Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)
Trustco Bank Corp N Y (TRST) posted FCF Payout Ratio of 0.66 for Q1 2026, up 31.47% on a QoQ basis from 0.51 in Q4 2025, and up 131.66% year-over-year from 0.29 in Q1 2025.
Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends
Trustco Bank Corp N Y's FCF Payout Ratio history runs 16 years deep, the most recent figure standing at 0.66 for Q1 2026.
- Quarterly FCF Payout Ratio rose 131.66% year-over-year to 0.66 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.47 (down 28.89% YoY) and the FY2025 annual result came in at 0.6, up 20.2% from the prior year.
- FCF Payout Ratio was 0.66 for Q1 2026 at Trustco Bank Corp N Y, up from 0.51 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.73 in Q1 2024 and bottomed at 2.1 in Q1 2025.
- A 5-year average of 0.33 and a median of 0.47 in 2023 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 387.71% — and 2026, when it jumped 131.66%.
- Trustco Bank Corp N Y's FCF Payout Ratio stood at 0.32 in 2022, then jumped by 43.97% to 0.47 in 2023, then increased by 22.94% to 0.57 in 2024, then retreated by 11.7% to 0.51 in 2025, then surged by 31.47% to 0.66 in 2026.
- Business Quant data shows TRST's FCF Payout Ratio at 0.66 in Q1 2026, 0.51 in Q4 2025, and 0.68 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Trustco Bank Corp N Y | 1.14 Bn | 357.62 Mn | - | 0.66 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.66 |
| Dec 31, 2025 | 0.51 |
| Sep 30, 2025 | 0.68 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | -2.10 |
| Dec 31, 2024 | 0.57 |
| Sep 30, 2024 | 0.44 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.47 |
| Sep 30, 2023 | 0.62 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.42 |
| Jun 30, 2021 | 0.36 |