United Bancorp (UBCP) Retained Earnings (2012 - 2026)
United Bancorp (UBCP) posted quarterly Retained Earnings of -$5.4 million for Q4 2025, up 47.02% year-over-year from -$3.6 million in Q4 2024, and up 37.68% quarter-over-quarter from -$8.6 million in Q3 2025.
United Bancorp (UBCP) Retained Earnings (2012 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Retained Earnings for 14 consecutive years, with -$5.4 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Retained Earnings rose 47.02% year-over-year to -$5.4 million; the TTM figure through Dec 2025 stood at -$5.4 million (up 47.02% YoY), while the FY2025 annual figure was -$5.4 million, up 47.02% from the prior year.
- Retained Earnings advanced to -$5.4 million in Q4 2025 per UBCP's latest filing, from -$8.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $45.5 million in Q3 2024 and bottomed at -$14.5 million in Q2 2025.
- Historically, Retained Earnings has averaged $14.5 million across 5 years, with a median of $7.7 million in 2021.
- Annual changes were most pronounced in 2022 — Retained Earnings tumbled 193.59% — and 2024, when it jumped 560.51%.
- United Bancorp's Retained Earnings stood at $7.0 million in 2021, then surged by 502.31% to $41.9 million in 2022, then sank by 117.83% to -$7.5 million in 2023, then slumped by 35.06% to -$10.1 million in 2024, then jumped by 47.02% to -$5.4 million in 2025.
- Business Quant data shows UBCP's Retained Earnings at -$5.4 million in Q4 2025, -$8.6 million in Q3 2025, and -$14.5 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.86 Bn | 84.67 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.98 Bn | 97.98 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.88 Bn | -144.21 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.88 Bn | 57.19 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.80 Bn | 61.80 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.96 Bn | 26.24 Bn | - | 25.65 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 49.22 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.22 Mn |
| Dec 31, 2025 | -5.35 Mn |
| Sep 30, 2025 | -8.59 Mn |
| Jun 30, 2025 | -14.50 Mn |
| Mar 31, 2025 | -12.54 Mn |
| Dec 31, 2024 | -10.10 Mn |
| Sep 30, 2024 | 45.53 Mn |
| Jun 30, 2024 | 44.77 Mn |
| Mar 31, 2024 | 44.07 Mn |
| Dec 31, 2023 | -7.48 Mn |
| Sep 30, 2023 | 42.63 Mn |
| Jun 30, 2023 | -9.72 Mn |
| Mar 31, 2023 | 39.90 Mn |
| Dec 31, 2022 | 41.95 Mn |
| Sep 30, 2022 | -14.48 Mn |
| Jun 30, 2022 | -7.81 Mn |
| Mar 31, 2022 | 37.82 Mn |
| Dec 31, 2021 | 6.96 Mn |
| Sep 30, 2021 | 36.29 Mn |
| Jun 30, 2021 | 8.35 Mn |