United Bancorp (UBCP) Retained Earnings (2012 - 2025)
United Bancorp (UBCP) reported Retained Earnings of -$5.4 million for Q4 2025, up 47.02% year-over-year from -$3.6 million in Q4 2024, and up 37.68% quarter-over-quarter from -$8.6 million in Q3 2025.
United Bancorp (UBCP) Retained Earnings (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has 14 years of Retained Earnings data on file, last reported at -$5.4 million in Q4 2025.
- Retained Earnings for Q4 2025 came in at -$5.4 million, up 47.02% year-over-year; the trailing twelve-month figure through Dec 2025 was -$5.4 million (up 47.02% YoY), and the FY2025 annual result was -$5.4 million, up 47.02% from the prior year.
- Retained Earnings improved to -$5.4 million in Q4 2025 per UBCP's latest filing, from -$8.6 million in the prior quarter.
- Over five years, Retained Earnings peaked at $46.9 million in Q2 2025 and troughed at -$12.5 million in Q1 2025.
- A 5-year average of $8.5 million and a median of -$6.3 million in 2024 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings slumped 234.06% in 2022, then surged 571.49% in 2023.
- A 5-year view of Retained Earnings shows it stood at $7.0 million in 2021, then tumbled by 234.06% to -$9.3 million in 2022, then surged by 571.49% to $44.0 million in 2023, then sank by 122.95% to -$10.1 million in 2024, then soared by 47.02% to -$5.4 million in 2025.
- Business Quant data shows UBCP's Retained Earnings at -$5.4 million in Q4 2025, -$8.6 million in Q3 2025, and $46.9 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 120.93 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -8.57 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 43.56 Bn |
| 10 | United Bancorp | 83.42 Mn | -197.31 Mn | - | -5.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -5.35 Mn |
| Sep 30, 2025 | -8.59 Mn |
| Jun 30, 2025 | 46.86 Mn |
| Mar 31, 2025 | -12.54 Mn |
| Dec 31, 2024 | -10.10 Mn |
| Sep 30, 2024 | -7.16 Mn |
| Jun 30, 2024 | -11.22 Mn |
| Mar 31, 2024 | -7.81 Mn |
| Dec 31, 2023 | 44.02 Mn |
| Sep 30, 2023 | 42.63 Mn |
| Jun 30, 2023 | -9.72 Mn |
| Mar 31, 2023 | -7.73 Mn |
| Dec 31, 2022 | -9.34 Mn |
| Sep 30, 2022 | 40.59 Mn |
| Jun 30, 2022 | -7.81 Mn |
| Mar 31, 2022 | 37.82 Mn |
| Dec 31, 2021 | 6.96 Mn |
| Sep 30, 2021 | 6.91 Mn |
| Jun 30, 2021 | 8.35 Mn |
| Mar 31, 2021 | 32.96 Mn |