United Bancorp (UBCP) EBIT Margin (2010 - 2025)
United Bancorp (UBCP) reported EBIT Margin of 63.97% for Q4 2025, down 921.0% year-over-year from 7.79% in Q4 2024, and down 11.18% quarter-over-quarter from 72.02% in Q3 2025.
United Bancorp (UBCP) EBIT Margin (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of EBIT Margin data on file, last reported at 63.97% in Q4 2025.
- EBIT Margin for Q4 2025 came in at 63.97%, down 921.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 69.88% (down 536.0% YoY), and the FY2025 annual result was 4.96%, down 28.0% from the prior year.
- EBIT Margin fell to 63.97% in Q4 2025 per UBCP's latest filing, from 72.02% in the prior quarter.
- Over five years, EBIT Margin peaked at 80.92% in Q1 2024 and troughed at 655.41% in Q1 2021.
- A 5-year average of 31.3% and a median of 67.79% in 2025 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2021 and 2022: EBIT Margin plunged 8226 bps in 2021, then surged 69195 bps in 2022.
- A 5-year view of EBIT Margin shows it stood at 49.41% in 2021, then grew by 4 bps to 51.54% in 2022, then surged by 49 bps to 76.96% in 2023, then slipped by 5 bps to 73.18% in 2024, then dropped by 13 bps to 63.97% in 2025.
- Business Quant data shows UBCP's EBIT Margin at 63.97% in Q4 2025, 72.02% in Q3 2025, and 72.04% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | United Bancorp | 83.42 Mn | -197.31 Mn | - | 63.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 63.97% |
| Sep 30, 2025 | 72.02% |
| Jun 30, 2025 | 72.04% |
| Mar 31, 2025 | 72.28% |
| Dec 31, 2024 | 73.18% |
| Sep 30, 2024 | 75.62% |
| Jun 30, 2024 | 71.61% |
| Mar 31, 2024 | 80.92% |
| Dec 31, 2023 | 76.96% |
| Sep 30, 2023 | 73.52% |
| Jun 30, 2023 | 72.91% |
| Mar 31, 2023 | 50.89% |
| Dec 31, 2022 | 51.54% |
| Sep 30, 2022 | 46.49% |
| Jun 30, 2022 | 44.12% |
| Mar 31, 2022 | 36.54% |
| Dec 31, 2021 | 49.41% |
| Sep 30, 2021 | -588.63% |
| Jun 30, 2021 | -465.88% |
| Mar 31, 2021 | -655.41% |