First Financial (THFF) EBT Margin (2009 - 2026)
First Financial's EBT Margin came in at 39.01% for Q2 2026, up 2.81 percentage points from 36.20% a year earlier and up 2.74 percentage points from the prior quarter.
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Analysis
First Financial (THFF) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Financial reported EBT Margin of 37.95%, up 6.60 percentage points year-over-year; for FY2025, it was 37.70%, up 11.45 percentage points from FY2024.
- EBT Margin carries a five-year change of +2.99 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 26.25% in FY2024 (-8.28 pp), 34.53% in FY2023 (-6.92 pp), 41.44% in FY2022 (+6.07 pp) and 35.37% in FY2021 (+0.67 pp).
- The five-year range for quarterly EBT Margin is 17.86% (Q3 2024) to 51.90% (Q1 2022).
- Year-over-year, EBT Margin increased in six of the last eight quarters, with an average year-over-year change of +4.09 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2025 (a gain of 21.31 percentage points), and the weakest in Q4 2021 (a drop of 19.25 percentage points).
- Business Quant data shows THFF's EBT Margin at 36.27% (Q1 2026), 37.36% (Q4 2025) and 39.17% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | First Financial | 918.17 Mn | 918.17 Mn | - | 45.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 45.93% |
| Jun 30, 2026 | 39.01% |
| Mar 31, 2026 | 36.27% |
| Dec 31, 2025 | 37.36% |
| Sep 30, 2025 | 39.17% |
| Jun 30, 2025 | 36.20% |
| Mar 31, 2025 | 38.05% |
| Dec 31, 2024 | 32.38% |
| Sep 30, 2024 | 17.86% |
| Jun 30, 2024 | 27.61% |
| Mar 31, 2024 | 27.15% |
| Dec 31, 2023 | 27.73% |
| Sep 30, 2023 | 36.59% |
| Jun 30, 2023 | 37.03% |
| Mar 31, 2023 | 36.47% |
| Dec 31, 2022 | 35.04% |
| Sep 30, 2022 | 41.07% |
| Jun 30, 2022 | 38.07% |
| Mar 31, 2022 | 51.90% |
| Dec 31, 2021 | 18.02% |
API Access
First Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=THFF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "THFF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=THFF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();