United Bancorp (UBCP) EBT Margin (2010 - 2025)
United Bancorp (UBCP) reported EBT Margin of 22.21% for Q4 2025, down 144.0% year-over-year from 50.47% in Q4 2024, and down 6.14% on a QoQ basis from 23.66% in Q3 2025.
United Bancorp (UBCP) has 16 years of EBT Margin data on file, last reported at 22.21% in Q4 2025.
- Quarterly EBT Margin fell 144.0% year-over-year to 22.21% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 23.61% (down 133.0% YoY) and the FY2025 annual result came in at 23.61%, down 133.0% from the prior year.
- EBT Margin declined to 22.21% in Q4 2025 per UBCP's latest filing, from 23.66% in the prior quarter.
- Across five years, EBT Margin topped out at 464.63% in Q3 2021 and bottomed at 21.84% in Q2 2024.
- The 5-year median for EBT Margin is 31.62% (2023), against an average of 79.78%.
- The widest annual swing landed in 2021, when EBT Margin surged 11440 bps; it then plunged 43066 bps in 2022.
- Tracing UBCP's EBT Margin over 5 years: stood at 42.03% in 2021, then retreated by 21 bps to 33.38% in 2022, then grew by 3 bps to 34.42% in 2023, then tumbled by 31 bps to 23.65% in 2024, then fell by 6 bps to 22.21% in 2025.
- Per Business Quant, the three latest UBCP EBT Margin figures stand at 22.21% (Q4 2025), 23.66% (Q3 2025), and 24.25% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | 22.21% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 22.21% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 24.25% |
| Mar 31, 2025 | 24.52% |
| Dec 31, 2024 | 23.65% |
| Sep 30, 2024 | 23.88% |
| Jun 30, 2024 | 21.84% |
| Mar 31, 2024 | 30.70% |
| Dec 31, 2023 | 34.42% |
| Sep 30, 2023 | 32.54% |
| Jun 30, 2023 | 33.12% |
| Mar 31, 2023 | 26.90% |
| Dec 31, 2022 | 33.38% |
| Sep 30, 2022 | 33.97% |
| Jun 30, 2022 | 37.26% |
| Mar 31, 2022 | 29.04% |
| Dec 31, 2021 | 42.03% |
| Sep 30, 2021 | 464.63% |
| Jun 30, 2021 | 296.54% |
| Mar 31, 2021 | 336.99% |
| Dec 31, 2020 | 39.72% |
| Sep 30, 2020 | 350.23% |
| Jun 30, 2020 | 252.01% |
| Mar 31, 2020 | 258.73% |
| Dec 31, 2019 | 28.93% |
| Sep 30, 2019 | 262.11% |
| Jun 30, 2019 | 264.27% |
| Mar 31, 2019 | 252.59% |
| Dec 31, 2018 | 11.22% |
| Sep 30, 2018 | 239.88% |
| Jun 30, 2018 | 224.92% |
| Mar 31, 2018 | 27.02% |
| Dec 31, 2017 | 29.77% |
| Sep 30, 2017 | 244.55% |
| Jun 30, 2017 | 210.60% |
| Mar 31, 2017 | 26.63% |
| Dec 31, 2016 | 28.61% |
| Sep 30, 2016 | 27.43% |
| Jun 30, 2016 | 27.86% |
| Mar 31, 2016 | 27.49% |
| Dec 31, 2015 | 27.63% |
| Sep 30, 2015 | 26.93% |
| Jun 30, 2015 | 25.86% |
| Mar 31, 2015 | 22.99% |
| Dec 31, 2014 | 22.89% |
| Sep 30, 2014 | 22.64% |
| Jun 30, 2014 | 21.42% |
| Mar 31, 2014 | 14.09% |
| Dec 31, 2013 | 18.54% |
| Sep 30, 2013 | 20.59% |
| Jun 30, 2013 | 12.97% |
| Mar 31, 2013 | 11.87% |
| Dec 31, 2012 | 12.81% |
| Sep 30, 2012 | 13.17% |
| Jun 30, 2012 | 22.37% |
| Mar 31, 2012 | 18.91% |
| Sep 30, 2011 | 22.28% |
| Jun 30, 2011 | 18.83% |
| Mar 31, 2011 | 18.65% |
| Sep 30, 2010 | 15.03% |
| Jun 30, 2010 | 17.52% |