United Bancorp (UBCP) EBT Margin (2010 - 2025)
United Bancorp's (UBCP) quarterly EBT Margin came in at 22.21% in Q4 2025, down 144.0% year-on-year from 50.47% in Q4 2024, and up 64.04% on a QoQ basis from 13.54% in Q3 2025.
United Bancorp (UBCP) EBT Margin (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of EBT Margin data on file, last reported at 22.21% in Q4 2025.
- On a quarterly basis, EBT Margin fell 144.0% year-over-year to 22.21% in Q4 2025; TTM through Dec 2025 was 59.04%, a 6423.0% decrease from a year earlier, with the FY2025 full-year figure at 23.77%, down 117.0% from the prior year.
- EBT Margin for Q4 2025 stood at 22.21%, up from 13.54% in the prior quarter.
- Over the last five years, EBT Margin for UBCP reached as high as 464.63% in Q3 2021 and fell as low as 647.43% in Q1 2024.
- Historically, EBT Margin has averaged 13.18% across 5 years, with a median of 26.35% in 2022.
- Across the five-year window, EBT Margin plunged 43066 bps in 2022 and jumped 60266 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 42.03% in 2021, then fell by 21 bps to 33.38% in 2022, then climbed by 3 bps to 34.42% in 2023, then slumped by 31 bps to 23.65% in 2024, then declined by 6 bps to 22.21% in 2025.
- Per Business Quant data, the three most recent EBT Margin figures were 22.21% in Q4 2025, 13.54% in Q3 2025, and 32.84% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | 22.21% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 22.21% |
| Sep 30, 2025 | 13.54% |
| Jun 30, 2025 | -32.84% |
| Mar 31, 2025 | -44.77% |
| Dec 31, 2024 | 23.65% |
| Sep 30, 2024 | 112.42% |
| Jun 30, 2024 | -56.56% |
| Mar 31, 2024 | -647.43% |
| Dec 31, 2023 | 34.42% |
| Sep 30, 2023 | -24.25% |
| Jun 30, 2023 | -135.32% |
| Mar 31, 2023 | -275.24% |
| Dec 31, 2022 | 33.38% |
| Sep 30, 2022 | 33.97% |
| Jun 30, 2022 | 37.26% |
| Mar 31, 2022 | 29.04% |
| Dec 31, 2021 | 42.03% |
| Sep 30, 2021 | 464.63% |
| Jun 30, 2021 | 296.54% |
| Mar 31, 2021 | 336.99% |