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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Trustco Bank Corp N Y (TRST) Net Margin (2023 - 2025)

Trustco Bank Corp N Y's Net Margin history spans 3 years, with the latest figure at 40.9% for Q4 2025.

  • For Q4 2025, Net Margin rose 1027.0% year-over-year to 40.9%; the TTM value through Dec 2025 reached 34.73%, up 515.0%, while the annual FY2025 figure was 32.26%, 11615.0% down from the prior year.
  • Net Margin reached 40.9% in Q4 2025 per TRST's latest filing, up from 34.01% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 40.9% in Q4 2025 to a low of 22.86% in Q4 2023.
  • Average Net Margin over 3 years is 31.6%, with a median of 31.43% recorded in 2023.
  • Peak YoY movement for Net Margin: crashed -509bps in 2024, then skyrocketed 1027bps in 2025.
  • A 3-year view of Net Margin shows it stood at 22.86% in 2023, then surged by 34bps to 30.63% in 2024, then surged by 34bps to 40.9% in 2025.
  • Per Business Quant, the three most recent readings for TRST's Net Margin are 40.9% (Q4 2025), 34.01% (Q3 2025), and 32.27% (Q2 2025).