United Bancorp (UBCP) Asset Utilization Ratio (2013 - 2025)
United Bancorp (UBCP) reported Asset Utilization Ratio of 0.04 for Q4 2025, up 5.15% year-over-year from 0.04 in Q4 2024, and up 3.76% on a QoQ basis from 0.04 in Q3 2025.
United Bancorp (UBCP) has 13 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q4 2025.
- Quarterly Asset Utilization Ratio rose 5.15% year-over-year to 0.04 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.04 (up 5.15% YoY) and the FY2025 annual result came in at 0.04, up 8.48% from the prior year.
- Asset Utilization Ratio grew to 0.04 in Q4 2025 per UBCP's latest filing, from 0.04 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.04 in Q4 2025 and bottomed at 0.01 in Q4 2021.
- The 5-year median for Asset Utilization Ratio is 0.04 (2024), against an average of 0.03.
- The widest annual swing landed in 2021, when Asset Utilization Ratio slipped 7.06%; it then soared 199.47% in 2022.
- Tracing UBCP's Asset Utilization Ratio over 5 years: stood at 0.01 in 2021, then surged by 199.47% to 0.04 in 2022, then fell by 2.44% to 0.04 in 2023, then dropped by 2.08% to 0.04 in 2024, then gained by 5.15% to 0.04 in 2025.
- Per Business Quant, the three latest UBCP Asset Utilization Ratio figures stand at 0.04 (Q4 2025), 0.04 (Q3 2025), and 0.04 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.05 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.02 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.01 |
| Sep 30, 2020 | 0.01 |
| Jun 30, 2020 | 0.01 |
| Mar 31, 2020 | 0.01 |
| Dec 31, 2019 | 0.01 |
| Sep 30, 2019 | 0.01 |
| Jun 30, 2019 | 0.01 |
| Mar 31, 2019 | 0.01 |
| Dec 31, 2018 | 0.02 |
| Sep 30, 2018 | 0.02 |
| Jun 30, 2018 | 0.02 |
| Mar 31, 2018 | 0.02 |
| Dec 31, 2017 | 0.02 |
| Sep 30, 2017 | 0.02 |
| Jun 30, 2017 | 0.03 |
| Mar 31, 2017 | 0.04 |
| Dec 31, 2016 | 0.04 |
| Sep 30, 2016 | 0.04 |
| Jun 30, 2016 | 0.04 |
| Mar 31, 2016 | 0.04 |
| Dec 31, 2015 | 0.04 |
| Sep 30, 2015 | 0.04 |
| Jun 30, 2015 | 0.04 |
| Mar 31, 2015 | 0.04 |
| Dec 31, 2014 | 0.04 |
| Sep 30, 2014 | 0.04 |
| Jun 30, 2014 | 0.05 |
| Mar 31, 2014 | 0.05 |
| Dec 31, 2013 | 0.05 |
| Sep 30, 2013 | 0.04 |
| Jun 30, 2013 | 0.04 |
| Mar 31, 2013 | 0.04 |