United Bancorp (UBCP) EBT Margin (2009 - 2026)
United Bancorp's EBT Margin came in at 23.91% for Q2 2026, down 0.34 percentage points from 24.25% a year earlier.
United Bancorp (UBCP) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, United Bancorp reported EBT Margin of 23.48%, down 0.60 percentage points year-over-year; for FY2025, it was 24.18%, down 1.28 percentage points from FY2024.
- EBT Margin carries a five-year change of +23.85 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 25.45% in FY2024 (-6.82 pp), 32.27% in FY2023 (+0.79 pp), 31.48% in FY2022 (+30.64 pp) and 0.84% in FY2021 (+0.51 pp).
- The five-year range for quarterly EBT Margin is 21.84% (Q2 2024) to 42.45% (Q3 2021).
- Year-over-year, EBT Margin increased in 1 of the last seven quarters, with an average year-over-year change of -3.60 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2021 (a gain of 14.50 percentage points), and the weakest in Q2 2024 (a drop of 11.28 percentage points).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | United Bancorp | 80.58 Mn | 80.58 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.91% |
| Mar 31, 2026 | 22.06% |
| Dec 31, 2025 | 22.21% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 24.25% |
| Mar 31, 2025 | 24.52% |
| Dec 31, 2024 | 23.65% |
| Sep 30, 2024 | 23.88% |
| Jun 30, 2024 | 21.84% |
| Mar 31, 2024 | 30.70% |
| Dec 31, 2023 | 34.42% |
| Sep 30, 2023 | 32.54% |
| Jun 30, 2023 | 33.12% |
| Mar 31, 2023 | 26.90% |
| Dec 31, 2022 | 33.38% |
| Sep 30, 2022 | 33.97% |
| Jun 30, 2022 | 37.26% |
| Mar 31, 2022 | 29.04% |
| Dec 31, 2021 | 42.03% |
| Sep 30, 2021 | 42.45% |
United Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();