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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hanover Insurance (THG) FCF Margin (2016 - 2025)

Hanover Insurance (THG) has disclosed FCF Margin for 17 consecutive years, with 22.62% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, FCF Margin rose 809.0% year-over-year to 22.62%, compared with a TTM value of 17.77% through Dec 2025, up 430.0%, and an annual FY2025 reading of 17.87%, up 440.0% over the prior year.
  • FCF Margin was 22.62% for Q4 2025 at Hanover Insurance, down from 31.08% in the prior quarter.
  • Across five years, FCF Margin topped out at 31.08% in Q3 2025 and bottomed at 0.28% in Q2 2022.
  • Average FCF Margin over 5 years is 13.72%, with a median of 14.3% recorded in 2021.
  • The sharpest move saw FCF Margin tumbled -1378bps in 2022, then soared 1102bps in 2024.
  • Year by year, FCF Margin stood at 24.54% in 2021, then crashed by -39bps to 15.01% in 2022, then plummeted by -53bps to 7.05% in 2023, then skyrocketed by 106bps to 14.54% in 2024, then soared by 56bps to 22.62% in 2025.
  • Business Quant data shows FCF Margin for THG at 22.62% in Q4 2025, 31.08% in Q3 2025, and 13.26% in Q2 2025.