United Bancorp (UBCP) Interest Income - Net (2010 - 2026)
United Bancorp (UBCP) posted quarterly Interest Income - Net of $6.9 million for Q4 2025, up 8.59% year-over-year from $6.3 million in Q4 2024, and up 2.38% quarter-over-quarter from $6.7 million in Q3 2025.
United Bancorp (UBCP) Interest Income - Net (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Interest Income - Net for 16 consecutive years, with $6.9 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Income - Net rose 8.59% year-over-year to $6.9 million; the TTM figure through Dec 2025 stood at $26.5 million (up 6.69% YoY), while the FY2025 annual figure was $26.5 million, up 6.69% from the prior year.
- Interest Income - Net climbed to $6.9 million in Q4 2025 per UBCP's latest filing, from $6.7 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $6.9 million in Q4 2025 and bottomed at $5.3 million in Q1 2021.
- Historically, Interest Income - Net has averaged $6.2 million across 5 years, with a median of $6.3 million in 2024.
- Annual changes were most pronounced in 2023 — Interest Income - Net grew 16.57% — and 2024, when it decreased 6.5%.
- United Bancorp's Interest Income - Net stood at $5.6 million in 2021, then climbed by 16.04% to $6.5 million in 2022, then slipped by 0.61% to $6.5 million in 2023, then fell by 2.42% to $6.3 million in 2024, then rose by 8.59% to $6.9 million in 2025.
- Business Quant data shows UBCP's Interest Income - Net at $6.9 million in Q4 2025, $6.7 million in Q3 2025, and $6.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.11 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.36 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.22 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 7.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.00 Mn |
| Dec 31, 2025 | 6.89 Mn |
| Sep 30, 2025 | 6.73 Mn |
| Jun 30, 2025 | 6.60 Mn |
| Mar 31, 2025 | 6.25 Mn |
| Dec 31, 2024 | 6.34 Mn |
| Sep 30, 2024 | 6.14 Mn |
| Jun 30, 2024 | 6.20 Mn |
| Mar 31, 2024 | 6.12 Mn |
| Dec 31, 2023 | 6.50 Mn |
| Sep 30, 2023 | 6.57 Mn |
| Jun 30, 2023 | 6.35 Mn |
| Mar 31, 2023 | 6.42 Mn |
| Dec 31, 2022 | 6.54 Mn |
| Sep 30, 2022 | 6.37 Mn |
| Jun 30, 2022 | 5.97 Mn |
| Mar 31, 2022 | 5.51 Mn |
| Dec 31, 2021 | 5.64 Mn |
| Sep 30, 2021 | 5.61 Mn |
| Jun 30, 2021 | 5.56 Mn |