United Bancorp (UBCP) Asset Utilization Ratio (2013 - 2025)
United Bancorp's (UBCP) quarterly Asset Utilization Ratio came in at 0.02 in Q4 2025, up 107.87% year-on-year from 0.01 in Q4 2024, and up 10.98% on a QoQ basis from 0.01 in Q3 2025.
United Bancorp (UBCP) Asset Utilization Ratio (2013 - 2025) Analysis & Trends
United Bancorp (UBCP) has 13 years of Asset Utilization Ratio data on file, last reported at 0.02 in Q4 2025.
- On a quarterly basis, Asset Utilization Ratio rose 107.87% year-over-year to 0.02 in Q4 2025; TTM through Dec 2025 was 0.02, a 107.87% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 7.75% from the prior year.
- Asset Utilization Ratio for Q4 2025 stood at 0.02, up from 0.01 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for UBCP reached as high as 0.04 in Q3 2022 and fell as low as 0.01 in Q2 2024.
- Historically, Asset Utilization Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2021.
- On a YoY basis, Asset Utilization Ratio climbed as much as 217.87% in 2024 and fell as far as 147.21% in 2024.
- Year by year, Asset Utilization Ratio stood at 0.01 in 2021, then jumped by 199.47% to 0.04 in 2022, then tumbled by 116.67% to 0.01 in 2023, then surged by 215.89% to 0.01 in 2024, then jumped by 107.87% to 0.02 in 2025.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.02 in Q4 2025, 0.01 in Q3 2025, and 0.0 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,169.48 Bn | 4,169.48 Bn | 167,623.00 | 19,746.35 |
| 2 | Lloyds Banking | 365.02 Bn | 365.02 Bn | - | 0.05 |
| 3 | First Capital | 208.57 Bn | 208.23 Bn | - | 0.01 |
| 4 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.04 |
| 5 | NatWest | 146.55 Bn | 146.55 Bn | 1.79 Bn | 0.02 |
| 6 | Pnc Financial Services | 101.87 Bn | 101.87 Bn | - | 0.04 |
| 7 | Grupo Aval Acciones Y Valores | 78.10 Bn | -1,273.17 Bn | - | 0.01 |
| 8 | Nu Holdings | 70.73 Bn | 55.58 Bn | 1.94 Bn | 0.22 |
| 9 | Deutsche Bank Aktiengesellschaft | 68.22 Bn | 68.22 Bn | - | 0.01 |
| 10 | United Bancorp | 87.21 Mn | -193.52 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | -0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |