Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)

Trustco Bank Corp N Y (TRST) posted FCF Payout Ratio of 0.66 for Q1 2026, up 31.47% on a QoQ basis from 0.51 in Q4 2025, and up 131.66% year-over-year from 0.29 in Q1 2025.

Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends

Trustco Bank Corp N Y's FCF Payout Ratio history runs 16 years deep, the most recent figure standing at 0.66 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 131.66% year-over-year to 0.66 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.47 (down 28.89% YoY) and the FY2025 annual result came in at 0.6, up 20.2% from the prior year.
  • FCF Payout Ratio was 0.66 for Q1 2026 at Trustco Bank Corp N Y, up from 0.51 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.73 in Q1 2024 and bottomed at 2.1 in Q1 2025.
  • A 5-year average of 0.33 and a median of 0.47 in 2023 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio slumped 387.71% — and 2026, when it jumped 131.66%.
  • Trustco Bank Corp N Y's FCF Payout Ratio stood at 0.32 in 2022, then jumped by 43.97% to 0.47 in 2023, then increased by 22.94% to 0.57 in 2024, then retreated by 11.7% to 0.51 in 2025, then surged by 31.47% to 0.66 in 2026.
  • Business Quant data shows TRST's FCF Payout Ratio at 0.66 in Q1 2026, 0.51 in Q4 2025, and 0.68 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Trustco Bank Corp N Y 1.14 Bn 357.62 Mn - 0.66

Historic Data

Download Data
DateValue
Mar 31, 2026 0.66
Dec 31, 2025 0.51
Sep 30, 2025 0.68
Jun 30, 2025 0.27
Mar 31, 2025 -2.10
Dec 31, 2024 0.57
Sep 30, 2024 0.44
Jun 30, 2024 0.39
Mar 31, 2024 0.73
Dec 31, 2023 0.47
Sep 30, 2023 0.62
Jun 30, 2023 0.47
Mar 31, 2023 0.38
Dec 31, 2022 0.32
Sep 30, 2022 0.30
Jun 30, 2022 0.32
Mar 31, 2022 0.66
Dec 31, 2021 0.63
Sep 30, 2021 0.42
Jun 30, 2021 0.36