United Bancorp (UBCP) Change in Net Loans (2012 - 2025)
United Bancorp (UBCP) recorded Change in Net Loans of -$4.94 million in Q4 2025, compared with $16.61 million a year earlier.
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Analysis
United Bancorp (UBCP) Change in Net Loans (2012 - 2025) Analysis & Trends
For FY2025, United Bancorp reported Change in Net Loans of $491,000, down 94.0% from FY2024.
- Annual Change in Net Loans has a five-year compound annual growth rate of -28.7% (FY2020 to FY2025).
- Across earlier years, Change in Net Loans came in at $8.16 million in FY2024 (-63.7%), $22.47 million in FY2023 (+115.7%), $10.42 million in FY2022 (-4.1%) and $10.86 million in FY2021 (+308.7%).
- The Q4 2025 figure is the lowest quarterly Change in Net Loans since Q3 2024.
- Peak year-over-year performance for Change in Net Loans in the last five years was growth of 287.9% in Q3 2023, against a decline of 70.6% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at -$4.29 million (Q3 2025), $3.89 million (Q2 2025) and $5.84 million (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 12.69 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -22.01 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 7.29 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | -19.63 Bn |
| 10 | United Bancorp | 84.83 Mn | 84.83 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -4.94 Mn |
| Sep 30, 2025 | -4.29 Mn |
| Jun 30, 2025 | 3.89 Mn |
| Mar 31, 2025 | 5.84 Mn |
| Dec 31, 2024 | 16.61 Mn |
| Sep 30, 2024 | -9.60 Mn |
| Jun 30, 2024 | 4.11 Mn |
| Mar 31, 2024 | -2.96 Mn |
| Dec 31, 2023 | 16.94 Mn |
| Sep 30, 2023 | 4.00 Mn |
| Jun 30, 2023 | -800,000.00 |
| Mar 31, 2023 | 2.33 Mn |
| Dec 31, 2022 | -3.63 Mn |
| Sep 30, 2022 | 1.03 Mn |
| Jun 30, 2022 | 5.10 Mn |
| Mar 31, 2022 | 7.91 Mn |
| Dec 31, 2021 | -7.75 Mn |
| Sep 30, 2021 | 3.42 Mn |
| Jun 30, 2021 | 8.57 Mn |
| Mar 31, 2021 | 6.63 Mn |
API Access
United Bancorp Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();