Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly FCF Payout Ratio came in at 0.66 in Q1 2026, up 131.66% YoY from 0.29 in Q1 2025, and up 31.47% on a QoQ basis from 0.51 in Q4 2025.
Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has 16 years of FCF Payout Ratio data on file, last reported at 0.66 in Q1 2026.
- Quarterly FCF Payout Ratio rose 131.66% year-over-year to 0.66 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.47 (down 28.89% YoY) and the FY2025 annual result came in at 0.6, up 20.2% from the prior year.
- FCF Payout Ratio improved to 0.66 in Q1 2026, from 0.51 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.73 in Q1 2024 to a low of 2.1 in Q1 2025.
- A 5-year average of 0.33 and a median of 0.47 in 2023 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio tumbled 387.71% — and 2026, when it jumped 131.66%.
- Tracing TRST's FCF Payout Ratio over 5 years: stood at 0.32 in 2022, then surged by 43.97% to 0.47 in 2023, then climbed by 22.94% to 0.57 in 2024, then declined by 11.7% to 0.51 in 2025, then soared by 31.47% to 0.66 in 2026.
- The last three FCF Payout Ratio figures came in at 0.66 (Q1 2026), 0.51 (Q4 2025), and 0.68 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Trustco Bank Corp N Y | 984.34 Mn | 277.66 Mn | - | 0.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.66 |
| Dec 31, 2025 | 0.51 |
| Sep 30, 2025 | 0.68 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | -2.10 |
| Dec 31, 2024 | 0.57 |
| Sep 30, 2024 | 0.44 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.47 |
| Sep 30, 2023 | 0.62 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.42 |