First Financial THFF
NASDAQ THFF
$76.93 -0.32 (-0.41%)
As of: Sep 10, 2026 · 10:44 AM EDT

First Financial (THFF) EBT Margin (2010 - 2026)

First Financial's (THFF) quarterly EBT Margin came in at 38.0% in Q2 2026, up 200.0% on a YoY basis from 12.67% in Q2 2025, and up 4.77% quarter-over-quarter from 36.27% in Q1 2026.

Analysis

First Financial (THFF) EBT Margin (2010 - 2026) Analysis & Trends

First Financial (THFF) has reported EBT Margin for 17 consecutive years, with 38.0% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBT Margin rose 200.0% year-over-year to 38.0%; the trailing twelve-month figure through Jun 2026 stood at 37.49% (down 185.0% YoY), and the FY2025 full-year result was 37.48%, up 1124.0% from the prior year.
  • EBT Margin rose to 38.0% in Q2 2026 per THFF's latest filing, from 36.27% in the prior quarter.
  • Across five years, EBT Margin topped out at 402.09% in Q1 2022 and bottomed at 27.73% in Q4 2023.
  • Historically, EBT Margin has averaged 148.96% across 5 years, with a median of 83.65% in 2025.
  • The sharpest annual moves came in 2022 and 2025: EBT Margin jumped 36563 bps in 2022, then plunged 16581 bps in 2025.
  • Over 5 years, EBT Margin stood at 35.04% in 2022, then fell by 21 bps to 27.73% in 2023, then climbed by 17 bps to 32.38% in 2024, then rose by 13 bps to 36.57% in 2025, then advanced by 4 bps to 38.0% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 38.0%, 36.27%, and 36.57% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Banco Santander Chile 953.54 Bn 953.54 Bn - -
2 Truist Financial 61.08 Bn 61.08 Bn - 34.47%
3 Fifth Third Bancorp 49.19 Bn 25.46 Bn - 31.64%
4 M&T Bank 34.47 Bn 34.47 Bn - 41.98%
5 Huntington Bancshares 33.40 Bn 28.88 Bn - 31.58%
6 Citizens Financial 29.11 Bn 29.11 Bn - 33.07%
7 Regions Financial 25.29 Bn 25.29 Bn - 37.65%
8 First Citizens Bancshares 24.56 Bn 24.04 Bn 29.00 Mn 1,204.05%
9 Keycorp 23.09 Bn -24.60 Bn - 33.08%
10 First Financial 914.85 Mn 914.85 Mn - 38.00%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 38.00%
Mar 31, 2026 36.27%
Dec 31, 2025 36.57%
Sep 30, 2025 39.17%
Jun 30, 2025 36.00%
Mar 31, 2025 38.05%
Dec 31, 2024 32.38%
Sep 30, 2024 128.14%
Jun 30, 2024 201.81%
Mar 31, 2024 195.72%
Dec 31, 2023 27.73%
Sep 30, 2023 272.04%
Jun 30, 2023 276.35%
Mar 31, 2023 287.31%
Dec 31, 2022 35.04%
Sep 30, 2022 325.77%
Jun 30, 2022 272.85%
Mar 31, 2022 402.09%
Dec 31, 2021 -51.26%
Sep 30, 2021 313.99%