Trupanion (TRUP) EBT Margin (2013 - 2026)
Trupanion (TRUP) recorded EBT Margin of 1.88% in Q2 2026, down 1.11 percentage points from 2.98% a year earlier but up 0.33 percentage points from the prior quarter.
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Analysis
Trupanion (TRUP) EBT Margin (2013 - 2026) Analysis & Trends
On a TTM basis, Trupanion's EBT Margin came in at 1.72% as of Jun 30, 2026, up 0.82 percentage points year-over-year; for FY2025, it was 1.53%, up 2.28 percentage points from FY2024.
- Annual EBT Margin has increased for four straight years, with a five-year change of +2.67 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at -0.75% in FY2024 (+3.31 pp), -4.06% in FY2023 (+0.82 pp), -4.88% in FY2022 (+0.16 pp) and -5.04% in FY2021 (-3.90 pp).
- Quarterly EBT Margin has ranged from -9.74% in Q1 2023 to 2.98% in Q2 2025 over the past five years.
- On a year-over-year basis, EBT Margin rose in seven of the last eight quarters, with an average year-over-year change of +1.64 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 7.49 percentage points in Q1 2024, against a drop of 5.43 percentage points in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.55% (Q1 2026), 1.67% (Q4 2025) and 1.80% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.65 Bn | 87.23 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 133.70 Bn | 109.53 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 94.75 Bn | 86.91 Bn | - | 15.05% |
| 4 | Travelers Companies | 85.38 Bn | 61.63 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 77.63 Bn | -17.25 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 69.27 Bn | 63.67 Bn | - | 10.34% |
| 7 | Metlife | 66.42 Bn | -40.36 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 66.13 Bn | 27.40 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 65.25 Bn | 58.47 Bn | - | 17.05% |
| 10 | Trupanion | 1.30 Bn | -199.12 Mn | 65.13 Mn | 1.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88% |
| Mar 31, 2026 | 1.55% |
| Dec 31, 2025 | 1.67% |
| Sep 30, 2025 | 1.80% |
| Jun 30, 2025 | 2.98% |
| Mar 31, 2025 | -0.42% |
| Dec 31, 2024 | 0.50% |
| Sep 30, 2024 | 0.45% |
| Jun 30, 2024 | -1.88% |
| Mar 31, 2024 | -2.25% |
| Dec 31, 2023 | -0.69% |
| Sep 30, 2023 | -1.43% |
| Jun 30, 2023 | -5.16% |
| Mar 31, 2023 | -9.74% |
| Dec 31, 2022 | -3.78% |
| Sep 30, 2022 | -5.31% |
| Jun 30, 2022 | -6.20% |
| Mar 31, 2022 | -4.31% |
| Dec 31, 2021 | -3.09% |
| Sep 30, 2021 | -3.93% |
API Access
Trupanion EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=TRUP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "TRUP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=TRUP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();