Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026)
Trustco Bank Corp N Y's (TRST) FCF Payout Ratio came in at 0.26 for Q2 2026, down 3.7% from 0.27 a year earlier and down 60.2% from the prior quarter.
Trustco Bank Corp N Y (TRST) FCF Payout Ratio (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Payout Ratio at Trustco Bank Corp N Y was 0.46, down 17.6% year-over-year; for FY2025, it came in at 0.60, up 20.2% from FY2024.
- Annual FCF Payout Ratio has increased for three consecutive years.
- In prior years, Trustco Bank Corp N Y's FCF Payout Ratio was 0.50 in FY2024 (+7.2%), 0.47 in FY2023 (+29.9%), 0.36 in FY2022 (-27.9%) and 0.50 in FY2021 (+10.8%).
- The Q2 2026 figure stands as the lowest quarterly FCF Payout Ratio since Q3 2011.
- On a year-over-year basis, FCF Payout Ratio increased in two of the last six quarters, with growth averaging 0.7%.
- The strongest year-over-year quarter for FCF Payout Ratio in the past five years was Q3 2023, with growth of 105.8%; the weakest was Q4 2022, with a decline of 48.7%.
- According to Business Quant data, FCF Payout Ratio for the three prior quarters was 0.66 (Q1 2026), 0.51 (Q4 2025) and 0.68 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.08 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 0.20 |
| 10 | Trustco Bank Corp N Y | 924.44 Mn | -1.97 Bn | - | 0.26 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.66 |
| Dec 31, 2025 | 0.51 |
| Sep 30, 2025 | 0.68 |
| Jun 30, 2025 | 0.27 |
| Dec 31, 2024 | 0.57 |
| Sep 30, 2024 | 0.44 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.47 |
| Sep 30, 2023 | 0.62 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.30 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.42 |
| Jun 30, 2021 | 0.36 |
Trustco Bank Corp N Y FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=TRST&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "TRST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=TRST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();