First Financial (THFF) EBT Margin (2010 - 2026)
First Financial's (THFF) quarterly EBT Margin came in at 38.0% in Q2 2026, up 200.0% on a YoY basis from 12.67% in Q2 2025, and up 4.77% quarter-over-quarter from 36.27% in Q1 2026.
Analysis
First Financial (THFF) EBT Margin (2010 - 2026) Analysis & Trends
First Financial (THFF) has reported EBT Margin for 17 consecutive years, with 38.0% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin rose 200.0% year-over-year to 38.0%; the trailing twelve-month figure through Jun 2026 stood at 37.49% (down 185.0% YoY), and the FY2025 full-year result was 37.48%, up 1124.0% from the prior year.
- EBT Margin rose to 38.0% in Q2 2026 per THFF's latest filing, from 36.27% in the prior quarter.
- Across five years, EBT Margin topped out at 402.09% in Q1 2022 and bottomed at 27.73% in Q4 2023.
- Historically, EBT Margin has averaged 148.96% across 5 years, with a median of 83.65% in 2025.
- The sharpest annual moves came in 2022 and 2025: EBT Margin jumped 36563 bps in 2022, then plunged 16581 bps in 2025.
- Over 5 years, EBT Margin stood at 35.04% in 2022, then fell by 21 bps to 27.73% in 2023, then climbed by 17 bps to 32.38% in 2024, then rose by 13 bps to 36.57% in 2025, then advanced by 4 bps to 38.0% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 38.0%, 36.27%, and 36.57% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 953.54 Bn | 953.54 Bn | - | - |
| 2 | Truist Financial | 61.08 Bn | 61.08 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.19 Bn | 25.46 Bn | - | 31.64% |
| 4 | M&T Bank | 34.47 Bn | 34.47 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.40 Bn | 28.88 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.11 Bn | 29.11 Bn | - | 33.07% |
| 7 | Regions Financial | 25.29 Bn | 25.29 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.56 Bn | 24.04 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.09 Bn | -24.60 Bn | - | 33.08% |
| 10 | First Financial | 914.85 Mn | 914.85 Mn | - | 38.00% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.00% |
| Mar 31, 2026 | 36.27% |
| Dec 31, 2025 | 36.57% |
| Sep 30, 2025 | 39.17% |
| Jun 30, 2025 | 36.00% |
| Mar 31, 2025 | 38.05% |
| Dec 31, 2024 | 32.38% |
| Sep 30, 2024 | 128.14% |
| Jun 30, 2024 | 201.81% |
| Mar 31, 2024 | 195.72% |
| Dec 31, 2023 | 27.73% |
| Sep 30, 2023 | 272.04% |
| Jun 30, 2023 | 276.35% |
| Mar 31, 2023 | 287.31% |
| Dec 31, 2022 | 35.04% |
| Sep 30, 2022 | 325.77% |
| Jun 30, 2022 | 272.85% |
| Mar 31, 2022 | 402.09% |
| Dec 31, 2021 | -51.26% |
| Sep 30, 2021 | 313.99% |