Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)

Trustco Bank Corp N Y (TRST) reported FCF Payout Ratio of 0.66 for Q1 2026, up 131.66% on a YoY basis from 0.29 in Q1 2025, and up 31.47% quarter-over-quarter from 0.51 in Q4 2025.

Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends

Trustco Bank Corp N Y has reported FCF Payout Ratio for 16 years, with the latest figure at 0.66 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 131.66% year-over-year to 0.66; the trailing twelve-month figure through Mar 2026 stood at 0.47 (down 28.89% YoY), and the FY2025 full-year result was 0.6, up 20.2% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.66, up from 0.51 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.73 in Q1 2024, with the low at 2.1 in Q1 2025.
  • Historically, FCF Payout Ratio has averaged 0.33 across 5 years, with a median of 0.47 in 2023.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio tumbled 387.71% — and 2026, when it jumped 131.66%.
  • Trustco Bank Corp N Y's FCF Payout Ratio stood at 0.32 in 2022, then surged by 43.97% to 0.47 in 2023, then climbed by 22.94% to 0.57 in 2024, then declined by 11.7% to 0.51 in 2025, then soared by 31.47% to 0.66 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.66 (Q1 2026), 0.51 (Q4 2025), and 0.68 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Trustco Bank Corp N Y 984.88 Mn 216.77 Mn - 0.66

Historic Data

Download Data
DateValue
Mar 31, 2026 0.66
Dec 31, 2025 0.51
Sep 30, 2025 0.68
Jun 30, 2025 0.27
Mar 31, 2025 -2.10
Dec 31, 2024 0.57
Sep 30, 2024 0.44
Jun 30, 2024 0.39
Mar 31, 2024 0.73
Dec 31, 2023 0.47
Sep 30, 2023 0.62
Jun 30, 2023 0.47
Mar 31, 2023 0.38
Dec 31, 2022 0.32
Sep 30, 2022 0.30
Jun 30, 2022 0.32
Mar 31, 2022 0.66
Dec 31, 2021 0.63
Sep 30, 2021 0.42
Jun 30, 2021 0.36