United Bancorp (UBCP) Retained Earnings (2012 - 2025)
United Bancorp's (UBCP) quarterly Retained Earnings came in at -$5.4 million in Q4 2025, up 47.02% year-on-year from -$3.6 million in Q4 2024, and up 37.68% on a QoQ basis from -$8.6 million in Q3 2025.
United Bancorp (UBCP) Retained Earnings (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has 14 years of Retained Earnings data on file, last reported at -$5.4 million in Q4 2025.
- On a quarterly basis, Retained Earnings rose 47.02% year-over-year to -$5.4 million in Q4 2025; TTM through Dec 2025 was -$5.4 million, a 47.02% increase from a year earlier, with the FY2025 full-year figure at -$5.4 million, up 47.02% from the prior year.
- Retained Earnings for Q4 2025 stood at -$5.4 million, up from -$8.6 million in the prior quarter.
- Over the last five years, Retained Earnings for UBCP reached as high as $45.5 million in Q3 2024 and fell as low as -$14.5 million in Q2 2025.
- Historically, Retained Earnings has averaged $14.5 million across 5 years, with a median of $7.7 million in 2021.
- Across the five-year window, Retained Earnings sank 193.59% in 2022 and surged 560.51% in 2024, its largest moves.
- Year by year, Retained Earnings stood at $7.0 million in 2021, then jumped by 502.31% to $41.9 million in 2022, then sank by 117.83% to -$7.5 million in 2023, then slumped by 35.06% to -$10.1 million in 2024, then soared by 47.02% to -$5.4 million in 2025.
- Per Business Quant data, the three most recent Retained Earnings figures were -$5.4 million in Q4 2025, -$8.6 million in Q3 2025, and -$14.5 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | -5.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -5.35 Mn |
| Sep 30, 2025 | -8.59 Mn |
| Jun 30, 2025 | -14.50 Mn |
| Mar 31, 2025 | -12.54 Mn |
| Dec 31, 2024 | -10.10 Mn |
| Sep 30, 2024 | 45.53 Mn |
| Jun 30, 2024 | 44.77 Mn |
| Mar 31, 2024 | 44.07 Mn |
| Dec 31, 2023 | -7.48 Mn |
| Sep 30, 2023 | 42.63 Mn |
| Jun 30, 2023 | -9.72 Mn |
| Mar 31, 2023 | 39.90 Mn |
| Dec 31, 2022 | 41.95 Mn |
| Sep 30, 2022 | -14.48 Mn |
| Jun 30, 2022 | -7.81 Mn |
| Mar 31, 2022 | 37.82 Mn |
| Dec 31, 2021 | 6.96 Mn |
| Sep 30, 2021 | 36.29 Mn |
| Jun 30, 2021 | 8.35 Mn |
| Mar 31, 2021 | 32.96 Mn |