United Bancorp UBCP
NASDAQ UBCP
$16.20 +0.84 (+5.47%)
At close: Aug 20, 2026 · 4:00 PM EDT

United Bancorp (UBCP) Change in Net Loans (2012 - 2025)

United Bancorp (UBCP) posted quarterly Change in Net Loans of -$4.9 million for Q4 2025, down 129.76% year-over-year from $16.6 million in Q4 2024, and down 15.25% quarter-over-quarter from -$4.3 million in Q3 2025.

United Bancorp (UBCP) Change in Net Loans (2012 - 2025) Analysis & Trends

United Bancorp (UBCP) has reported Change in Net Loans for 14 consecutive years, with -$4.9 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Change in Net Loans fell 129.76% year-over-year to -$4.9 million; the TTM figure through Dec 2025 stood at $491000.0 (down 93.98% YoY), while the FY2025 annual figure was $491000.0, down 93.98% from the prior year.
  • Change in Net Loans fell to -$4.9 million in Q4 2025 per UBCP's latest filing, from -$4.3 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $16.9 million in Q4 2023 and bottomed at -$9.6 million in Q3 2024.
  • Historically, Change in Net Loans has averaged $2.6 million across 5 years, with a median of $3.7 million in 2021.
  • Annual changes were most pronounced in 2021 — Change in Net Loans tumbled 1376.94% — and 2024, when it jumped 613.75%.
  • United Bancorp's Change in Net Loans stood at -$7.8 million in 2021, then jumped by 53.19% to -$3.6 million in 2022, then soared by 566.95% to $16.9 million in 2023, then dropped by 1.97% to $16.6 million in 2024, then tumbled by 129.76% to -$4.9 million in 2025.
  • Business Quant data shows UBCP's Change in Net Loans at -$4.9 million in Q4 2025, -$4.3 million in Q3 2025, and $3.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 6.72 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 288.00 Mn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 1.13 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 United Bancorp 88.10 Mn 42.11 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 -4.94 Mn
Sep 30, 2025 -4.29 Mn
Jun 30, 2025 3.89 Mn
Mar 31, 2025 5.84 Mn
Dec 31, 2024 16.61 Mn
Sep 30, 2024 -9.60 Mn
Jun 30, 2024 4.11 Mn
Mar 31, 2024 -2.96 Mn
Dec 31, 2023 16.94 Mn
Sep 30, 2023 4.00 Mn
Jun 30, 2023 -800,000.00
Mar 31, 2023 2.33 Mn
Dec 31, 2022 -3.63 Mn
Sep 30, 2022 1.03 Mn
Jun 30, 2022 5.10 Mn
Mar 31, 2022 7.91 Mn
Dec 31, 2021 -7.75 Mn
Sep 30, 2021 3.42 Mn
Jun 30, 2021 8.57 Mn
Mar 31, 2021 6.63 Mn