United Bancorp (UBCP) Retained Earnings (2012 - 2025)
United Bancorp (UBCP) reported Retained Earnings of -$5.4 million for Q4 2025, up 47.02% year-over-year from -$3.6 million in Q4 2024, and up 37.68% on a QoQ basis from -$8.6 million in Q3 2025.
United Bancorp (UBCP) has 14 years of Retained Earnings data on file, last reported at -$5.4 million in Q4 2025.
- Quarterly Retained Earnings rose 47.02% year-over-year to -$5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$5.4 million (up 47.02% YoY) and the FY2025 annual result came in at -$5.4 million, up 47.02% from the prior year.
- Retained Earnings rose to -$5.4 million in Q4 2025 per UBCP's latest filing, from -$8.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $46.9 million in Q2 2025 and bottomed at -$12.5 million in Q1 2025.
- The 5-year median for Retained Earnings is -$6.3 million (2024), against an average of $8.5 million.
- The widest annual swing landed in 2022, when Retained Earnings plunged 234.06%; it then soared 571.49% in 2023.
- Tracing UBCP's Retained Earnings over 5 years: stood at $7.0 million in 2021, then sank by 234.06% to -$9.3 million in 2022, then soared by 571.49% to $44.0 million in 2023, then tumbled by 122.95% to -$10.1 million in 2024, then jumped by 47.02% to -$5.4 million in 2025.
- Per Business Quant, the three latest UBCP Retained Earnings figures stand at -$5.4 million (Q4 2025), -$8.6 million (Q3 2025), and $46.9 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | 8.37 Bn |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 120.93 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | -8.57 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 37.09 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 31.74 Bn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 64.26 Bn |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | -5.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -5.35 Mn |
| Sep 30, 2025 | -8.59 Mn |
| Jun 30, 2025 | 46.86 Mn |
| Mar 31, 2025 | -12.54 Mn |
| Dec 31, 2024 | -10.10 Mn |
| Sep 30, 2024 | -7.16 Mn |
| Jun 30, 2024 | -11.22 Mn |
| Mar 31, 2024 | -7.81 Mn |
| Dec 31, 2023 | 44.02 Mn |
| Sep 30, 2023 | 42.63 Mn |
| Jun 30, 2023 | -9.72 Mn |
| Mar 31, 2023 | -7.73 Mn |
| Dec 31, 2022 | -9.34 Mn |
| Sep 30, 2022 | 40.59 Mn |
| Jun 30, 2022 | -7.81 Mn |
| Mar 31, 2022 | 37.82 Mn |
| Dec 31, 2021 | 6.96 Mn |
| Sep 30, 2021 | 6.91 Mn |
| Jun 30, 2021 | 8.35 Mn |
| Mar 31, 2021 | 32.96 Mn |
| Dec 31, 2020 | 32.50 Mn |
| Sep 30, 2020 | 9.61 Mn |
| Jun 30, 2020 | 10.33 Mn |
| Mar 31, 2020 | 28.64 Mn |
| Dec 31, 2019 | 27.91 Mn |
| Sep 30, 2019 | 6.76 Mn |
| Jun 30, 2019 | 26.00 Mn |
| Mar 31, 2019 | 25.15 Mn |
| Dec 31, 2018 | -10,000.00 |
| Sep 30, 2018 | -1.15 Mn |
| Jun 30, 2018 | 24.18 Mn |
| Mar 31, 2018 | -627,000.00 |
| Dec 31, 2017 | 23.26 Mn |
| Sep 30, 2017 | -214,000.00 |
| Jun 30, 2017 | 23.06 Mn |
| Mar 31, 2017 | -299,000.00 |
| Dec 31, 2016 | 22.48 Mn |
| Sep 30, 2016 | 22.45 Mn |
| Jun 30, 2016 | 22.12 Mn |
| Mar 31, 2016 | -150,000.00 |
| Dec 31, 2015 | -181,000.00 |
| Sep 30, 2015 | 57,000.00 |
| Jun 30, 2015 | 21.01 Mn |
| Mar 31, 2015 | 20.69 Mn |
| Dec 31, 2014 | 57,000.00 |
| Sep 30, 2014 | 20.23 Mn |
| Jun 30, 2014 | 19.94 Mn |
| Mar 31, 2014 | -48,000.00 |
| Dec 31, 2013 | 19.60 Mn |
| Sep 30, 2013 | 19.43 Mn |
| Jun 30, 2013 | -1.58 Mn |
| Mar 31, 2013 | 18.63 Mn |
| Dec 31, 2012 | -1.09 Mn |
| Sep 30, 2012 | -1.09 Mn |