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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Trustco Bank Corp N Y (TRST) EBT Margin (2023 - 2025)

Trustco Bank Corp N Y's EBT Margin history spans 3 years, with the latest figure at 43.71% for Q4 2025.

  • For Q4 2025, EBT Margin rose 967.0% year-over-year to 43.71%; the TTM value through Dec 2025 reached 43.0%, up 572.0%, while the annual FY2025 figure was 39.94%, 14709.0% down from the prior year.
  • EBT Margin reached 43.71% in Q4 2025 per TRST's latest filing, down from 44.59% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 45.81% in Q1 2023 to a low of 29.94% in Q4 2023.
  • Average EBT Margin over 3 years is 40.23%, with a median of 41.19% recorded in 2023.
  • Peak YoY movement for EBT Margin: plummeted -738bps in 2024, then soared 967bps in 2025.
  • A 3-year view of EBT Margin shows it stood at 29.94% in 2023, then increased by 14bps to 34.05% in 2024, then grew by 28bps to 43.71% in 2025.
  • Per Business Quant, the three most recent readings for TRST's EBT Margin are 43.71% (Q4 2025), 44.59% (Q3 2025), and 42.33% (Q2 2025).