Trustco Bank Corp N Y (TRST) Net Margin (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Net Margin came in at 32.94% in Q2 2026, up 67.0% on a YoY basis from 19.72% in Q2 2025, and little changed quarter-over-quarter from 32.87% in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Net Margin (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Net Margin for 17 consecutive years, with 32.94% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 67.0% year-over-year to 32.94%; the trailing twelve-month figure through Jun 2026 stood at 33.03% (up 313.0% YoY), and the FY2025 full-year result was 30.21%, down 11239.0% from the prior year.
- Net Margin steadied at 32.94% in Q2 2026 per TRST's latest filing, from 32.87% in the prior quarter.
- Across five years, Net Margin topped out at 37.74% in Q1 2022 and bottomed at 22.86% in Q4 2023.
- Historically, Net Margin has averaged 32.21% across 5 years, with a median of 32.59% in 2025.
- The sharpest annual moves came in 2023 and 2025: Net Margin tumbled 1296 bps in 2023, then surged 627 bps in 2025.
- Over 5 years, Net Margin stood at 35.82% in 2022, then sank by 36 bps to 22.86% in 2023, then gained by 14 bps to 26.05% in 2024, then increased by 24 bps to 32.32% in 2025, then increased by 2 bps to 32.94% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 32.94%, 32.87%, and 32.32% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | 33.93% |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | 282.31% |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | 789.09% |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | 32.94% |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | 15.70% |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 692.98% |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 44.05% |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | 35.39% |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | 15.84% |
| 10 | FB Bancorp | 256.93 Mn | 211.72 Mn | - | -57.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.94% |
| Mar 31, 2026 | 32.87% |
| Dec 31, 2025 | 32.32% |
| Sep 30, 2025 | 34.01% |
| Jun 30, 2025 | 32.27% |
| Mar 31, 2025 | 31.48% |
| Dec 31, 2024 | 26.05% |
| Sep 30, 2024 | 29.53% |
| Jun 30, 2024 | 28.89% |
| Mar 31, 2024 | 29.28% |
| Dec 31, 2023 | 22.86% |
| Sep 30, 2023 | 31.37% |
| Jun 30, 2023 | 33.65% |
| Mar 31, 2023 | 34.37% |
| Dec 31, 2022 | 35.82% |
| Sep 30, 2022 | 37.11% |
| Jun 30, 2022 | 37.25% |
| Mar 31, 2022 | 37.74% |
| Dec 31, 2021 | 35.71% |
| Sep 30, 2021 | 37.94% |