United Bancorp (UBCP) EBIT Margin (2010 - 2025)
United Bancorp's (UBCP) quarterly EBIT Margin came in at 63.97% in Q4 2025, down 921.0% year-on-year from 7.79% in Q4 2024, and up 4167.36% on a QoQ basis from 1.57% in Q3 2025.
United Bancorp (UBCP) EBIT Margin (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of EBIT Margin data on file, last reported at 63.97% in Q4 2025.
- On a quarterly basis, EBIT Margin fell 921.0% year-over-year to 63.97% in Q4 2025; TTM through Dec 2025 was 324.88%, a 44156.0% decrease from a year earlier, with the FY2025 full-year figure at 71.03%, down 421.0% from the prior year.
- EBIT Margin for Q4 2025 stood at 63.97%, up from 1.57% in the prior quarter.
- Over the last five years, EBIT Margin for UBCP reached as high as 726.82% in Q3 2024 and fell as low as 3915.71% in Q1 2024.
- Historically, EBIT Margin has averaged 421.5% across 5 years, with a median of 115.45% in 2023.
- Across the five-year window, EBIT Margin plunged 227169 bps in 2024 and surged 350116 bps in 2025, its largest moves.
- Year by year, EBIT Margin stood at 49.41% in 2021, then gained by 4 bps to 51.54% in 2022, then surged by 49 bps to 76.96% in 2023, then fell by 5 bps to 73.18% in 2024, then retreated by 13 bps to 63.97% in 2025.
- Per Business Quant data, the three most recent EBIT Margin figures were 63.97% in Q4 2025, 1.57% in Q3 2025, and 332.99% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 77.40% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | 63.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 63.97% |
| Sep 30, 2025 | -1.57% |
| Jun 30, 2025 | -332.99% |
| Mar 31, 2025 | -414.55% |
| Dec 31, 2024 | 73.18% |
| Sep 30, 2024 | 726.82% |
| Jun 30, 2024 | -544.42% |
| Mar 31, 2024 | -3,915.71% |
| Dec 31, 2023 | 76.96% |
| Sep 30, 2023 | -229.32% |
| Jun 30, 2023 | -806.47% |
| Mar 31, 2023 | -1,644.02% |
| Dec 31, 2022 | 51.54% |
| Sep 30, 2022 | 46.49% |
| Jun 30, 2022 | 44.12% |
| Mar 31, 2022 | 36.54% |
| Dec 31, 2021 | 49.41% |
| Sep 30, 2021 | -588.63% |
| Jun 30, 2021 | -465.88% |
| Mar 31, 2021 | -655.41% |