United Bancorp (UBCP) Current Debt (2016 - 2025)
United Bancorp (UBCP) reported Current Debt of -$16.11 million for Q4 2025, compared with -$5.63 million a year earlier.
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Analysis
United Bancorp (UBCP) Current Debt (2016 - 2025) Analysis & Trends
For FY2025, United Bancorp posted Current Debt of -$1.09 million.
- By year, Current Debt came in at $3.71 million in FY2024 (-57.2%), $8.68 million in FY2023 (+260.7%), $2.41 million in FY2022 (-19.7%) and $3 million in FY2021 (-48.3%).
- The Q4 2025 figure ranks as the lowest quarterly Current Debt since Q2 2020.
- Year over year, Current Debt gained in two of the last four quarters, with growth averaging 10.9%.
- The high point for year-over-year Current Debt in five years was Q1 2023 (growth of 75.9%); the low point was Q1 2022 (a decline of 51.3%).
- Per Business Quant data, the three quarters before Q4 2025 came in at $9.91 million (Q3 2025), -$1.97 million (Q2 2025) and $7.07 million (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | -11.68 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | -20.80 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | -17.63 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 3.99 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | - |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 17.43 Bn |
| 10 | United Bancorp | 84.60 Mn | 84.60 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -16.11 Mn |
| Sep 30, 2025 | 9.91 Mn |
| Jun 30, 2025 | -1.97 Mn |
| Mar 31, 2025 | 7.07 Mn |
| Dec 31, 2024 | -5.63 Mn |
| Sep 30, 2024 | 5.69 Mn |
| Jun 30, 2024 | -7.37 Mn |
| Mar 31, 2024 | 11.02 Mn |
| Dec 31, 2023 | -1.80 Mn |
| Sep 30, 2023 | 4.89 Mn |
| Jun 30, 2023 | -6.82 Mn |
| Mar 31, 2023 | 12.40 Mn |
| Dec 31, 2022 | -10.01 Mn |
| Sep 30, 2022 | 3.64 Mn |
| Jun 30, 2022 | 1.73 Mn |
| Mar 31, 2022 | 7.05 Mn |
| Dec 31, 2021 | -2.58 Mn |
| Sep 30, 2021 | -6.05 Mn |
| Jun 30, 2021 | -2.85 Mn |
| Mar 31, 2021 | 14.48 Mn |
API Access
United Bancorp Current Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=current-debt&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "current-debt", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=current-debt&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();