Lloyds Banking (LYG) Interest Coverage Ratio (2010 - 2024)

Lloyds Banking (LYG) reported Interest Coverage Ratio of 0.72 for Q4 2024, up 26.57% year-over-year from 0.57 in Q1 2024, and up 26.57% quarter-over-quarter from 0.57 in Q4 2023.

Lloyds Banking (LYG) Interest Coverage Ratio (2010 - 2024) Analysis & Trends

Lloyds Banking (LYG) has 15 years of Interest Coverage Ratio data on file, last reported at 0.72 in Q4 2024.

  • Interest Coverage Ratio for Q4 2024 came in at 0.72, up 26.57% year-over-year; the trailing twelve-month figure through Sep 2025 was 0.23 (up 149.47% YoY), and the FY2025 annual result was 1.38, up 5.03% from the prior year.
  • Interest Coverage Ratio climbed to 0.72 in Q4 2024 per LYG's latest filing, from 0.57 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 0.72 in Q4 2024 and troughed at 14.91 in Q4 2021.
  • A 5-year average of 4.31 and a median of 0.51 in 2022 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2020 and 2022: Interest Coverage Ratio tumbled 101.92% in 2020, then soared 103.42% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 8.44 in 2020, then plunged by 76.68% to 14.91 in 2021, then soared by 103.42% to 0.51 in 2022, then rose by 12.36% to 0.57 in 2023, then gained by 26.57% to 0.72 in 2024.
  • Business Quant data shows LYG's Interest Coverage Ratio at 0.72 in Q4 2024, 0.57 in Q4 2023, and 0.51 in Q4 2022.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Pnc Financial Services 96.18 Bn 96.23 Bn - 1.88

Historic Data

Download Data
DateValue
Dec 31, 2024 0.72
Dec 31, 2023 0.57
Dec 31, 2022 0.51
Dec 31, 2021 -14.91
Dec 31, 2020 -8.44
Dec 31, 2019 -4.18
Dec 31, 2018 -12.27
Dec 31, 2017 -5.00
Sep 30, 2017 -4.90
Jun 30, 2017 -12.66
Mar 31, 2017 -3.33
Dec 31, 2016 -5.96
Sep 30, 2016 0.68
Jun 30, 2016 -0.02
Mar 31, 2016 0.56
Dec 31, 2015 -4.80
Sep 30, 2015 -0.24
Jun 30, 2015 1.02
Mar 31, 2015 0.46
Dec 31, 2014 -2.69