United Bancorp (UBCP) Net Cash Flow (2012 - 2025)
United Bancorp (UBCP) posted quarterly Net Cash Flow of $876000.0 for Q4 2025, up 104.82% year-over-year from $427690.2 in Q4 2024, and up 121.72% quarter-over-quarter from -$4.0 million in Q3 2025.
United Bancorp (UBCP) Net Cash Flow (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has reported Net Cash Flow for 14 consecutive years, with $876000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Net Cash Flow rose 104.82% year-over-year to $876000.0; the TTM figure through Dec 2025 stood at $26.9 million (up 227.21% YoY), while the FY2025 annual figure was $26.9 million, up 227.21% from the prior year.
- Net Cash Flow climbed to $876000.0 in Q4 2025 per UBCP's latest filing, from -$4.0 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $70.5 million in Q1 2023 and bottomed at -$52.0 million in Q2 2022.
- Historically, Net Cash Flow has averaged -$253200.0 across 5 years, with a median of -$4.6 million in 2022.
- Annual changes were most pronounced in 2023 — Net Cash Flow surged 595.29% — and 2025, when it plunged 2039.42%.
- United Bancorp's Net Cash Flow stood at -$8.4 million in 2021, then jumped by 37.95% to -$5.2 million in 2022, then tumbled by 477.38% to -$30.1 million in 2023, then jumped by 39.68% to -$18.2 million in 2024, then surged by 104.82% to $876000.0 in 2025.
- Business Quant data shows UBCP's Net Cash Flow at $876000.0 in Q4 2025, -$4.0 million in Q3 2025, and $13.3 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 876,000.00 |
| Dec 31, 2025 | 876,000.00 |
| Sep 30, 2025 | -4.03 Mn |
| Sep 30, 2025 | -4.03 Mn |
| Jun 30, 2025 | 13.28 Mn |
| Jun 30, 2025 | 13.28 Mn |
| Mar 31, 2025 | 16.80 Mn |
| Mar 31, 2025 | 16.80 Mn |
| Dec 31, 2024 | -18.17 Mn |
| Dec 31, 2024 | -18.17 Mn |
| Sep 30, 2024 | 208,000.00 |
| Sep 30, 2024 | 208,000.00 |
| Jun 30, 2024 | -9.31 Mn |
| Jun 30, 2024 | -9.31 Mn |
| Mar 31, 2024 | 6.11 Mn |
| Mar 31, 2024 | 6.11 Mn |
| Dec 31, 2023 | -30.12 Mn |
| Dec 31, 2023 | -30.12 Mn |
| Sep 30, 2023 | -10.87 Mn |
| Sep 30, 2023 | -10.87 Mn |