in 2020 and climbed 27.78% in 2022, its largest moves.
- Year by year, Interest Coverage Ratio stood at 8.68 in 2020, then increased by 24.1% to 6.59 in 2021, then increased by 27.78% to 4.76 in 2022, then gained by 23.97% to 3.62 in 2023, then declined by 29.97% to 4.7 in 2024.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 4.7 in Q4 2024, 3.62 in Q4 2023, and 4.76 in Q4 2022.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Itau Unibanco Holding | 89.22 Bn | 46.51 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | -4.70 |
| Dec 31, 2023 | -3.62 |
| Dec 31, 2022 | -4.76 |
| Dec 31, 2021 | -6.59 |
| Dec 31, 2020 | -8.68 |
| Dec 31, 2019 | -4.57 |
| Dec 31, 2018 | -3.78 |
| Dec 31, 2017 | -5.55 |
| Sep 30, 2017 | -4.43 |
| Jun 30, 2017 | -15.79 |
| Mar 31, 2017 | -3.20 |
| Dec 31, 2016 | -6.88 |
| Sep 30, 2016 | -2.32 |
| Jun 30, 2016 | -7.93 |
| Mar 31, 2016 | -6.23 |
| Dec 31, 2015 | -3.89 |
| Sep 30, 2015 | -5.22 |
| Jun 30, 2015 | -6.67 |
| Mar 31, 2015 | -4.64 |
| Dec 31, 2014 | 0.64 |