Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hanover Insurance (THG) FCF Margin (2016 - 2025)

Hanover Insurance's FCF Margin history spans 16 years, with the latest figure at 18.95% for Q4 2025.

  • For Q4 2025, FCF Margin rose 566.0% year-over-year to 18.95%; the TTM value through Dec 2025 reached 17.2%, up 444.0%, while the annual FY2025 figure was 17.75%, 498.0% up from the prior year.
  • FCF Margin reached 18.95% in Q4 2025 per THG's latest filing, down from 33.12% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 33.12% in Q3 2025 to a low of 0.28% in Q2 2022.
  • Average FCF Margin over 5 years is 12.67%, with a median of 13.27% recorded in 2024.
  • Peak YoY movement for FCF Margin: tumbled -1378bps in 2022, then skyrocketed 1044bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 13.29% in 2021, then dropped by -1bps to 13.16% in 2022, then crashed by -52bps to 6.28% in 2023, then soared by 111bps to 13.29% in 2024, then skyrocketed by 43bps to 18.95% in 2025.
  • Per Business Quant, the three most recent readings for THG's FCF Margin are 18.95% (Q4 2025), 33.12% (Q3 2025), and 13.26% (Q2 2025).