Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly FCF Payout Ratio came in at 0.26 in Q2 2026, down 3.7% on a YoY basis from 0.27 in Q2 2025, and down 60.18% quarter-over-quarter from 0.66 in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported FCF Payout Ratio for 16 consecutive years, with 0.26 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Payout Ratio fell 3.7% year-over-year to 0.26; the trailing twelve-month figure through Jun 2026 stood at 0.46 (down 17.55% YoY), and the FY2025 full-year result was 0.6, up 20.2% from the prior year.
- FCF Payout Ratio fell to 0.26 in Q2 2026 per TRST's latest filing, from 0.66 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.73 in Q1 2024 and bottomed at 2.1 in Q1 2025.
- Historically, FCF Payout Ratio has averaged 0.33 across 5 years, with a median of 0.45 in 2023.
- The sharpest annual moves came in 2025 and 2026: FCF Payout Ratio plunged 387.71% in 2025, then surged 131.66% in 2026.
- Over 5 years, FCF Payout Ratio stood at 0.32 in 2022, then jumped by 43.97% to 0.47 in 2023, then increased by 22.94% to 0.57 in 2024, then retreated by 11.7% to 0.51 in 2025, then tumbled by 47.65% to 0.26 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.26, 0.66, and 0.51 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 0.51 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | - |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 0.67 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 0.26 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.27 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 0.06 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 0.16 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 0.26 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 0.24 |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.66 |
| Dec 31, 2025 | 0.51 |
| Sep 30, 2025 | 0.68 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | -2.10 |
| Dec 31, 2024 | 0.57 |
| Sep 30, 2024 | 0.44 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.47 |
| Sep 30, 2023 | 0.62 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.42 |