Trustco Bank Corp N Y (TRST) EBT Margin (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly EBT Margin came in at 43.72% in Q2 2026, up 139.0% on a YoY basis from 18.29% in Q2 2025, and little changed quarter-over-quarter from 43.63% in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) EBT Margin (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported EBT Margin for 17 consecutive years, with 43.72% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin rose 139.0% year-over-year to 43.72%; the trailing twelve-month figure through Jun 2026 stood at 43.91% (up 472.0% YoY), and the FY2025 full-year result was 39.94%, down 14709.0% from the prior year.
- EBT Margin was little changed at 43.72% in Q2 2026 per TRST's latest filing, from 43.63% in the prior quarter.
- Across five years, EBT Margin topped out at 50.16% in Q1 2022 and bottomed at 29.94% in Q4 2023.
- Historically, EBT Margin has averaged 42.54% across 5 years, with a median of 43.67% in 2025.
- The sharpest annual moves came in 2023 and 2025: EBT Margin tumbled 1717 bps in 2023, then soared 967 bps in 2025.
- Over 5 years, EBT Margin stood at 47.11% in 2022, then plunged by 36 bps to 29.94% in 2023, then advanced by 14 bps to 34.05% in 2024, then grew by 28 bps to 43.71% in 2025, then rose by 0 bps to 43.72% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 43.72%, 43.63%, and 43.71% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | 42.98% |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | 402.91% |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | 978.98% |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | 43.72% |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | 24.11% |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 987.07% |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 50.91% |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | 49.91% |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | 21.14% |
| 10 | FB Bancorp | 256.93 Mn | 211.72 Mn | - | 121.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.72% |
| Mar 31, 2026 | 43.63% |
| Dec 31, 2025 | 43.71% |
| Sep 30, 2025 | 44.59% |
| Jun 30, 2025 | 42.33% |
| Mar 31, 2025 | 41.28% |
| Dec 31, 2024 | 34.05% |
| Sep 30, 2024 | 38.76% |
| Jun 30, 2024 | 37.94% |
| Mar 31, 2024 | 38.43% |
| Dec 31, 2023 | 29.94% |
| Sep 30, 2023 | 41.10% |
| Jun 30, 2023 | 44.86% |
| Mar 31, 2023 | 45.81% |
| Dec 31, 2022 | 47.11% |
| Sep 30, 2022 | 49.32% |
| Jun 30, 2022 | 48.90% |
| Mar 31, 2022 | 50.16% |
| Dec 31, 2021 | 48.26% |
| Sep 30, 2021 | 50.44% |