Trustco Bank Corp N Y (TRST) Net Margin (2010 - 2026)
Trustco Bank Corp N Y (TRST) recorded Net Margin of 32.94% in Q2 2026, up 0.67 percentage points from 32.27% a year earlier and up 0.07 percentage points from the prior quarter.
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Analysis
Trustco Bank Corp N Y (TRST) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Trustco Bank Corp N Y's Net Margin came in at 33.03% as of Jun 30, 2026, up 3.13 percentage points year-over-year; for FY2025, it was 30.21%, down 112.39 percentage points from FY2024.
- Annual Net Margin has a five-year change of -0.50 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 142.60% in FY2024 (-28.78 pp), 171.38% in FY2023 (+133.65 pp), 37.73% in FY2022 (+3.24 pp) and 34.49% in FY2021 (+3.78 pp).
- Quarterly Net Margin has ranged from 22.86% in Q4 2023 to 38.75% in Q4 2022 over the past five years.
- On a year-over-year basis, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +2.47 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 6.27 percentage points in Q4 2025, against a drop of 15.89 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 32.87% (Q1 2026), 32.32% (Q4 2025) and 34.01% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Trustco Bank Corp N Y | 924.44 Mn | -1.97 Bn | - | 32.94% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.94% |
| Mar 31, 2026 | 32.87% |
| Dec 31, 2025 | 32.32% |
| Sep 30, 2025 | 34.01% |
| Jun 30, 2025 | 32.27% |
| Mar 31, 2025 | 31.48% |
| Dec 31, 2024 | 26.05% |
| Sep 30, 2024 | 29.53% |
| Jun 30, 2024 | 28.89% |
| Mar 31, 2024 | 29.28% |
| Dec 31, 2023 | 22.86% |
| Sep 30, 2023 | 31.37% |
| Jun 30, 2023 | 33.65% |
| Mar 31, 2023 | 34.37% |
| Dec 31, 2022 | 38.75% |
| Sep 30, 2022 | 37.11% |
| Jun 30, 2022 | 37.25% |
| Mar 31, 2022 | 37.74% |
| Dec 31, 2021 | 36.24% |
| Sep 30, 2021 | 37.94% |
API Access
Trustco Bank Corp N Y Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=TRST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "TRST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=TRST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();