United Bancorp (UBCP) EBT Margin (2010 - 2025)

United Bancorp (UBCP) has 16 years of EBT Margin data on file, last reported at 22.21% in Q4 2025.

• EBT Margin for Q4 2025 came in at 22.21%, down 144.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 23.61% (down 133.0% YoY), and the FY2025 annual result was 23.61%, down 133.0% from the prior year.
• EBT Margin eased to 22.21% in Q4 2025 per UBCP's latest filing, from 23.66% in the prior quarter.
• Over five years, EBT Margin peaked at 464.63% in Q3 2021 and troughed at 21.84% in Q2 2024.
• A 5-year average of 79.78% and a median of 31.62% in 2023 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2021 and 2022: EBT Margin jumped 11440 bps in 2021, then slumped 43066 bps in 2022.
• A 5-year view of EBT Margin shows it stood at 42.03% in 2021, then slipped by 21 bps to 33.38% in 2022, then rose by 3 bps to 34.42% in 2023, then sank by 31 bps to 23.65% in 2024, then decreased by 6 bps to 22.21% in 2025.
• Business Quant data shows UBCP's EBT Margin at 22.21% in Q4 2025, 23.66% in Q3 2025, and 24.25% in Q2 2025.