United Bancorp (UBCP) EBIT Margin (2010 - 2025)
United Bancorp (UBCP) reported EBIT Margin of 63.97% for Q4 2025, down 921.0% year-over-year from 7.79% in Q4 2024, and down 11.18% on a QoQ basis from 72.02% in Q3 2025.
United Bancorp (UBCP) has 16 years of EBIT Margin data on file, last reported at 63.97% in Q4 2025.
- Quarterly EBIT Margin fell 921.0% year-over-year to 63.97% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 69.88% (down 536.0% YoY) and the FY2025 annual result came in at 4.96%, down 28.0% from the prior year.
- EBIT Margin retreated to 63.97% in Q4 2025 per UBCP's latest filing, from 72.02% in the prior quarter.
- Across five years, EBIT Margin topped out at 80.92% in Q1 2024 and bottomed at 655.41% in Q1 2021.
- The 5-year median for EBIT Margin is 67.79% (2025), against an average of 31.3%.
- The widest annual swing landed in 2021, when EBIT Margin slumped 8226 bps; it then soared 69195 bps in 2022.
- Tracing UBCP's EBIT Margin over 5 years: stood at 49.41% in 2021, then advanced by 4 bps to 51.54% in 2022, then soared by 49 bps to 76.96% in 2023, then retreated by 5 bps to 73.18% in 2024, then decreased by 13 bps to 63.97% in 2025.
- Per Business Quant, the three latest UBCP EBIT Margin figures stand at 63.97% (Q4 2025), 72.02% (Q3 2025), and 72.04% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 75.75% |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | 63.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 63.97% |
| Sep 30, 2025 | 72.02% |
| Jun 30, 2025 | 72.04% |
| Mar 31, 2025 | 72.28% |
| Dec 31, 2024 | 73.18% |
| Sep 30, 2024 | 75.62% |
| Jun 30, 2024 | 71.61% |
| Mar 31, 2024 | 80.92% |
| Dec 31, 2023 | 76.96% |
| Sep 30, 2023 | 73.52% |
| Jun 30, 2023 | 72.91% |
| Mar 31, 2023 | 50.89% |
| Dec 31, 2022 | 51.54% |
| Sep 30, 2022 | 46.49% |
| Jun 30, 2022 | 44.12% |
| Mar 31, 2022 | 36.54% |
| Dec 31, 2021 | 49.41% |
| Sep 30, 2021 | -588.63% |
| Jun 30, 2021 | -465.88% |
| Mar 31, 2021 | -655.41% |
| Dec 31, 2020 | 48.87% |
| Sep 30, 2020 | -601.86% |
| Jun 30, 2020 | -586.29% |
| Mar 31, 2020 | -573.14% |
| Dec 31, 2019 | 55.73% |
| Sep 30, 2019 | -473.87% |
| Jun 30, 2019 | -505.19% |
| Mar 31, 2019 | -489.62% |
| Dec 31, 2018 | 28.79% |
| Sep 30, 2018 | -482.46% |
| Jun 30, 2018 | -483.38% |
| Mar 31, 2018 | 37.52% |
| Dec 31, 2017 | 38.54% |
| Sep 30, 2017 | -449.76% |
| Jun 30, 2017 | -437.66% |
| Mar 31, 2017 | 36.19% |
| Dec 31, 2016 | 38.05% |
| Sep 30, 2016 | 36.45% |
| Jun 30, 2016 | 37.25% |
| Mar 31, 2016 | 38.22% |
| Dec 31, 2015 | 39.77% |
| Sep 30, 2015 | 39.70% |
| Jun 30, 2015 | 39.11% |
| Mar 31, 2015 | 36.75% |
| Dec 31, 2014 | 36.83% |
| Sep 30, 2014 | 36.37% |
| Jun 30, 2014 | 35.28% |
| Mar 31, 2014 | 28.61% |
| Dec 31, 2013 | 33.24% |
| Sep 30, 2013 | 34.81% |
| Jun 30, 2013 | 31.73% |
| Mar 31, 2013 | 31.50% |
| Dec 31, 2012 | 32.37% |
| Sep 30, 2012 | 35.22% |
| Jun 30, 2012 | 45.42% |
| Mar 31, 2012 | 42.37% |
| Sep 30, 2011 | 46.24% |
| Jun 30, 2011 | 43.79% |
| Mar 31, 2011 | 44.57% |
| Sep 30, 2010 | 48.57% |
| Jun 30, 2010 | 54.35% |