United Bancorp (UBCP) Change in Net Loans (2012 - 2025)
United Bancorp's (UBCP) quarterly Change in Net Loans came in at -$4.9 million in Q4 2025, down 129.76% year-on-year from $16.6 million in Q4 2024, and down 15.25% on a QoQ basis from -$4.3 million in Q3 2025.
United Bancorp (UBCP) Change in Net Loans (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has 14 years of Change in Net Loans data on file, last reported at -$4.9 million in Q4 2025.
- On a quarterly basis, Change in Net Loans fell 129.76% year-over-year to -$4.9 million in Q4 2025; TTM through Dec 2025 was $491000.0, a 93.98% decrease from a year earlier, with the FY2025 full-year figure at $491000.0, down 93.98% from the prior year.
- Change in Net Loans for Q4 2025 stood at -$4.9 million, down from -$4.3 million in the prior quarter.
- Over the last five years, Change in Net Loans for UBCP reached as high as $16.9 million in Q4 2023 and fell as low as -$9.6 million in Q3 2024.
- Historically, Change in Net Loans has averaged $2.6 million across 5 years, with a median of $3.7 million in 2021.
- Across the five-year window, Change in Net Loans sank 1376.94% in 2021 and surged 613.75% in 2024, its largest moves.
- Year by year, Change in Net Loans stood at -$7.8 million in 2021, then soared by 53.19% to -$3.6 million in 2022, then surged by 566.95% to $16.9 million in 2023, then fell by 1.97% to $16.6 million in 2024, then tumbled by 129.76% to -$4.9 million in 2025.
- Per Business Quant data, the three most recent Change in Net Loans figures were -$4.9 million in Q4 2025, -$4.3 million in Q3 2025, and $3.9 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | 1.12 Mn |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 10.65 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | -12.69 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 13.77 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | - |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | United Bancorp | 86.45 Mn | -194.29 Mn | - | -4.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -4.94 Mn |
| Sep 30, 2025 | -4.29 Mn |
| Jun 30, 2025 | 3.89 Mn |
| Mar 31, 2025 | 5.84 Mn |
| Dec 31, 2024 | 16.61 Mn |
| Sep 30, 2024 | -9.60 Mn |
| Jun 30, 2024 | 4.11 Mn |
| Mar 31, 2024 | -2.96 Mn |
| Dec 31, 2023 | 16.94 Mn |
| Sep 30, 2023 | 4.00 Mn |
| Jun 30, 2023 | -800,000.00 |
| Mar 31, 2023 | 2.33 Mn |
| Dec 31, 2022 | -3.63 Mn |
| Sep 30, 2022 | 1.03 Mn |
| Jun 30, 2022 | 5.10 Mn |
| Mar 31, 2022 | 7.91 Mn |
| Dec 31, 2021 | -7.75 Mn |
| Sep 30, 2021 | 3.42 Mn |
| Jun 30, 2021 | 8.57 Mn |
| Mar 31, 2021 | 6.63 Mn |