United Bancorp (UBCP) Retained Earnings (2012 - 2025)

United Bancorp's (UBCP) quarterly Retained Earnings came in at -$5.4 million in Q4 2025, up 47.02% year-on-year from -$3.6 million in Q4 2024, and up 37.68% on a QoQ basis from -$8.6 million in Q3 2025.

United Bancorp (UBCP) Retained Earnings (2012 - 2025) Analysis & Trends

United Bancorp (UBCP) has 14 years of Retained Earnings data on file, last reported at -$5.4 million in Q4 2025.

  • On a quarterly basis, Retained Earnings rose 47.02% year-over-year to -$5.4 million in Q4 2025; TTM through Dec 2025 was -$5.4 million, a 47.02% increase from a year earlier, with the FY2025 full-year figure at -$5.4 million, up 47.02% from the prior year.
  • Retained Earnings for Q4 2025 stood at -$5.4 million, up from -$8.6 million in the prior quarter.
  • Over the last five years, Retained Earnings for UBCP reached as high as $45.5 million in Q3 2024 and fell as low as -$14.5 million in Q2 2025.
  • Historically, Retained Earnings has averaged $14.5 million across 5 years, with a median of $7.7 million in 2021.
  • Across the five-year window, Retained Earnings sank 193.59% in 2022 and surged 560.51% in 2024, its largest moves.
  • Year by year, Retained Earnings stood at $7.0 million in 2021, then jumped by 502.31% to $41.9 million in 2022, then sank by 117.83% to -$7.5 million in 2023, then slumped by 35.06% to -$10.1 million in 2024, then soared by 47.02% to -$5.4 million in 2025.
  • Per Business Quant data, the three most recent Retained Earnings figures were -$5.4 million in Q4 2025, -$8.6 million in Q3 2025, and -$14.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 United Bancorp 86.39 Mn -194.34 Mn - -5.35 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -5.35 Mn
Sep 30, 2025 -8.59 Mn
Jun 30, 2025 -14.50 Mn
Mar 31, 2025 -12.54 Mn
Dec 31, 2024 -10.10 Mn
Sep 30, 2024 45.53 Mn
Jun 30, 2024 44.77 Mn
Mar 31, 2024 44.07 Mn
Dec 31, 2023 -7.48 Mn
Sep 30, 2023 42.63 Mn
Jun 30, 2023 -9.72 Mn
Mar 31, 2023 39.90 Mn
Dec 31, 2022 41.95 Mn
Sep 30, 2022 -14.48 Mn
Jun 30, 2022 -7.81 Mn
Mar 31, 2022 37.82 Mn
Dec 31, 2021 6.96 Mn
Sep 30, 2021 36.29 Mn
Jun 30, 2021 8.35 Mn
Mar 31, 2021 32.96 Mn